Cape Coral FL vs Philadelphia PA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Cape Coral, FL

Florida · Population: 206,387

  • Median HH Income$76,062
  • Median Home Price$339,638
  • Unemployment4.1%
  • Bachelor's+25.7%

Philadelphia, PA

Pennsylvania · Population: 1,582,432

  • Median HH Income$60,698
  • Median Home Price$233,814
  • Unemployment8.4%
  • Bachelor's+34.6%

Detailed Comparison

Demographics

Population
Cape Coral
206,387
Philadelphia
1,582,432
Philadelphia +
Pop. Density / sq mi
Lower = more space
Cape Coral
N/A
Philadelphia
N/A
Median Age
Cape Coral
48.7
Philadelphia
35.1
Philadelphia +
Foreign Born
Cape Coral
17.9%
Cape Coral +
Philadelphia
14.6%
White
Cape Coral
72.9%
Cape Coral +
Philadelphia
36.1%
Black
Cape Coral
4.5%
Philadelphia
39.9%
Philadelphia +
Asian
Cape Coral
1.6%
Philadelphia
7.8%
Philadelphia +
Hispanic
Cape Coral
25.1%
Cape Coral +
Philadelphia
15.2%
Spanish at Home
Cape Coral
N/A
Philadelphia
N/A

Economy

Median HH Income
Cape Coral
$76,062
Cape Coral +
Philadelphia
$60,698
Per Capita Income
Cape Coral
$39,603
Cape Coral +
Philadelphia
$37,669
Per Capita Personal Income (MSA)
BEA MSA-level
Cape Coral
$65,328
Cape Coral +
Philadelphia
$65,080
Unemployment Rate
Cape Coral
4.1%
Cape Coral +
Philadelphia
8.4%
Poverty Rate
Cape Coral
9.8%
Cape Coral +
Philadelphia
22.0%
Bachelor's Degree+
Cape Coral
25.7%
Philadelphia
34.6%
Philadelphia +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Cape Coral
$339,638
Philadelphia
$233,814
Philadelphia +
Homeownership Rate
Cape Coral
77.7%
Cape Coral +
Philadelphia
52.3%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Cape Coral
324
Philadelphia
319
Philadelphia +
Property Crime / 100K
FBI CDE (state-level est.)
Cape Coral
1453
Cape Coral +
Philadelphia
1613

Health

Obesity Rate
CDC PLACES
Cape Coral
30.6%
Philadelphia
N/A
Diabetes Rate
CDC PLACES
Cape Coral
13.4%
Philadelphia
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Cape Coral
15.5%
Philadelphia
N/A
No Health Insurance
CDC PLACES
Cape Coral
14.4%
Philadelphia
N/A
Binge Drinking
CDC PLACES
Cape Coral
15.1%
Philadelphia
N/A
Current Smokers
CDC PLACES
Cape Coral
12.6%
Philadelphia
N/A

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Cape Coral
N/A
Philadelphia
57.1°F
Annual Precipitation
NOAA 1991–2020 normal
Cape Coral
N/A
Philadelphia
48.5 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Cape Coral
7.2 µg/m³
Cape Coral +
Philadelphia
9.8 µg/m³
Good Air Days
AQI ≤ 50
Cape Coral
75.0%
Cape Coral +
Philadelphia
55.0%

Commute

Mean Commute Time
Census ACS
Cape Coral
31.1 min
Cape Coral +
Philadelphia
34.5 min

Which City is Right for You?

Cape Coral leads in median household income at $76,062, while philadelphia offers more affordable housing with a median home price of $233,814. On public safety, Philadelphia is safer with a violent crime rate of 319 per 100,000 residents, compared to 324 in Cape Coral. Cape Coral has a lower unemployment rate at 4.1%, and Cape Coral has cleaner air (PM2.5 avg 7.2 µg/m³).

Compare More Cities

About Cape Coral & Philadelphia