Boca Raton FL vs Plano TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Boca Raton, FL
Florida · Population: 98,833
- Median HH Income$102,722
- Median Home Price$562,670
- Unemployment5.9%
- Bachelor's+60.4%
Plano, TX
Texas · Population: 287,339
- Median HH Income$108,649
- Median Home Price$507,575
- Unemployment4.1%
- Bachelor's+59.2%
Detailed Comparison
Demographics
Population
Boca Raton
98,833
Plano
287,339
Plano +
Pop. Density / sq mi
Lower = more space
Boca Raton
N/A
Plano
N/A
Median Age
Boca Raton
45.8
Plano
39.3
Plano +
Foreign Born
Boca Raton
20.0%
Plano
28.7%
Plano +
White
Boca Raton
77.2%
Boca Raton +
Plano
53.2%
Black
Boca Raton
5.7%
Plano
9.0%
Plano +
Asian
Boca Raton
3.0%
Plano
22.6%
Plano +
Hispanic
Boca Raton
15.4%
Plano
16.2%
Plano +
Spanish at Home
Boca Raton
N/A
Plano
N/A
| Metric | Boca Raton, FL | Plano, TX | Better |
|---|---|---|---|
| Population | 98,833 | 287,339 | Plano + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 45.8 | 39.3 | Plano + |
| Foreign Born | 20.0% | 28.7% | Plano + |
| White | 77.2% | 53.2% | Boca Raton + |
| Black | 5.7% | 9.0% | Plano + |
| Asian | 3.0% | 22.6% | Plano + |
| Hispanic | 15.4% | 16.2% | Plano + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Boca Raton
$102,722
Plano
$108,649
Plano +
Per Capita Income
Boca Raton
$72,542
Boca Raton +
Plano
$57,753
Per Capita Personal Income (MSA)
BEA MSA-level
Boca Raton
$65,328
Boca Raton +
Plano
$63,758
Unemployment Rate
Boca Raton
5.9%
Plano
4.1%
Plano +
Poverty Rate
Boca Raton
9.4%
Plano
7.1%
Plano +
Bachelor's Degree+
Boca Raton
60.4%
Boca Raton +
Plano
59.2%
| Metric | Boca Raton, FL | Plano, TX | Better |
|---|---|---|---|
| Median HH Income | $102,722 | $108,649 | Plano + |
| Per Capita Income | $72,542 | $57,753 | Boca Raton + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $63,758 | Boca Raton + |
| Unemployment Rate | 5.9% | 4.1% | Plano + |
| Poverty Rate | 9.4% | 7.1% | Plano + |
| Bachelor's Degree+ | 60.4% | 59.2% | Boca Raton + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Boca Raton
$562,670
Plano
$507,575
Plano +
Homeownership Rate
Boca Raton
65.8%
Boca Raton +
Plano
56.6%
| Metric | Boca Raton, FL | Plano, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $562,670 | $507,575 | Plano + |
| Homeownership Rate | 65.8% | 56.6% | Boca Raton + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Boca Raton
324
Boca Raton +
Plano
442
Property Crime / 100K
FBI CDE (state-level est.)
Boca Raton
1453
Boca Raton +
Plano
2339
| Metric | Boca Raton, FL | Plano, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 442 | Boca Raton + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 2339 | Boca Raton + |
Health
Obesity Rate
CDC PLACES
Boca Raton
23.2%
Boca Raton +
Plano
31.2%
Diabetes Rate
CDC PLACES
Boca Raton
10.4%
Plano
9.9%
Plano +
Poor Mental Health
CDC PLACES — 14+ days/month
Boca Raton
14.3%
Plano
14.0%
Plano +
No Health Insurance
CDC PLACES
Boca Raton
9.7%
Boca Raton +
Plano
10.3%
Binge Drinking
CDC PLACES
Boca Raton
14.7%
Boca Raton +
Plano
16.4%
Current Smokers
CDC PLACES
Boca Raton
8.8%
Plano
8.8%
Tie
| Metric | Boca Raton, FL | Plano, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 23.2% | 31.2% | Boca Raton + |
| Diabetes RateCDC PLACES | 10.4% | 9.9% | Plano + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.3% | 14.0% | Plano + |
| No Health InsuranceCDC PLACES | 9.7% | 10.3% | Boca Raton + |
| Binge DrinkingCDC PLACES | 14.7% | 16.4% | Boca Raton + |
| Current SmokersCDC PLACES | 8.8% | 8.8% | Tie |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Boca Raton
N/A
Plano
N/A
Annual Precipitation
NOAA 1991–2020 normal
Boca Raton
N/A
Plano
N/A
| Metric | Boca Raton, FL | Plano, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Boca Raton
7.2 µg/m³
Boca Raton +
Plano
9.2 µg/m³
Good Air Days
AQI ≤ 50
Boca Raton
75.0%
Boca Raton +
Plano
55.0%
| Metric | Boca Raton, FL | Plano, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 9.2 µg/m³ | Boca Raton + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Boca Raton + |
Commute
Mean Commute Time
Census ACS
Boca Raton
23.4 min
Boca Raton +
Plano
27.6 min
| Metric | Boca Raton, FL | Plano, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 23.4 min | 27.6 min | Boca Raton + |
Which City is Right for You?
Plano leads in median household income at $108,649, while plano offers more affordable housing with a median home price of $507,575. On public safety, Boca Raton is safer with a violent crime rate of 324 per 100,000 residents, compared to 442 in Plano. Plano has a lower unemployment rate at 4.1%, and Boca Raton has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Boca Raton scores better with a lower obesity rate of 23.2%.
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