Boulder CO vs Palm Bay FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Boulder, CO
Colorado · Population: 106,274
- Median HH Income$85,364
- Median Home Price$970,905
- Unemployment6.1%
- Bachelor's+76.8%
Palm Bay, FL
Florida · Population: 125,273
- Median HH Income$67,521
- Median Home Price$304,173
- Unemployment5.9%
- Bachelor's+22.6%
Detailed Comparison
Demographics
Population
Boulder
106,274
Palm Bay
125,273
Palm Bay +
Pop. Density / sq mi
Lower = more space
Boulder
N/A
Palm Bay
N/A
Median Age
Boulder
28.8
Boulder +
Palm Bay
41.3
Foreign Born
Boulder
10.2%
Palm Bay
15.1%
Palm Bay +
White
Boulder
81.8%
Boulder +
Palm Bay
59.2%
Black
Boulder
1.1%
Palm Bay
19.3%
Palm Bay +
Asian
Boulder
5.8%
Boulder +
Palm Bay
2.1%
Hispanic
Boulder
11.2%
Palm Bay
19.7%
Palm Bay +
Spanish at Home
Boulder
N/A
Palm Bay
N/A
| Metric | Boulder, CO | Palm Bay, FL | Better |
|---|---|---|---|
| Population | 106,274 | 125,273 | Palm Bay + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 28.8 | 41.3 | Boulder + |
| Foreign Born | 10.2% | 15.1% | Palm Bay + |
| White | 81.8% | 59.2% | Boulder + |
| Black | 1.1% | 19.3% | Palm Bay + |
| Asian | 5.8% | 2.1% | Boulder + |
| Hispanic | 11.2% | 19.7% | Palm Bay + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Boulder
$85,364
Boulder +
Palm Bay
$67,521
Per Capita Income
Boulder
$59,450
Boulder +
Palm Bay
$34,474
Per Capita Personal Income (MSA)
BEA MSA-level
Boulder
$76,653
Boulder +
Palm Bay
$65,328
Unemployment Rate
Boulder
6.1%
Palm Bay
5.9%
Palm Bay +
Poverty Rate
Boulder
21.8%
Palm Bay
11.6%
Palm Bay +
Bachelor's Degree+
Boulder
76.8%
Boulder +
Palm Bay
22.6%
| Metric | Boulder, CO | Palm Bay, FL | Better |
|---|---|---|---|
| Median HH Income | $85,364 | $67,521 | Boulder + |
| Per Capita Income | $59,450 | $34,474 | Boulder + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,653 | $65,328 | Boulder + |
| Unemployment Rate | 6.1% | 5.9% | Palm Bay + |
| Poverty Rate | 21.8% | 11.6% | Palm Bay + |
| Bachelor's Degree+ | 76.8% | 22.6% | Boulder + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Boulder
$970,905
Palm Bay
$304,173
Palm Bay +
Homeownership Rate
Boulder
47.9%
Palm Bay
79.3%
Palm Bay +
| Metric | Boulder, CO | Palm Bay, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $970,905 | $304,173 | Palm Bay + |
| Homeownership Rate | 47.9% | 79.3% | Palm Bay + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Boulder
512
Palm Bay
324
Palm Bay +
Property Crime / 100K
FBI CDE (state-level est.)
Boulder
3234
Palm Bay
1453
Palm Bay +
| Metric | Boulder, CO | Palm Bay, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 512 | 324 | Palm Bay + |
| Property Crime / 100KFBI CDE (state-level est.) | 3234 | 1453 | Palm Bay + |
Health
Obesity Rate
CDC PLACES
Boulder
16.5%
Boulder +
Palm Bay
36.5%
Diabetes Rate
CDC PLACES
Boulder
5.7%
Boulder +
Palm Bay
14.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Boulder
17.9%
Palm Bay
17.6%
Palm Bay +
No Health Insurance
CDC PLACES
Boulder
8.6%
Boulder +
Palm Bay
14.2%
Binge Drinking
CDC PLACES
Boulder
19.8%
Palm Bay
14.4%
Palm Bay +
Current Smokers
CDC PLACES
Boulder
9.0%
Boulder +
Palm Bay
14.5%
| Metric | Boulder, CO | Palm Bay, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 16.5% | 36.5% | Boulder + |
| Diabetes RateCDC PLACES | 5.7% | 14.0% | Boulder + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.9% | 17.6% | Palm Bay + |
| No Health InsuranceCDC PLACES | 8.6% | 14.2% | Boulder + |
| Binge DrinkingCDC PLACES | 19.8% | 14.4% | Palm Bay + |
| Current SmokersCDC PLACES | 9.0% | 14.5% | Boulder + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Boulder
51.6°F
Palm Bay
N/A
Annual Precipitation
NOAA 1991–2020 normal
Boulder
20.7 in
Palm Bay
N/A
| Metric | Boulder, CO | Palm Bay, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.6°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 20.7 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Boulder
6.2 µg/m³
Boulder +
Palm Bay
7.2 µg/m³
Good Air Days
AQI ≤ 50
Boulder
75.0%
Palm Bay
75.0%
Tie
| Metric | Boulder, CO | Palm Bay, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.2 µg/m³ | 7.2 µg/m³ | Boulder + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Boulder
21.0 min
Boulder +
Palm Bay
29.6 min
| Metric | Boulder, CO | Palm Bay, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.0 min | 29.6 min | Boulder + |
Which City is Right for You?
Boulder leads in median household income at $85,364, while palm Bay offers more affordable housing with a median home price of $304,173. On public safety, Palm Bay is safer with a violent crime rate of 324 per 100,000 residents, compared to 512 in Boulder. Palm Bay has a lower unemployment rate at 5.9%, and Boulder has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Boulder scores better with a lower obesity rate of 16.5%.
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