Cambridge MA vs Lowell MA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cambridge, MA
Massachusetts · Population: 117,794
- Median HH Income$126,469
- Median Home Price$1,041,988
- Unemployment3.4%
- Bachelor's+80.2%
Lowell, MA
Massachusetts · Population: 114,799
- Median HH Income$76,205
- Median Home Price$484,226
- Unemployment5.4%
- Bachelor's+29.9%
Detailed Comparison
Demographics
Population
Cambridge
117,794
Cambridge +
Lowell
114,799
Pop. Density / sq mi
Lower = more space
Cambridge
N/A
Lowell
N/A
Median Age
Cambridge
30.5
Cambridge +
Lowell
35.5
Foreign Born
Cambridge
28.8%
Lowell
29.5%
Lowell +
White
Cambridge
57.5%
Cambridge +
Lowell
50.9%
Black
Cambridge
10.5%
Lowell
10.8%
Lowell +
Asian
Cambridge
19.7%
Lowell
21.1%
Lowell +
Hispanic
Cambridge
8.9%
Lowell
19.3%
Lowell +
Spanish at Home
Cambridge
N/A
Lowell
N/A
| Metric | Cambridge, MA | Lowell, MA | Better |
|---|---|---|---|
| Population | 117,794 | 114,799 | Cambridge + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 30.5 | 35.5 | Cambridge + |
| Foreign Born | 28.8% | 29.5% | Lowell + |
| White | 57.5% | 50.9% | Cambridge + |
| Black | 10.5% | 10.8% | Lowell + |
| Asian | 19.7% | 21.1% | Lowell + |
| Hispanic | 8.9% | 19.3% | Lowell + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cambridge
$126,469
Cambridge +
Lowell
$76,205
Per Capita Income
Cambridge
$76,789
Cambridge +
Lowell
$36,138
Per Capita Personal Income (MSA)
BEA MSA-level
Cambridge
$85,405
Lowell
$85,405
Tie
Unemployment Rate
Cambridge
3.4%
Cambridge +
Lowell
5.4%
Poverty Rate
Cambridge
12.4%
Cambridge +
Lowell
16.0%
Bachelor's Degree+
Cambridge
80.2%
Cambridge +
Lowell
29.9%
| Metric | Cambridge, MA | Lowell, MA | Better |
|---|---|---|---|
| Median HH Income | $126,469 | $76,205 | Cambridge + |
| Per Capita Income | $76,789 | $36,138 | Cambridge + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $85,405 | Tie |
| Unemployment Rate | 3.4% | 5.4% | Cambridge + |
| Poverty Rate | 12.4% | 16.0% | Cambridge + |
| Bachelor's Degree+ | 80.2% | 29.9% | Cambridge + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cambridge
$1,041,988
Lowell
$484,226
Lowell +
Homeownership Rate
Cambridge
33.7%
Lowell
44.0%
Lowell +
| Metric | Cambridge, MA | Lowell, MA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $1,041,988 | $484,226 | Lowell + |
| Homeownership Rate | 33.7% | 44.0% | Lowell + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cambridge
326
Lowell
326
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Cambridge
1086
Lowell
1086
Tie
| Metric | Cambridge, MA | Lowell, MA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 326 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 1086 | Tie |
Health
Obesity Rate
CDC PLACES
Cambridge
21.9%
Cambridge +
Lowell
27.2%
Diabetes Rate
CDC PLACES
Cambridge
5.9%
Cambridge +
Lowell
10.9%
Poor Mental Health
CDC PLACES — 14+ days/month
Cambridge
16.0%
Cambridge +
Lowell
18.5%
No Health Insurance
CDC PLACES
Cambridge
3.8%
Cambridge +
Lowell
8.2%
Binge Drinking
CDC PLACES
Cambridge
18.5%
Lowell
15.1%
Lowell +
Current Smokers
CDC PLACES
Cambridge
7.1%
Cambridge +
Lowell
14.1%
| Metric | Cambridge, MA | Lowell, MA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 21.9% | 27.2% | Cambridge + |
| Diabetes RateCDC PLACES | 5.9% | 10.9% | Cambridge + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 18.5% | Cambridge + |
| No Health InsuranceCDC PLACES | 3.8% | 8.2% | Cambridge + |
| Binge DrinkingCDC PLACES | 18.5% | 15.1% | Lowell + |
| Current SmokersCDC PLACES | 7.1% | 14.1% | Cambridge + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cambridge
N/A
Lowell
48.5°F
Annual Precipitation
NOAA 1991–2020 normal
Cambridge
N/A
Lowell
47.0 in
| Metric | Cambridge, MA | Lowell, MA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 48.5°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 47.0 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cambridge
7.2 µg/m³
Lowell
7.2 µg/m³
Tie
Good Air Days
AQI ≤ 50
Cambridge
75.0%
Lowell
75.0%
Tie
| Metric | Cambridge, MA | Lowell, MA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 7.2 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Cambridge
28.3 min
Cambridge +
Lowell
30.1 min
| Metric | Cambridge, MA | Lowell, MA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 28.3 min | 30.1 min | Cambridge + |
Which City is Right for You?
Cambridge leads in median household income at $126,469, while lowell offers more affordable housing with a median home price of $484,226. On public safety, Lowell is safer with a violent crime rate of 326 per 100,000 residents, compared to 326 in Cambridge. Cambridge has a lower unemployment rate at 3.4%, and Lowell has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Cambridge scores better with a lower obesity rate of 21.9%.
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