Cape Coral FL vs Philadelphia PA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cape Coral, FL
Florida · Population: 206,387
- Median HH Income$76,062
- Median Home Price$339,638
- Unemployment4.1%
- Bachelor's+25.7%
Philadelphia, PA
Pennsylvania · Population: 1,582,432
- Median HH Income$60,698
- Median Home Price$233,814
- Unemployment8.4%
- Bachelor's+34.6%
Detailed Comparison
Demographics
Population
Cape Coral
206,387
Philadelphia
1,582,432
Philadelphia +
Pop. Density / sq mi
Lower = more space
Cape Coral
N/A
Philadelphia
N/A
Median Age
Cape Coral
48.7
Philadelphia
35.1
Philadelphia +
Foreign Born
Cape Coral
17.9%
Cape Coral +
Philadelphia
14.6%
White
Cape Coral
72.9%
Cape Coral +
Philadelphia
36.1%
Black
Cape Coral
4.5%
Philadelphia
39.9%
Philadelphia +
Asian
Cape Coral
1.6%
Philadelphia
7.8%
Philadelphia +
Hispanic
Cape Coral
25.1%
Cape Coral +
Philadelphia
15.2%
Spanish at Home
Cape Coral
N/A
Philadelphia
N/A
| Metric | Cape Coral, FL | Philadelphia, PA | Better |
|---|---|---|---|
| Population | 206,387 | 1,582,432 | Philadelphia + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 48.7 | 35.1 | Philadelphia + |
| Foreign Born | 17.9% | 14.6% | Cape Coral + |
| White | 72.9% | 36.1% | Cape Coral + |
| Black | 4.5% | 39.9% | Philadelphia + |
| Asian | 1.6% | 7.8% | Philadelphia + |
| Hispanic | 25.1% | 15.2% | Cape Coral + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cape Coral
$76,062
Cape Coral +
Philadelphia
$60,698
Per Capita Income
Cape Coral
$39,603
Cape Coral +
Philadelphia
$37,669
Per Capita Personal Income (MSA)
BEA MSA-level
Cape Coral
$65,328
Cape Coral +
Philadelphia
$65,080
Unemployment Rate
Cape Coral
4.1%
Cape Coral +
Philadelphia
8.4%
Poverty Rate
Cape Coral
9.8%
Cape Coral +
Philadelphia
22.0%
Bachelor's Degree+
Cape Coral
25.7%
Philadelphia
34.6%
Philadelphia +
| Metric | Cape Coral, FL | Philadelphia, PA | Better |
|---|---|---|---|
| Median HH Income | $76,062 | $60,698 | Cape Coral + |
| Per Capita Income | $39,603 | $37,669 | Cape Coral + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $65,080 | Cape Coral + |
| Unemployment Rate | 4.1% | 8.4% | Cape Coral + |
| Poverty Rate | 9.8% | 22.0% | Cape Coral + |
| Bachelor's Degree+ | 25.7% | 34.6% | Philadelphia + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cape Coral
$339,638
Philadelphia
$233,814
Philadelphia +
Homeownership Rate
Cape Coral
77.7%
Cape Coral +
Philadelphia
52.3%
| Metric | Cape Coral, FL | Philadelphia, PA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $339,638 | $233,814 | Philadelphia + |
| Homeownership Rate | 77.7% | 52.3% | Cape Coral + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cape Coral
324
Philadelphia
319
Philadelphia +
Property Crime / 100K
FBI CDE (state-level est.)
Cape Coral
1453
Cape Coral +
Philadelphia
1613
| Metric | Cape Coral, FL | Philadelphia, PA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 319 | Philadelphia + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1613 | Cape Coral + |
Health
Obesity Rate
CDC PLACES
Cape Coral
30.6%
Philadelphia
N/A
Diabetes Rate
CDC PLACES
Cape Coral
13.4%
Philadelphia
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Cape Coral
15.5%
Philadelphia
N/A
No Health Insurance
CDC PLACES
Cape Coral
14.4%
Philadelphia
N/A
Binge Drinking
CDC PLACES
Cape Coral
15.1%
Philadelphia
N/A
Current Smokers
CDC PLACES
Cape Coral
12.6%
Philadelphia
N/A
| Metric | Cape Coral, FL | Philadelphia, PA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.6% | N/A | - |
| Diabetes RateCDC PLACES | 13.4% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.5% | N/A | - |
| No Health InsuranceCDC PLACES | 14.4% | N/A | - |
| Binge DrinkingCDC PLACES | 15.1% | N/A | - |
| Current SmokersCDC PLACES | 12.6% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cape Coral
N/A
Philadelphia
57.1°F
Annual Precipitation
NOAA 1991–2020 normal
Cape Coral
N/A
Philadelphia
48.5 in
| Metric | Cape Coral, FL | Philadelphia, PA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 57.1°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 48.5 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cape Coral
7.2 µg/m³
Cape Coral +
Philadelphia
9.8 µg/m³
Good Air Days
AQI ≤ 50
Cape Coral
75.0%
Cape Coral +
Philadelphia
55.0%
| Metric | Cape Coral, FL | Philadelphia, PA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 9.8 µg/m³ | Cape Coral + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Cape Coral + |
Commute
Mean Commute Time
Census ACS
Cape Coral
31.1 min
Cape Coral +
Philadelphia
34.5 min
| Metric | Cape Coral, FL | Philadelphia, PA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 31.1 min | 34.5 min | Cape Coral + |
Which City is Right for You?
Cape Coral leads in median household income at $76,062, while philadelphia offers more affordable housing with a median home price of $233,814. On public safety, Philadelphia is safer with a violent crime rate of 319 per 100,000 residents, compared to 324 in Cape Coral. Cape Coral has a lower unemployment rate at 4.1%, and Cape Coral has cleaner air (PM2.5 avg 7.2 µg/m³).
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