Charleston SC vs Charlotte NC — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Charleston, SC
South Carolina · Population: 152,014
- Median HH Income$90,038
- Median Home Price$593,739
- Unemployment3.4%
- Bachelor's+57.7%
Charlotte, NC
North Carolina · Population: 886,283
- Median HH Income$78,438
- Median Home Price$399,070
- Unemployment4.4%
- Bachelor's+47.4%
Detailed Comparison
Demographics
Population
Charleston
152,014
Charlotte
886,283
Charlotte +
Pop. Density / sq mi
Lower = more space
Charleston
N/A
Charlotte
N/A
Median Age
Charleston
36.1
Charlotte
34.4
Charlotte +
Foreign Born
Charleston
5.4%
Charlotte
18.1%
Charlotte +
White
Charleston
72.9%
Charleston +
Charlotte
41.5%
Black
Charleston
17.4%
Charlotte
34.1%
Charlotte +
Asian
Charleston
2.2%
Charlotte
6.3%
Charlotte +
Hispanic
Charleston
5.9%
Charlotte
17.0%
Charlotte +
Spanish at Home
Charleston
N/A
Charlotte
N/A
| Metric | Charleston, SC | Charlotte, NC | Better |
|---|---|---|---|
| Population | 152,014 | 886,283 | Charlotte + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.1 | 34.4 | Charlotte + |
| Foreign Born | 5.4% | 18.1% | Charlotte + |
| White | 72.9% | 41.5% | Charleston + |
| Black | 17.4% | 34.1% | Charlotte + |
| Asian | 2.2% | 6.3% | Charlotte + |
| Hispanic | 5.9% | 17.0% | Charlotte + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Charleston
$90,038
Charleston +
Charlotte
$78,438
Per Capita Income
Charleston
$58,583
Charleston +
Charlotte
$49,991
Per Capita Personal Income (MSA)
BEA MSA-level
Charleston
$54,550
Charlotte
$59,120
Charlotte +
Unemployment Rate
Charleston
3.4%
Charleston +
Charlotte
4.4%
Poverty Rate
Charleston
12.0%
Charlotte
11.7%
Charlotte +
Bachelor's Degree+
Charleston
57.7%
Charleston +
Charlotte
47.4%
| Metric | Charleston, SC | Charlotte, NC | Better |
|---|---|---|---|
| Median HH Income | $90,038 | $78,438 | Charleston + |
| Per Capita Income | $58,583 | $49,991 | Charleston + |
| Per Capita Personal Income (MSA)BEA MSA-level | $54,550 | $59,120 | Charlotte + |
| Unemployment Rate | 3.4% | 4.4% | Charleston + |
| Poverty Rate | 12.0% | 11.7% | Charlotte + |
| Bachelor's Degree+ | 57.7% | 47.4% | Charleston + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Charleston
$593,739
Charlotte
$399,070
Charlotte +
Homeownership Rate
Charleston
55.6%
Charleston +
Charlotte
51.5%
| Metric | Charleston, SC | Charlotte, NC | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $593,739 | $399,070 | Charlotte + |
| Homeownership Rate | 55.6% | 51.5% | Charleston + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Charleston
398
Charlotte
398
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Charleston
1999
Charlotte
1999
Tie
| Metric | Charleston, SC | Charlotte, NC | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 398 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 1999 | Tie |
Health
Obesity Rate
CDC PLACES
Charleston
28.7%
Charleston +
Charlotte
30.1%
Diabetes Rate
CDC PLACES
Charleston
9.5%
Charleston +
Charlotte
10.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Charleston
15.1%
Charleston +
Charlotte
16.4%
No Health Insurance
CDC PLACES
Charleston
8.7%
Charleston +
Charlotte
11.4%
Binge Drinking
CDC PLACES
Charleston
22.9%
Charlotte
15.4%
Charlotte +
Current Smokers
CDC PLACES
Charleston
9.5%
Charleston +
Charlotte
11.4%
| Metric | Charleston, SC | Charlotte, NC | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 28.7% | 30.1% | Charleston + |
| Diabetes RateCDC PLACES | 9.5% | 10.1% | Charleston + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.1% | 16.4% | Charleston + |
| No Health InsuranceCDC PLACES | 8.7% | 11.4% | Charleston + |
| Binge DrinkingCDC PLACES | 22.9% | 15.4% | Charlotte + |
| Current SmokersCDC PLACES | 9.5% | 11.4% | Charleston + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Charleston
65.9°F
Charlotte
59.9°F
Charlotte +
Annual Precipitation
NOAA 1991–2020 normal
Charleston
51.0 in
Charlotte
41.6 in
Charlotte +
| Metric | Charleston, SC | Charlotte, NC | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 65.9°F | 59.9°F | Charlotte + |
| Annual PrecipitationNOAA 1991–2020 normal | 51.0 in | 41.6 in | Charlotte + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Charleston
8.6 µg/m³
Charleston +
Charlotte
8.7 µg/m³
Good Air Days
AQI ≤ 50
Charleston
75.0%
Charlotte
75.0%
Tie
| Metric | Charleston, SC | Charlotte, NC | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.6 µg/m³ | 8.7 µg/m³ | Charleston + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Charleston
25.4 min
Charleston +
Charlotte
26.7 min
| Metric | Charleston, SC | Charlotte, NC | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.4 min | 26.7 min | Charleston + |
Which City is Right for You?
Charleston leads in median household income at $90,038, while charlotte offers more affordable housing with a median home price of $399,070. On public safety, Charlotte is safer with a violent crime rate of 398 per 100,000 residents, compared to 398 in Charleston. Charleston has a lower unemployment rate at 3.4%, and Charleston has cleaner air (PM2.5 avg 8.6 µg/m³). For overall health outcomes, Charleston scores better with a lower obesity rate of 28.7%.
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