Boulder CO vs Memphis TN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Boulder, CO
Colorado · Population: 106,274
- Median HH Income$85,364
- Median Home Price$970,905
- Unemployment6.1%
- Bachelor's+76.8%
Memphis, TN
Tennessee · Population: 629,063
- Median HH Income$51,211
- Median Home Price$147,306
- Unemployment8.3%
- Bachelor's+28.2%
Detailed Comparison
Demographics
Population
Boulder
106,274
Memphis
629,063
Memphis +
Pop. Density / sq mi
Lower = more space
Boulder
N/A
Memphis
N/A
Median Age
Boulder
28.8
Boulder +
Memphis
34.3
Foreign Born
Boulder
10.2%
Boulder +
Memphis
7.4%
White
Boulder
81.8%
Boulder +
Memphis
25.0%
Black
Boulder
1.1%
Memphis
62.9%
Memphis +
Asian
Boulder
5.8%
Boulder +
Memphis
1.7%
Hispanic
Boulder
11.2%
Boulder +
Memphis
10.2%
Spanish at Home
Boulder
N/A
Memphis
N/A
| Metric | Boulder, CO | Memphis, TN | Better |
|---|---|---|---|
| Population | 106,274 | 629,063 | Memphis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 28.8 | 34.3 | Boulder + |
| Foreign Born | 10.2% | 7.4% | Boulder + |
| White | 81.8% | 25.0% | Boulder + |
| Black | 1.1% | 62.9% | Memphis + |
| Asian | 5.8% | 1.7% | Boulder + |
| Hispanic | 11.2% | 10.2% | Boulder + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Boulder
$85,364
Boulder +
Memphis
$51,211
Per Capita Income
Boulder
$59,450
Boulder +
Memphis
$32,314
Per Capita Personal Income (MSA)
BEA MSA-level
Boulder
$76,653
Boulder +
Memphis
$59,097
Unemployment Rate
Boulder
6.1%
Boulder +
Memphis
8.3%
Poverty Rate
Boulder
21.8%
Boulder +
Memphis
22.5%
Bachelor's Degree+
Boulder
76.8%
Boulder +
Memphis
28.2%
| Metric | Boulder, CO | Memphis, TN | Better |
|---|---|---|---|
| Median HH Income | $85,364 | $51,211 | Boulder + |
| Per Capita Income | $59,450 | $32,314 | Boulder + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,653 | $59,097 | Boulder + |
| Unemployment Rate | 6.1% | 8.3% | Boulder + |
| Poverty Rate | 21.8% | 22.5% | Boulder + |
| Bachelor's Degree+ | 76.8% | 28.2% | Boulder + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Boulder
$970,905
Memphis
$147,306
Memphis +
Homeownership Rate
Boulder
47.9%
Boulder +
Memphis
46.0%
| Metric | Boulder, CO | Memphis, TN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $970,905 | $147,306 | Memphis + |
| Homeownership Rate | 47.9% | 46.0% | Boulder + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Boulder
512
Boulder +
Memphis
639
Property Crime / 100K
FBI CDE (state-level est.)
Boulder
3234
Memphis
2350
Memphis +
| Metric | Boulder, CO | Memphis, TN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 512 | 639 | Boulder + |
| Property Crime / 100KFBI CDE (state-level est.) | 3234 | 2350 | Memphis + |
Health
Obesity Rate
CDC PLACES
Boulder
16.5%
Boulder +
Memphis
42.1%
Diabetes Rate
CDC PLACES
Boulder
5.7%
Boulder +
Memphis
17.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Boulder
17.9%
Boulder +
Memphis
20.7%
No Health Insurance
CDC PLACES
Boulder
8.6%
Boulder +
Memphis
14.9%
Binge Drinking
CDC PLACES
Boulder
19.8%
Memphis
13.5%
Memphis +
Current Smokers
CDC PLACES
Boulder
9.0%
Boulder +
Memphis
19.9%
| Metric | Boulder, CO | Memphis, TN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 16.5% | 42.1% | Boulder + |
| Diabetes RateCDC PLACES | 5.7% | 17.6% | Boulder + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.9% | 20.7% | Boulder + |
| No Health InsuranceCDC PLACES | 8.6% | 14.9% | Boulder + |
| Binge DrinkingCDC PLACES | 19.8% | 13.5% | Memphis + |
| Current SmokersCDC PLACES | 9.0% | 19.9% | Boulder + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Boulder
51.6°F
Boulder +
Memphis
60.9°F
Annual Precipitation
NOAA 1991–2020 normal
Boulder
20.7 in
Boulder +
Memphis
54.9 in
| Metric | Boulder, CO | Memphis, TN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.6°F | 60.9°F | Boulder + |
| Annual PrecipitationNOAA 1991–2020 normal | 20.7 in | 54.9 in | Boulder + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Boulder
6.2 µg/m³
Boulder +
Memphis
8.9 µg/m³
Good Air Days
AQI ≤ 50
Boulder
75.0%
Memphis
75.0%
Tie
| Metric | Boulder, CO | Memphis, TN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.2 µg/m³ | 8.9 µg/m³ | Boulder + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Boulder
21.0 min
Boulder +
Memphis
22.9 min
| Metric | Boulder, CO | Memphis, TN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.0 min | 22.9 min | Boulder + |
Which City is Right for You?
Boulder leads in median household income at $85,364, while memphis offers more affordable housing with a median home price of $147,306. On public safety, Boulder is safer with a violent crime rate of 512 per 100,000 residents, compared to 639 in Memphis. Boulder has a lower unemployment rate at 6.1%, and Boulder has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Boulder scores better with a lower obesity rate of 16.5%.
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