Cedar Rapids IA vs Chicago IL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cedar Rapids, IA
Iowa · Population: 136,859
- Median HH Income$67,859
- Median Home Price$210,271
- Unemployment3.9%
- Bachelor's+32.9%
Chicago, IL
Illinois · Population: 2,707,648
- Median HH Income$75,134
- Median Home Price$324,183
- Unemployment7.9%
- Bachelor's+43.3%
Detailed Comparison
Demographics
Population
Cedar Rapids
136,859
Chicago
2,707,648
Chicago +
Pop. Density / sq mi
Lower = more space
Cedar Rapids
N/A
Chicago
N/A
Median Age
Cedar Rapids
36.9
Chicago
35.7
Chicago +
Foreign Born
Cedar Rapids
7.1%
Chicago
20.7%
Chicago +
White
Cedar Rapids
79.7%
Cedar Rapids +
Chicago
39.1%
Black
Cedar Rapids
8.5%
Chicago
28.4%
Chicago +
Asian
Cedar Rapids
2.5%
Chicago
7.1%
Chicago +
Hispanic
Cedar Rapids
5.1%
Chicago
29.6%
Chicago +
Spanish at Home
Cedar Rapids
N/A
Chicago
N/A
| Metric | Cedar Rapids, IA | Chicago, IL | Better |
|---|---|---|---|
| Population | 136,859 | 2,707,648 | Chicago + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.9 | 35.7 | Chicago + |
| Foreign Born | 7.1% | 20.7% | Chicago + |
| White | 79.7% | 39.1% | Cedar Rapids + |
| Black | 8.5% | 28.4% | Chicago + |
| Asian | 2.5% | 7.1% | Chicago + |
| Hispanic | 5.1% | 29.6% | Chicago + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cedar Rapids
$67,859
Chicago
$75,134
Chicago +
Per Capita Income
Cedar Rapids
$39,824
Chicago
$48,148
Chicago +
Per Capita Personal Income (MSA)
BEA MSA-level
Cedar Rapids
$61,226
Chicago
$68,110
Chicago +
Unemployment Rate
Cedar Rapids
3.9%
Cedar Rapids +
Chicago
7.9%
Poverty Rate
Cedar Rapids
11.8%
Cedar Rapids +
Chicago
16.8%
Bachelor's Degree+
Cedar Rapids
32.9%
Chicago
43.3%
Chicago +
| Metric | Cedar Rapids, IA | Chicago, IL | Better |
|---|---|---|---|
| Median HH Income | $67,859 | $75,134 | Chicago + |
| Per Capita Income | $39,824 | $48,148 | Chicago + |
| Per Capita Personal Income (MSA)BEA MSA-level | $61,226 | $68,110 | Chicago + |
| Unemployment Rate | 3.9% | 7.9% | Cedar Rapids + |
| Poverty Rate | 11.8% | 16.8% | Cedar Rapids + |
| Bachelor's Degree+ | 32.9% | 43.3% | Chicago + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cedar Rapids
$210,271
Cedar Rapids +
Chicago
$324,183
Homeownership Rate
Cedar Rapids
68.2%
Cedar Rapids +
Chicago
45.5%
| Metric | Cedar Rapids, IA | Chicago, IL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $210,271 | $324,183 | Cedar Rapids + |
| Homeownership Rate | 68.2% | 45.5% | Cedar Rapids + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cedar Rapids
296
Cedar Rapids +
Chicago
344
Property Crime / 100K
FBI CDE (state-level est.)
Cedar Rapids
1452
Cedar Rapids +
Chicago
1842
| Metric | Cedar Rapids, IA | Chicago, IL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 296 | 344 | Cedar Rapids + |
| Property Crime / 100KFBI CDE (state-level est.) | 1452 | 1842 | Cedar Rapids + |
Health
Obesity Rate
CDC PLACES
Cedar Rapids
36.3%
Chicago
32.6%
Chicago +
Diabetes Rate
CDC PLACES
Cedar Rapids
11.1%
Cedar Rapids +
Chicago
12.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Cedar Rapids
17.4%
Chicago
16.0%
Chicago +
No Health Insurance
CDC PLACES
Cedar Rapids
7.2%
Cedar Rapids +
Chicago
13.6%
Binge Drinking
CDC PLACES
Cedar Rapids
20.4%
Chicago
19.0%
Chicago +
Current Smokers
CDC PLACES
Cedar Rapids
14.6%
Chicago
11.9%
Chicago +
| Metric | Cedar Rapids, IA | Chicago, IL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.3% | 32.6% | Chicago + |
| Diabetes RateCDC PLACES | 11.1% | 12.0% | Cedar Rapids + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.4% | 16.0% | Chicago + |
| No Health InsuranceCDC PLACES | 7.2% | 13.6% | Cedar Rapids + |
| Binge DrinkingCDC PLACES | 20.4% | 19.0% | Chicago + |
| Current SmokersCDC PLACES | 14.6% | 11.9% | Chicago + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cedar Rapids
50.3°F
Chicago
49.2°F
Chicago +
Annual Precipitation
NOAA 1991–2020 normal
Cedar Rapids
37.6 in
Cedar Rapids +
Chicago
37.8 in
| Metric | Cedar Rapids, IA | Chicago, IL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 50.3°F | 49.2°F | Chicago + |
| Annual PrecipitationNOAA 1991–2020 normal | 37.6 in | 37.8 in | Cedar Rapids + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cedar Rapids
10.2 µg/m³
Chicago
9.4 µg/m³
Chicago +
Good Air Days
AQI ≤ 50
Cedar Rapids
55.0%
Chicago
55.0%
Tie
| Metric | Cedar Rapids, IA | Chicago, IL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.2 µg/m³ | 9.4 µg/m³ | Chicago + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Cedar Rapids
19.4 min
Cedar Rapids +
Chicago
36.5 min
| Metric | Cedar Rapids, IA | Chicago, IL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 19.4 min | 36.5 min | Cedar Rapids + |
Which City is Right for You?
Chicago leads in median household income at $75,134, while cedar Rapids offers more affordable housing with a median home price of $210,271. On public safety, Cedar Rapids is safer with a violent crime rate of 296 per 100,000 residents, compared to 344 in Chicago. Cedar Rapids has a lower unemployment rate at 3.9%, and Chicago has cleaner air (PM2.5 avg 9.4 µg/m³). For overall health outcomes, Chicago scores better with a lower obesity rate of 32.6%.
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