Cary NC vs Chicago IL — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Cary, NC

North Carolina · Population: 176,686

  • Median HH Income$129,399
  • Median Home Price$629,864
  • Unemployment3.4%
  • Bachelor's+70.2%

Chicago, IL

Illinois · Population: 2,707,648

  • Median HH Income$75,134
  • Median Home Price$324,183
  • Unemployment7.9%
  • Bachelor's+43.3%

Detailed Comparison

Demographics

Population
Cary
176,686
Chicago
2,707,648
Chicago +
Pop. Density / sq mi
Lower = more space
Cary
N/A
Chicago
N/A
Median Age
Cary
39.8
Chicago
35.7
Chicago +
Foreign Born
Cary
23.7%
Cary +
Chicago
20.7%
White
Cary
60.1%
Cary +
Chicago
39.1%
Black
Cary
7.6%
Chicago
28.4%
Chicago +
Asian
Cary
20.4%
Cary +
Chicago
7.1%
Hispanic
Cary
9.3%
Chicago
29.6%
Chicago +
Spanish at Home
Cary
N/A
Chicago
N/A

Economy

Median HH Income
Cary
$129,399
Cary +
Chicago
$75,134
Per Capita Income
Cary
$64,590
Cary +
Chicago
$48,148
Per Capita Personal Income (MSA)
BEA MSA-level
Cary
$59,120
Chicago
$68,110
Chicago +
Unemployment Rate
Cary
3.4%
Cary +
Chicago
7.9%
Poverty Rate
Cary
5.3%
Cary +
Chicago
16.8%
Bachelor's Degree+
Cary
70.2%
Cary +
Chicago
43.3%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Cary
$629,864
Chicago
$324,183
Chicago +
Homeownership Rate
Cary
66.3%
Cary +
Chicago
45.5%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Cary
398
Chicago
344
Chicago +
Property Crime / 100K
FBI CDE (state-level est.)
Cary
1999
Chicago
1842
Chicago +

Health

Obesity Rate
CDC PLACES
Cary
25.3%
Cary +
Chicago
32.6%
Diabetes Rate
CDC PLACES
Cary
8.6%
Cary +
Chicago
12.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Cary
12.8%
Cary +
Chicago
16.0%
No Health Insurance
CDC PLACES
Cary
6.2%
Cary +
Chicago
13.6%
Binge Drinking
CDC PLACES
Cary
14.3%
Cary +
Chicago
19.0%
Current Smokers
CDC PLACES
Cary
7.7%
Cary +
Chicago
11.9%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Cary
59.4°F
Chicago
49.2°F
Chicago +
Annual Precipitation
NOAA 1991–2020 normal
Cary
46.3 in
Chicago
37.8 in
Chicago +

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Cary
8.7 µg/m³
Cary +
Chicago
9.4 µg/m³
Good Air Days
AQI ≤ 50
Cary
75.0%
Cary +
Chicago
55.0%

Commute

Mean Commute Time
Census ACS
Cary
24.3 min
Cary +
Chicago
36.5 min

Which City is Right for You?

Cary leads in median household income at $129,399, while chicago offers more affordable housing with a median home price of $324,183. On public safety, Chicago is safer with a violent crime rate of 344 per 100,000 residents, compared to 398 in Cary. Cary has a lower unemployment rate at 3.4%, and Cary has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Cary scores better with a lower obesity rate of 25.3%.

Compare More Cities

About Cary & Chicago