Boulder CO vs Fargo ND — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Boulder, CO
Colorado · Population: 106,274
- Median HH Income$85,364
- Median Home Price$970,905
- Unemployment6.1%
- Bachelor's+76.8%
Fargo, ND
North Dakota · Population: 129,064
- Median HH Income$66,029
- Median Home Price$318,584
- Unemployment3.9%
- Bachelor's+43.2%
Detailed Comparison
Demographics
Population
Boulder
106,274
Fargo
129,064
Fargo +
Pop. Density / sq mi
Lower = more space
Boulder
N/A
Fargo
N/A
Median Age
Boulder
28.8
Boulder +
Fargo
32.2
Foreign Born
Boulder
10.2%
Boulder +
Fargo
9.7%
White
Boulder
81.8%
Boulder +
Fargo
80.8%
Black
Boulder
1.1%
Fargo
8.3%
Fargo +
Asian
Boulder
5.8%
Boulder +
Fargo
3.9%
Hispanic
Boulder
11.2%
Boulder +
Fargo
3.7%
Spanish at Home
Boulder
N/A
Fargo
N/A
| Metric | Boulder, CO | Fargo, ND | Better |
|---|---|---|---|
| Population | 106,274 | 129,064 | Fargo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 28.8 | 32.2 | Boulder + |
| Foreign Born | 10.2% | 9.7% | Boulder + |
| White | 81.8% | 80.8% | Boulder + |
| Black | 1.1% | 8.3% | Fargo + |
| Asian | 5.8% | 3.9% | Boulder + |
| Hispanic | 11.2% | 3.7% | Boulder + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Boulder
$85,364
Boulder +
Fargo
$66,029
Per Capita Income
Boulder
$59,450
Boulder +
Fargo
$42,212
Per Capita Personal Income (MSA)
BEA MSA-level
Boulder
$76,653
Boulder +
Fargo
$71,089
Unemployment Rate
Boulder
6.1%
Fargo
3.9%
Fargo +
Poverty Rate
Boulder
21.8%
Fargo
12.8%
Fargo +
Bachelor's Degree+
Boulder
76.8%
Boulder +
Fargo
43.2%
| Metric | Boulder, CO | Fargo, ND | Better |
|---|---|---|---|
| Median HH Income | $85,364 | $66,029 | Boulder + |
| Per Capita Income | $59,450 | $42,212 | Boulder + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,653 | $71,089 | Boulder + |
| Unemployment Rate | 6.1% | 3.9% | Fargo + |
| Poverty Rate | 21.8% | 12.8% | Fargo + |
| Bachelor's Degree+ | 76.8% | 43.2% | Boulder + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Boulder
$970,905
Fargo
$318,584
Fargo +
Homeownership Rate
Boulder
47.9%
Boulder +
Fargo
44.1%
| Metric | Boulder, CO | Fargo, ND | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $970,905 | $318,584 | Fargo + |
| Homeownership Rate | 47.9% | 44.1% | Boulder + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Boulder
512
Fargo
288
Fargo +
Property Crime / 100K
FBI CDE (state-level est.)
Boulder
3234
Fargo
2037
Fargo +
| Metric | Boulder, CO | Fargo, ND | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 512 | 288 | Fargo + |
| Property Crime / 100KFBI CDE (state-level est.) | 3234 | 2037 | Fargo + |
Health
Obesity Rate
CDC PLACES
Boulder
16.5%
Boulder +
Fargo
34.3%
Diabetes Rate
CDC PLACES
Boulder
5.7%
Boulder +
Fargo
8.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Boulder
17.9%
Fargo
14.5%
Fargo +
No Health Insurance
CDC PLACES
Boulder
8.6%
Fargo
6.8%
Fargo +
Binge Drinking
CDC PLACES
Boulder
19.8%
Boulder +
Fargo
21.5%
Current Smokers
CDC PLACES
Boulder
9.0%
Boulder +
Fargo
11.8%
| Metric | Boulder, CO | Fargo, ND | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 16.5% | 34.3% | Boulder + |
| Diabetes RateCDC PLACES | 5.7% | 8.1% | Boulder + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.9% | 14.5% | Fargo + |
| No Health InsuranceCDC PLACES | 8.6% | 6.8% | Fargo + |
| Binge DrinkingCDC PLACES | 19.8% | 21.5% | Boulder + |
| Current SmokersCDC PLACES | 9.0% | 11.8% | Boulder + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Boulder
51.6°F
Fargo
42.4°F
Fargo +
Annual Precipitation
NOAA 1991–2020 normal
Boulder
20.7 in
Boulder +
Fargo
22.6 in
| Metric | Boulder, CO | Fargo, ND | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.6°F | 42.4°F | Fargo + |
| Annual PrecipitationNOAA 1991–2020 normal | 20.7 in | 22.6 in | Boulder + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Boulder
6.2 µg/m³
Boulder +
Fargo
8.6 µg/m³
Good Air Days
AQI ≤ 50
Boulder
75.0%
Fargo
75.0%
Tie
| Metric | Boulder, CO | Fargo, ND | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.2 µg/m³ | 8.6 µg/m³ | Boulder + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Boulder
21.0 min
Fargo
17.3 min
Fargo +
| Metric | Boulder, CO | Fargo, ND | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.0 min | 17.3 min | Fargo + |
Which City is Right for You?
Boulder leads in median household income at $85,364, while fargo offers more affordable housing with a median home price of $318,584. On public safety, Fargo is safer with a violent crime rate of 288 per 100,000 residents, compared to 512 in Boulder. Fargo has a lower unemployment rate at 3.9%, and Boulder has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Boulder scores better with a lower obesity rate of 16.5%.
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