Boulder CO vs San Francisco CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Boulder, CO
Colorado · Population: 106,274
- Median HH Income$85,364
- Median Home Price$970,905
- Unemployment6.1%
- Bachelor's+76.8%
San Francisco, CA
California · Population: 836,321
- Median HH Income$141,446
- Median Home Price$1,369,171
- Unemployment5.6%
- Bachelor's+60.1%
Detailed Comparison
Demographics
Population
Boulder
106,274
San Francisco
836,321
San Francisco +
Pop. Density / sq mi
Lower = more space
Boulder
N/A
San Francisco
N/A
Median Age
Boulder
28.8
Boulder +
San Francisco
39.7
Foreign Born
Boulder
10.2%
San Francisco
34.2%
San Francisco +
White
Boulder
81.8%
Boulder +
San Francisco
40.5%
Black
Boulder
1.1%
San Francisco
5.1%
San Francisco +
Asian
Boulder
5.8%
San Francisco
35.0%
San Francisco +
Hispanic
Boulder
11.2%
San Francisco
15.9%
San Francisco +
Spanish at Home
Boulder
N/A
San Francisco
N/A
| Metric | Boulder, CO | San Francisco, CA | Better |
|---|---|---|---|
| Population | 106,274 | 836,321 | San Francisco + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 28.8 | 39.7 | Boulder + |
| Foreign Born | 10.2% | 34.2% | San Francisco + |
| White | 81.8% | 40.5% | Boulder + |
| Black | 1.1% | 5.1% | San Francisco + |
| Asian | 5.8% | 35.0% | San Francisco + |
| Hispanic | 11.2% | 15.9% | San Francisco + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Boulder
$85,364
San Francisco
$141,446
San Francisco +
Per Capita Income
Boulder
$59,450
San Francisco
$90,285
San Francisco +
Per Capita Personal Income (MSA)
BEA MSA-level
Boulder
$76,653
San Francisco
$77,230
San Francisco +
Unemployment Rate
Boulder
6.1%
San Francisco
5.6%
San Francisco +
Poverty Rate
Boulder
21.8%
San Francisco
10.6%
San Francisco +
Bachelor's Degree+
Boulder
76.8%
Boulder +
San Francisco
60.1%
| Metric | Boulder, CO | San Francisco, CA | Better |
|---|---|---|---|
| Median HH Income | $85,364 | $141,446 | San Francisco + |
| Per Capita Income | $59,450 | $90,285 | San Francisco + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,653 | $77,230 | San Francisco + |
| Unemployment Rate | 6.1% | 5.6% | San Francisco + |
| Poverty Rate | 21.8% | 10.6% | San Francisco + |
| Bachelor's Degree+ | 76.8% | 60.1% | Boulder + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Boulder
$970,905
Boulder +
San Francisco
$1,369,171
Homeownership Rate
Boulder
47.9%
Boulder +
San Francisco
38.5%
| Metric | Boulder, CO | San Francisco, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $970,905 | $1,369,171 | Boulder + |
| Homeownership Rate | 47.9% | 38.5% | Boulder + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Boulder
512
San Francisco
503
San Francisco +
Property Crime / 100K
FBI CDE (state-level est.)
Boulder
3234
San Francisco
2388
San Francisco +
| Metric | Boulder, CO | San Francisco, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 512 | 503 | San Francisco + |
| Property Crime / 100KFBI CDE (state-level est.) | 3234 | 2388 | San Francisco + |
Health
Obesity Rate
CDC PLACES
Boulder
16.5%
Boulder +
San Francisco
17.5%
Diabetes Rate
CDC PLACES
Boulder
5.7%
Boulder +
San Francisco
9.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Boulder
17.9%
San Francisco
14.5%
San Francisco +
No Health Insurance
CDC PLACES
Boulder
8.6%
San Francisco
6.6%
San Francisco +
Binge Drinking
CDC PLACES
Boulder
19.8%
San Francisco
19.6%
San Francisco +
Current Smokers
CDC PLACES
Boulder
9.0%
Boulder +
San Francisco
9.1%
| Metric | Boulder, CO | San Francisco, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 16.5% | 17.5% | Boulder + |
| Diabetes RateCDC PLACES | 5.7% | 9.7% | Boulder + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.9% | 14.5% | San Francisco + |
| No Health InsuranceCDC PLACES | 8.6% | 6.6% | San Francisco + |
| Binge DrinkingCDC PLACES | 19.8% | 19.6% | San Francisco + |
| Current SmokersCDC PLACES | 9.0% | 9.1% | Boulder + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Boulder
51.6°F
Boulder +
San Francisco
55.3°F
Annual Precipitation
NOAA 1991–2020 normal
Boulder
20.7 in
San Francisco
20.7 in
Tie
| Metric | Boulder, CO | San Francisco, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.6°F | 55.3°F | Boulder + |
| Annual PrecipitationNOAA 1991–2020 normal | 20.7 in | 20.7 in | Tie |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Boulder
6.2 µg/m³
Boulder +
San Francisco
7.9 µg/m³
Good Air Days
AQI ≤ 50
Boulder
75.0%
San Francisco
75.0%
Tie
| Metric | Boulder, CO | San Francisco, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.2 µg/m³ | 7.9 µg/m³ | Boulder + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Boulder
21.0 min
Boulder +
San Francisco
33.9 min
| Metric | Boulder, CO | San Francisco, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.0 min | 33.9 min | Boulder + |
Which City is Right for You?
San Francisco leads in median household income at $141,446, while boulder offers more affordable housing with a median home price of $970,905. On public safety, San Francisco is safer with a violent crime rate of 503 per 100,000 residents, compared to 512 in Boulder. San Francisco has a lower unemployment rate at 5.6%, and Boulder has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Boulder scores better with a lower obesity rate of 16.5%.
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