Carrollton TX vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Carrollton, TX
Texas · Population: 132,741
- Median HH Income$99,115
- Median Home Price$408,531
- Unemployment3.2%
- Bachelor's+43.3%
Schenectady, NY
New York · Population: 28,542
- Median HH Income$100,485
- Median Home Price$321,835
- Unemployment2.3%
- Bachelor's+58.8%
Detailed Comparison
Demographics
Population
Carrollton
132,741
Carrollton +
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Carrollton
N/A
Schenectady
N/A
Median Age
Carrollton
38.4
Carrollton +
Schenectady
42.3
Foreign Born
Carrollton
26.9%
Carrollton +
Schenectady
6.8%
White
Carrollton
52.1%
Schenectady
86.7%
Schenectady +
Black
Carrollton
9.2%
Carrollton +
Schenectady
3.1%
Asian
Carrollton
16.4%
Carrollton +
Schenectady
3.0%
Hispanic
Carrollton
31.8%
Carrollton +
Schenectady
4.7%
Spanish at Home
Carrollton
N/A
Schenectady
N/A
| Metric | Carrollton, TX | Schenectady, NY | Better |
|---|---|---|---|
| Population | 132,741 | 28,542 | Carrollton + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.4 | 42.3 | Carrollton + |
| Foreign Born | 26.9% | 6.8% | Carrollton + |
| White | 52.1% | 86.7% | Schenectady + |
| Black | 9.2% | 3.1% | Carrollton + |
| Asian | 16.4% | 3.0% | Carrollton + |
| Hispanic | 31.8% | 4.7% | Carrollton + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Carrollton
$99,115
Schenectady
$100,485
Schenectady +
Per Capita Income
Carrollton
$50,000
Schenectady
$62,931
Schenectady +
Per Capita Personal Income (MSA)
BEA MSA-level
Carrollton
$63,758
Schenectady
$77,425
Schenectady +
Unemployment Rate
Carrollton
3.2%
Schenectady
2.3%
Schenectady +
Poverty Rate
Carrollton
6.9%
Carrollton +
Schenectady
10.3%
Bachelor's Degree+
Carrollton
43.3%
Schenectady
58.8%
Schenectady +
| Metric | Carrollton, TX | Schenectady, NY | Better |
|---|---|---|---|
| Median HH Income | $99,115 | $100,485 | Schenectady + |
| Per Capita Income | $50,000 | $62,931 | Schenectady + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,425 | Schenectady + |
| Unemployment Rate | 3.2% | 2.3% | Schenectady + |
| Poverty Rate | 6.9% | 10.3% | Carrollton + |
| Bachelor's Degree+ | 43.3% | 58.8% | Schenectady + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Carrollton
$408,531
Schenectady
$321,835
Schenectady +
Homeownership Rate
Carrollton
58.3%
Carrollton +
Schenectady
57.5%
| Metric | Carrollton, TX | Schenectady, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $408,531 | $321,835 | Schenectady + |
| Homeownership Rate | 58.3% | 57.5% | Carrollton + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Carrollton
442
Schenectady
434
Schenectady +
Property Crime / 100K
FBI CDE (state-level est.)
Carrollton
2339
Schenectady
1736
Schenectady +
| Metric | Carrollton, TX | Schenectady, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 434 | Schenectady + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1736 | Schenectady + |
Health
Obesity Rate
CDC PLACES
Carrollton
32.2%
Carrollton +
Schenectady
38.6%
Diabetes Rate
CDC PLACES
Carrollton
10.8%
Carrollton +
Schenectady
12.3%
Poor Mental Health
CDC PLACES — 14+ days/month
Carrollton
15.3%
Carrollton +
Schenectady
19.2%
No Health Insurance
CDC PLACES
Carrollton
14.8%
Schenectady
9.7%
Schenectady +
Binge Drinking
CDC PLACES
Carrollton
16.9%
Schenectady
15.2%
Schenectady +
Current Smokers
CDC PLACES
Carrollton
9.8%
Carrollton +
Schenectady
16.9%
| Metric | Carrollton, TX | Schenectady, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.2% | 38.6% | Carrollton + |
| Diabetes RateCDC PLACES | 10.8% | 12.3% | Carrollton + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.3% | 19.2% | Carrollton + |
| No Health InsuranceCDC PLACES | 14.8% | 9.7% | Schenectady + |
| Binge DrinkingCDC PLACES | 16.9% | 15.2% | Schenectady + |
| Current SmokersCDC PLACES | 9.8% | 16.9% | Carrollton + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Carrollton
N/A
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Carrollton
N/A
Schenectady
N/A
| Metric | Carrollton, TX | Schenectady, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Carrollton
9.2 µg/m³
Schenectady
8.1 µg/m³
Schenectady +
Good Air Days
AQI ≤ 50
Carrollton
55.0%
Schenectady
75.0%
Schenectady +
| Metric | Carrollton, TX | Schenectady, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 8.1 µg/m³ | Schenectady + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Schenectady + |
Commute
Mean Commute Time
Census ACS
Carrollton
26.2 min
Schenectady
26.2 min
Tie
| Metric | Carrollton, TX | Schenectady, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.2 min | 26.2 min | Tie |
Which City is Right for You?
Schenectady leads in median household income at $100,485, while schenectady offers more affordable housing with a median home price of $321,835. On public safety, Schenectady is safer with a violent crime rate of 434 per 100,000 residents, compared to 442 in Carrollton. Schenectady has a lower unemployment rate at 2.3%, and Schenectady has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Carrollton scores better with a lower obesity rate of 32.2%.
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