Cambridge MA vs Waterbury CT — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cambridge, MA
Massachusetts · Population: 117,794
- Median HH Income$126,469
- Median Home Price$1,041,988
- Unemployment3.4%
- Bachelor's+80.2%
Waterbury, CT
Connecticut · Population: N/A
- Median HH IncomeN/A
- Median Home Price$280,921
- UnemploymentN/A
- Bachelor's+N/A
Detailed Comparison
Demographics
Population
Cambridge
117,794
Waterbury
N/A
Pop. Density / sq mi
Lower = more space
Cambridge
N/A
Waterbury
N/A
Median Age
Cambridge
30.5
Waterbury
N/A
Foreign Born
Cambridge
28.8%
Waterbury
N/A
White
Cambridge
57.5%
Waterbury
N/A
Black
Cambridge
10.5%
Waterbury
N/A
Asian
Cambridge
19.7%
Waterbury
N/A
Hispanic
Cambridge
8.9%
Waterbury
N/A
Spanish at Home
Cambridge
N/A
Waterbury
N/A
| Metric | Cambridge, MA | Waterbury, CT | Better |
|---|---|---|---|
| Population | 117,794 | N/A | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 30.5 | N/A | - |
| Foreign Born | 28.8% | N/A | - |
| White | 57.5% | N/A | - |
| Black | 10.5% | N/A | - |
| Asian | 19.7% | N/A | - |
| Hispanic | 8.9% | N/A | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cambridge
$126,469
Waterbury
N/A
Per Capita Income
Cambridge
$76,789
Waterbury
N/A
Per Capita Personal Income (MSA)
BEA MSA-level
Cambridge
$85,405
Cambridge +
Waterbury
$85,393
Unemployment Rate
Cambridge
3.4%
Waterbury
N/A
Poverty Rate
Cambridge
12.4%
Waterbury
N/A
Bachelor's Degree+
Cambridge
80.2%
Waterbury
N/A
| Metric | Cambridge, MA | Waterbury, CT | Better |
|---|---|---|---|
| Median HH Income | $126,469 | N/A | - |
| Per Capita Income | $76,789 | N/A | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $85,393 | Cambridge + |
| Unemployment Rate | 3.4% | N/A | - |
| Poverty Rate | 12.4% | N/A | - |
| Bachelor's Degree+ | 80.2% | N/A | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cambridge
$1,041,988
Waterbury
$280,921
Waterbury +
Homeownership Rate
Cambridge
33.7%
Waterbury
N/A
| Metric | Cambridge, MA | Waterbury, CT | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $1,041,988 | $280,921 | Waterbury + |
| Homeownership Rate | 33.7% | N/A | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cambridge
326
Waterbury
156
Waterbury +
Property Crime / 100K
FBI CDE (state-level est.)
Cambridge
1086
Cambridge +
Waterbury
1524
| Metric | Cambridge, MA | Waterbury, CT | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 156 | Waterbury + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 1524 | Cambridge + |
Health
Obesity Rate
CDC PLACES
Cambridge
21.9%
Cambridge +
Waterbury
40.5%
Diabetes Rate
CDC PLACES
Cambridge
5.9%
Cambridge +
Waterbury
14.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Cambridge
16.0%
Cambridge +
Waterbury
19.1%
No Health Insurance
CDC PLACES
Cambridge
3.8%
Cambridge +
Waterbury
18.5%
Binge Drinking
CDC PLACES
Cambridge
18.5%
Waterbury
13.2%
Waterbury +
Current Smokers
CDC PLACES
Cambridge
7.1%
Cambridge +
Waterbury
16.2%
| Metric | Cambridge, MA | Waterbury, CT | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 21.9% | 40.5% | Cambridge + |
| Diabetes RateCDC PLACES | 5.9% | 14.1% | Cambridge + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 19.1% | Cambridge + |
| No Health InsuranceCDC PLACES | 3.8% | 18.5% | Cambridge + |
| Binge DrinkingCDC PLACES | 18.5% | 13.2% | Waterbury + |
| Current SmokersCDC PLACES | 7.1% | 16.2% | Cambridge + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cambridge
N/A
Waterbury
N/A
Annual Precipitation
NOAA 1991–2020 normal
Cambridge
N/A
Waterbury
N/A
| Metric | Cambridge, MA | Waterbury, CT | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cambridge
7.2 µg/m³
Cambridge +
Waterbury
7.7 µg/m³
Good Air Days
AQI ≤ 50
Cambridge
75.0%
Waterbury
75.0%
Tie
| Metric | Cambridge, MA | Waterbury, CT | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 7.7 µg/m³ | Cambridge + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Cambridge
28.3 min
Waterbury
N/A
| Metric | Cambridge, MA | Waterbury, CT | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 28.3 min | N/A | - |
Which City is Right for You?
Waterbury offers more affordable housing with a median home price of $280,921. On public safety, Waterbury is safer with a violent crime rate of 156 per 100,000 residents, compared to 326 in Cambridge. Cambridge has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Cambridge scores better with a lower obesity rate of 21.9%.
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