Boulder CO vs Jersey City NJ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Boulder, CO
Colorado · Population: 106,274
- Median HH Income$85,364
- Median Home Price$970,905
- Unemployment6.1%
- Bachelor's+76.8%
Jersey City, NJ
New Jersey · Population: 289,691
- Median HH Income$94,813
- Median Home Price$664,939
- Unemployment5.8%
- Bachelor's+53.1%
Detailed Comparison
Demographics
Population
Boulder
106,274
Jersey City
289,691
Jersey City +
Pop. Density / sq mi
Lower = more space
Boulder
N/A
Jersey City
N/A
Median Age
Boulder
28.8
Boulder +
Jersey City
34.7
Foreign Born
Boulder
10.2%
Jersey City
41.3%
Jersey City +
White
Boulder
81.8%
Boulder +
Jersey City
28.7%
Black
Boulder
1.1%
Jersey City
21.4%
Jersey City +
Asian
Boulder
5.8%
Jersey City
25.8%
Jersey City +
Hispanic
Boulder
11.2%
Jersey City
25.7%
Jersey City +
Spanish at Home
Boulder
N/A
Jersey City
N/A
| Metric | Boulder, CO | Jersey City, NJ | Better |
|---|---|---|---|
| Population | 106,274 | 289,691 | Jersey City + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 28.8 | 34.7 | Boulder + |
| Foreign Born | 10.2% | 41.3% | Jersey City + |
| White | 81.8% | 28.7% | Boulder + |
| Black | 1.1% | 21.4% | Jersey City + |
| Asian | 5.8% | 25.8% | Jersey City + |
| Hispanic | 11.2% | 25.7% | Jersey City + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Boulder
$85,364
Jersey City
$94,813
Jersey City +
Per Capita Income
Boulder
$59,450
Boulder +
Jersey City
$57,746
Per Capita Personal Income (MSA)
BEA MSA-level
Boulder
$76,653
Jersey City
$77,416
Jersey City +
Unemployment Rate
Boulder
6.1%
Jersey City
5.8%
Jersey City +
Poverty Rate
Boulder
21.8%
Jersey City
15.6%
Jersey City +
Bachelor's Degree+
Boulder
76.8%
Boulder +
Jersey City
53.1%
| Metric | Boulder, CO | Jersey City, NJ | Better |
|---|---|---|---|
| Median HH Income | $85,364 | $94,813 | Jersey City + |
| Per Capita Income | $59,450 | $57,746 | Boulder + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,653 | $77,416 | Jersey City + |
| Unemployment Rate | 6.1% | 5.8% | Jersey City + |
| Poverty Rate | 21.8% | 15.6% | Jersey City + |
| Bachelor's Degree+ | 76.8% | 53.1% | Boulder + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Boulder
$970,905
Jersey City
$664,939
Jersey City +
Homeownership Rate
Boulder
47.9%
Boulder +
Jersey City
28.8%
| Metric | Boulder, CO | Jersey City, NJ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $970,905 | $664,939 | Jersey City + |
| Homeownership Rate | 47.9% | 28.8% | Boulder + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Boulder
512
Jersey City
218
Jersey City +
Property Crime / 100K
FBI CDE (state-level est.)
Boulder
3234
Jersey City
1426
Jersey City +
| Metric | Boulder, CO | Jersey City, NJ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 512 | 218 | Jersey City + |
| Property Crime / 100KFBI CDE (state-level est.) | 3234 | 1426 | Jersey City + |
Health
Obesity Rate
CDC PLACES
Boulder
16.5%
Boulder +
Jersey City
26.2%
Diabetes Rate
CDC PLACES
Boulder
5.7%
Boulder +
Jersey City
9.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Boulder
17.9%
Jersey City
14.9%
Jersey City +
No Health Insurance
CDC PLACES
Boulder
8.6%
Boulder +
Jersey City
12.0%
Binge Drinking
CDC PLACES
Boulder
19.8%
Jersey City
16.3%
Jersey City +
Current Smokers
CDC PLACES
Boulder
9.0%
Boulder +
Jersey City
10.3%
| Metric | Boulder, CO | Jersey City, NJ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 16.5% | 26.2% | Boulder + |
| Diabetes RateCDC PLACES | 5.7% | 9.6% | Boulder + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.9% | 14.9% | Jersey City + |
| No Health InsuranceCDC PLACES | 8.6% | 12.0% | Boulder + |
| Binge DrinkingCDC PLACES | 19.8% | 16.3% | Jersey City + |
| Current SmokersCDC PLACES | 9.0% | 10.3% | Boulder + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Boulder
51.6°F
Jersey City
N/A
Annual Precipitation
NOAA 1991–2020 normal
Boulder
20.7 in
Jersey City
N/A
| Metric | Boulder, CO | Jersey City, NJ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.6°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 20.7 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Boulder
6.2 µg/m³
Boulder +
Jersey City
8.7 µg/m³
Good Air Days
AQI ≤ 50
Boulder
75.0%
Jersey City
75.0%
Tie
| Metric | Boulder, CO | Jersey City, NJ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.2 µg/m³ | 8.7 µg/m³ | Boulder + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Boulder
21.0 min
Boulder +
Jersey City
40.3 min
| Metric | Boulder, CO | Jersey City, NJ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.0 min | 40.3 min | Boulder + |
Which City is Right for You?
Jersey City leads in median household income at $94,813, while jersey City offers more affordable housing with a median home price of $664,939. On public safety, Jersey City is safer with a violent crime rate of 218 per 100,000 residents, compared to 512 in Boulder. Jersey City has a lower unemployment rate at 5.8%, and Boulder has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Boulder scores better with a lower obesity rate of 16.5%.
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