Cambridge MA vs Plano TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cambridge, MA
Massachusetts · Population: 117,794
- Median HH Income$126,469
- Median Home Price$1,041,988
- Unemployment3.4%
- Bachelor's+80.2%
Plano, TX
Texas · Population: 287,339
- Median HH Income$108,649
- Median Home Price$507,575
- Unemployment4.1%
- Bachelor's+59.2%
Detailed Comparison
Demographics
Population
Cambridge
117,794
Plano
287,339
Plano +
Pop. Density / sq mi
Lower = more space
Cambridge
N/A
Plano
N/A
Median Age
Cambridge
30.5
Cambridge +
Plano
39.3
Foreign Born
Cambridge
28.8%
Cambridge +
Plano
28.7%
White
Cambridge
57.5%
Cambridge +
Plano
53.2%
Black
Cambridge
10.5%
Cambridge +
Plano
9.0%
Asian
Cambridge
19.7%
Plano
22.6%
Plano +
Hispanic
Cambridge
8.9%
Plano
16.2%
Plano +
Spanish at Home
Cambridge
N/A
Plano
N/A
| Metric | Cambridge, MA | Plano, TX | Better |
|---|---|---|---|
| Population | 117,794 | 287,339 | Plano + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 30.5 | 39.3 | Cambridge + |
| Foreign Born | 28.8% | 28.7% | Cambridge + |
| White | 57.5% | 53.2% | Cambridge + |
| Black | 10.5% | 9.0% | Cambridge + |
| Asian | 19.7% | 22.6% | Plano + |
| Hispanic | 8.9% | 16.2% | Plano + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cambridge
$126,469
Cambridge +
Plano
$108,649
Per Capita Income
Cambridge
$76,789
Cambridge +
Plano
$57,753
Per Capita Personal Income (MSA)
BEA MSA-level
Cambridge
$85,405
Cambridge +
Plano
$63,758
Unemployment Rate
Cambridge
3.4%
Cambridge +
Plano
4.1%
Poverty Rate
Cambridge
12.4%
Plano
7.1%
Plano +
Bachelor's Degree+
Cambridge
80.2%
Cambridge +
Plano
59.2%
| Metric | Cambridge, MA | Plano, TX | Better |
|---|---|---|---|
| Median HH Income | $126,469 | $108,649 | Cambridge + |
| Per Capita Income | $76,789 | $57,753 | Cambridge + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $63,758 | Cambridge + |
| Unemployment Rate | 3.4% | 4.1% | Cambridge + |
| Poverty Rate | 12.4% | 7.1% | Plano + |
| Bachelor's Degree+ | 80.2% | 59.2% | Cambridge + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cambridge
$1,041,988
Plano
$507,575
Plano +
Homeownership Rate
Cambridge
33.7%
Plano
56.6%
Plano +
| Metric | Cambridge, MA | Plano, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $1,041,988 | $507,575 | Plano + |
| Homeownership Rate | 33.7% | 56.6% | Plano + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cambridge
326
Cambridge +
Plano
442
Property Crime / 100K
FBI CDE (state-level est.)
Cambridge
1086
Cambridge +
Plano
2339
| Metric | Cambridge, MA | Plano, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 442 | Cambridge + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 2339 | Cambridge + |
Health
Obesity Rate
CDC PLACES
Cambridge
21.9%
Cambridge +
Plano
31.2%
Diabetes Rate
CDC PLACES
Cambridge
5.9%
Cambridge +
Plano
9.9%
Poor Mental Health
CDC PLACES — 14+ days/month
Cambridge
16.0%
Plano
14.0%
Plano +
No Health Insurance
CDC PLACES
Cambridge
3.8%
Cambridge +
Plano
10.3%
Binge Drinking
CDC PLACES
Cambridge
18.5%
Plano
16.4%
Plano +
Current Smokers
CDC PLACES
Cambridge
7.1%
Cambridge +
Plano
8.8%
| Metric | Cambridge, MA | Plano, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 21.9% | 31.2% | Cambridge + |
| Diabetes RateCDC PLACES | 5.9% | 9.9% | Cambridge + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 14.0% | Plano + |
| No Health InsuranceCDC PLACES | 3.8% | 10.3% | Cambridge + |
| Binge DrinkingCDC PLACES | 18.5% | 16.4% | Plano + |
| Current SmokersCDC PLACES | 7.1% | 8.8% | Cambridge + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cambridge
N/A
Plano
N/A
Annual Precipitation
NOAA 1991–2020 normal
Cambridge
N/A
Plano
N/A
| Metric | Cambridge, MA | Plano, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cambridge
7.2 µg/m³
Cambridge +
Plano
9.2 µg/m³
Good Air Days
AQI ≤ 50
Cambridge
75.0%
Cambridge +
Plano
55.0%
| Metric | Cambridge, MA | Plano, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 9.2 µg/m³ | Cambridge + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Cambridge + |
Commute
Mean Commute Time
Census ACS
Cambridge
28.3 min
Plano
27.6 min
Plano +
| Metric | Cambridge, MA | Plano, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 28.3 min | 27.6 min | Plano + |
Which City is Right for You?
Cambridge leads in median household income at $126,469, while plano offers more affordable housing with a median home price of $507,575. On public safety, Cambridge is safer with a violent crime rate of 326 per 100,000 residents, compared to 442 in Plano. Cambridge has a lower unemployment rate at 3.4%, and Cambridge has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Cambridge scores better with a lower obesity rate of 21.9%.
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