Boulder CO vs Indianapolis IN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Boulder, CO
Colorado · Population: 106,274
- Median HH Income$85,364
- Median Home Price$970,905
- Unemployment6.1%
- Bachelor's+76.8%
Indianapolis, IN
Indiana · Population: 882,043
- Median HH Income$62,995
- Median Home Price$232,133
- Unemployment5.2%
- Bachelor's+34.2%
Detailed Comparison
Demographics
Population
Boulder
106,274
Indianapolis
882,043
Indianapolis +
Pop. Density / sq mi
Lower = more space
Boulder
N/A
Indianapolis
N/A
Median Age
Boulder
28.8
Boulder +
Indianapolis
34.1
Foreign Born
Boulder
10.2%
Indianapolis
11.6%
Indianapolis +
White
Boulder
81.8%
Boulder +
Indianapolis
53.6%
Black
Boulder
1.1%
Indianapolis
28.1%
Indianapolis +
Asian
Boulder
5.8%
Boulder +
Indianapolis
4.1%
Hispanic
Boulder
11.2%
Indianapolis
13.3%
Indianapolis +
Spanish at Home
Boulder
N/A
Indianapolis
N/A
| Metric | Boulder, CO | Indianapolis, IN | Better |
|---|---|---|---|
| Population | 106,274 | 882,043 | Indianapolis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 28.8 | 34.1 | Boulder + |
| Foreign Born | 10.2% | 11.6% | Indianapolis + |
| White | 81.8% | 53.6% | Boulder + |
| Black | 1.1% | 28.1% | Indianapolis + |
| Asian | 5.8% | 4.1% | Boulder + |
| Hispanic | 11.2% | 13.3% | Indianapolis + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Boulder
$85,364
Boulder +
Indianapolis
$62,995
Per Capita Income
Boulder
$59,450
Boulder +
Indianapolis
$36,194
Per Capita Personal Income (MSA)
BEA MSA-level
Boulder
$76,653
Boulder +
Indianapolis
$58,697
Unemployment Rate
Boulder
6.1%
Indianapolis
5.2%
Indianapolis +
Poverty Rate
Boulder
21.8%
Indianapolis
15.7%
Indianapolis +
Bachelor's Degree+
Boulder
76.8%
Boulder +
Indianapolis
34.2%
| Metric | Boulder, CO | Indianapolis, IN | Better |
|---|---|---|---|
| Median HH Income | $85,364 | $62,995 | Boulder + |
| Per Capita Income | $59,450 | $36,194 | Boulder + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,653 | $58,697 | Boulder + |
| Unemployment Rate | 6.1% | 5.2% | Indianapolis + |
| Poverty Rate | 21.8% | 15.7% | Indianapolis + |
| Bachelor's Degree+ | 76.8% | 34.2% | Boulder + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Boulder
$970,905
Indianapolis
$232,133
Indianapolis +
Homeownership Rate
Boulder
47.9%
Indianapolis
55.3%
Indianapolis +
| Metric | Boulder, CO | Indianapolis, IN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $970,905 | $232,133 | Indianapolis + |
| Homeownership Rate | 47.9% | 55.3% | Indianapolis + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Boulder
512
Indianapolis
370
Indianapolis +
Property Crime / 100K
FBI CDE (state-level est.)
Boulder
3234
Indianapolis
1719
Indianapolis +
| Metric | Boulder, CO | Indianapolis, IN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 512 | 370 | Indianapolis + |
| Property Crime / 100KFBI CDE (state-level est.) | 3234 | 1719 | Indianapolis + |
Health
Obesity Rate
CDC PLACES
Boulder
16.5%
Indianapolis
N/A
Diabetes Rate
CDC PLACES
Boulder
5.7%
Indianapolis
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Boulder
17.9%
Indianapolis
N/A
No Health Insurance
CDC PLACES
Boulder
8.6%
Indianapolis
N/A
Binge Drinking
CDC PLACES
Boulder
19.8%
Indianapolis
N/A
Current Smokers
CDC PLACES
Boulder
9.0%
Indianapolis
N/A
| Metric | Boulder, CO | Indianapolis, IN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 16.5% | N/A | - |
| Diabetes RateCDC PLACES | 5.7% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.9% | N/A | - |
| No Health InsuranceCDC PLACES | 8.6% | N/A | - |
| Binge DrinkingCDC PLACES | 19.8% | N/A | - |
| Current SmokersCDC PLACES | 9.0% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Boulder
51.6°F
Indianapolis
N/A
Annual Precipitation
NOAA 1991–2020 normal
Boulder
20.7 in
Boulder +
Indianapolis
41.8 in
| Metric | Boulder, CO | Indianapolis, IN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.6°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 20.7 in | 41.8 in | Boulder + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Boulder
6.2 µg/m³
Boulder +
Indianapolis
10.1 µg/m³
Good Air Days
AQI ≤ 50
Boulder
75.0%
Boulder +
Indianapolis
55.0%
| Metric | Boulder, CO | Indianapolis, IN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.2 µg/m³ | 10.1 µg/m³ | Boulder + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Boulder + |
Commute
Mean Commute Time
Census ACS
Boulder
21.0 min
Boulder +
Indianapolis
25.8 min
| Metric | Boulder, CO | Indianapolis, IN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.0 min | 25.8 min | Boulder + |
Which City is Right for You?
Boulder leads in median household income at $85,364, while indianapolis offers more affordable housing with a median home price of $232,133. On public safety, Indianapolis is safer with a violent crime rate of 370 per 100,000 residents, compared to 512 in Boulder. Indianapolis has a lower unemployment rate at 5.2%, and Boulder has cleaner air (PM2.5 avg 6.2 µg/m³).
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