Boulder CO vs Clearwater FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Boulder, CO
Colorado · Population: 106,274
- Median HH Income$85,364
- Median Home Price$970,905
- Unemployment6.1%
- Bachelor's+76.8%
Clearwater, FL
Florida · Population: 117,075
- Median HH Income$64,440
- Median Home Price$341,503
- Unemployment4.7%
- Bachelor's+32.5%
Detailed Comparison
Demographics
Population
Boulder
106,274
Clearwater
117,075
Clearwater +
Pop. Density / sq mi
Lower = more space
Boulder
N/A
Clearwater
N/A
Median Age
Boulder
28.8
Boulder +
Clearwater
46.4
Foreign Born
Boulder
10.2%
Clearwater
17.0%
Clearwater +
White
Boulder
81.8%
Boulder +
Clearwater
70.3%
Black
Boulder
1.1%
Clearwater
10.2%
Clearwater +
Asian
Boulder
5.8%
Boulder +
Clearwater
3.6%
Hispanic
Boulder
11.2%
Clearwater
17.1%
Clearwater +
Spanish at Home
Boulder
N/A
Clearwater
N/A
| Metric | Boulder, CO | Clearwater, FL | Better |
|---|---|---|---|
| Population | 106,274 | 117,075 | Clearwater + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 28.8 | 46.4 | Boulder + |
| Foreign Born | 10.2% | 17.0% | Clearwater + |
| White | 81.8% | 70.3% | Boulder + |
| Black | 1.1% | 10.2% | Clearwater + |
| Asian | 5.8% | 3.6% | Boulder + |
| Hispanic | 11.2% | 17.1% | Clearwater + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Boulder
$85,364
Boulder +
Clearwater
$64,440
Per Capita Income
Boulder
$59,450
Boulder +
Clearwater
$42,934
Per Capita Personal Income (MSA)
BEA MSA-level
Boulder
$76,653
Boulder +
Clearwater
$65,328
Unemployment Rate
Boulder
6.1%
Clearwater
4.7%
Clearwater +
Poverty Rate
Boulder
21.8%
Clearwater
15.4%
Clearwater +
Bachelor's Degree+
Boulder
76.8%
Boulder +
Clearwater
32.5%
| Metric | Boulder, CO | Clearwater, FL | Better |
|---|---|---|---|
| Median HH Income | $85,364 | $64,440 | Boulder + |
| Per Capita Income | $59,450 | $42,934 | Boulder + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,653 | $65,328 | Boulder + |
| Unemployment Rate | 6.1% | 4.7% | Clearwater + |
| Poverty Rate | 21.8% | 15.4% | Clearwater + |
| Bachelor's Degree+ | 76.8% | 32.5% | Boulder + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Boulder
$970,905
Clearwater
$341,503
Clearwater +
Homeownership Rate
Boulder
47.9%
Clearwater
59.1%
Clearwater +
| Metric | Boulder, CO | Clearwater, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $970,905 | $341,503 | Clearwater + |
| Homeownership Rate | 47.9% | 59.1% | Clearwater + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Boulder
512
Clearwater
324
Clearwater +
Property Crime / 100K
FBI CDE (state-level est.)
Boulder
3234
Clearwater
1453
Clearwater +
| Metric | Boulder, CO | Clearwater, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 512 | 324 | Clearwater + |
| Property Crime / 100KFBI CDE (state-level est.) | 3234 | 1453 | Clearwater + |
Health
Obesity Rate
CDC PLACES
Boulder
16.5%
Boulder +
Clearwater
33.3%
Diabetes Rate
CDC PLACES
Boulder
5.7%
Boulder +
Clearwater
13.5%
Poor Mental Health
CDC PLACES — 14+ days/month
Boulder
17.9%
Clearwater
16.8%
Clearwater +
No Health Insurance
CDC PLACES
Boulder
8.6%
Boulder +
Clearwater
14.7%
Binge Drinking
CDC PLACES
Boulder
19.8%
Clearwater
15.6%
Clearwater +
Current Smokers
CDC PLACES
Boulder
9.0%
Boulder +
Clearwater
14.0%
| Metric | Boulder, CO | Clearwater, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 16.5% | 33.3% | Boulder + |
| Diabetes RateCDC PLACES | 5.7% | 13.5% | Boulder + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.9% | 16.8% | Clearwater + |
| No Health InsuranceCDC PLACES | 8.6% | 14.7% | Boulder + |
| Binge DrinkingCDC PLACES | 19.8% | 15.6% | Clearwater + |
| Current SmokersCDC PLACES | 9.0% | 14.0% | Boulder + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Boulder
51.6°F
Boulder +
Clearwater
73.8°F
Annual Precipitation
NOAA 1991–2020 normal
Boulder
20.7 in
Boulder +
Clearwater
54.7 in
| Metric | Boulder, CO | Clearwater, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.6°F | 73.8°F | Boulder + |
| Annual PrecipitationNOAA 1991–2020 normal | 20.7 in | 54.7 in | Boulder + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Boulder
6.2 µg/m³
Boulder +
Clearwater
7.2 µg/m³
Good Air Days
AQI ≤ 50
Boulder
75.0%
Clearwater
75.0%
Tie
| Metric | Boulder, CO | Clearwater, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.2 µg/m³ | 7.2 µg/m³ | Boulder + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Boulder
21.0 min
Boulder +
Clearwater
25.3 min
| Metric | Boulder, CO | Clearwater, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.0 min | 25.3 min | Boulder + |
Which City is Right for You?
Boulder leads in median household income at $85,364, while clearwater offers more affordable housing with a median home price of $341,503. On public safety, Clearwater is safer with a violent crime rate of 324 per 100,000 residents, compared to 512 in Boulder. Clearwater has a lower unemployment rate at 4.7%, and Boulder has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Boulder scores better with a lower obesity rate of 16.5%.
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