Charleston WV vs Louisville KY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Charleston, WV
West Virginia · Population: 47,918
- Median HH Income$64,512
- Median Home Price$164,532
- Unemployment6.3%
- Bachelor's+44.1%
Louisville, KY
Kentucky · Population: 627,210
- Median HH Income$64,731
- Median Home Price$264,957
- Unemployment5.0%
- Bachelor's+33.4%
Detailed Comparison
Demographics
Population
Charleston
47,918
Louisville
627,210
Louisville +
Pop. Density / sq mi
Lower = more space
Charleston
N/A
Louisville
N/A
Median Age
Charleston
42.6
Louisville
37.7
Louisville +
Foreign Born
Charleston
3.9%
Louisville
9.8%
Louisville +
White
Charleston
76.6%
Charleston +
Louisville
63.1%
Black
Charleston
11.8%
Louisville
23.7%
Louisville +
Asian
Charleston
2.7%
Charleston +
Louisville
2.6%
Hispanic
Charleston
1.9%
Louisville
8.6%
Louisville +
Spanish at Home
Charleston
N/A
Louisville
N/A
| Metric | Charleston, WV | Louisville, KY | Better |
|---|---|---|---|
| Population | 47,918 | 627,210 | Louisville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 42.6 | 37.7 | Louisville + |
| Foreign Born | 3.9% | 9.8% | Louisville + |
| White | 76.6% | 63.1% | Charleston + |
| Black | 11.8% | 23.7% | Louisville + |
| Asian | 2.7% | 2.6% | Charleston + |
| Hispanic | 1.9% | 8.6% | Louisville + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Charleston
$64,512
Louisville
$64,731
Louisville +
Per Capita Income
Charleston
$45,967
Charleston +
Louisville
$38,890
Per Capita Personal Income (MSA)
BEA MSA-level
Charleston
$50,163
Louisville
$52,606
Louisville +
Unemployment Rate
Charleston
6.3%
Louisville
5.0%
Louisville +
Poverty Rate
Charleston
16.5%
Louisville
16.1%
Louisville +
Bachelor's Degree+
Charleston
44.1%
Charleston +
Louisville
33.4%
| Metric | Charleston, WV | Louisville, KY | Better |
|---|---|---|---|
| Median HH Income | $64,512 | $64,731 | Louisville + |
| Per Capita Income | $45,967 | $38,890 | Charleston + |
| Per Capita Personal Income (MSA)BEA MSA-level | $50,163 | $52,606 | Louisville + |
| Unemployment Rate | 6.3% | 5.0% | Louisville + |
| Poverty Rate | 16.5% | 16.1% | Louisville + |
| Bachelor's Degree+ | 44.1% | 33.4% | Charleston + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Charleston
$164,532
Charleston +
Louisville
$264,957
Homeownership Rate
Charleston
62.7%
Charleston +
Louisville
60.6%
| Metric | Charleston, WV | Louisville, KY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $164,532 | $264,957 | Charleston + |
| Homeownership Rate | 62.7% | 60.6% | Charleston + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Charleston
398
Louisville
223
Louisville +
Property Crime / 100K
FBI CDE (state-level est.)
Charleston
1999
Louisville
1505
Louisville +
| Metric | Charleston, WV | Louisville, KY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 223 | Louisville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 1505 | Louisville + |
Health
Obesity Rate
CDC PLACES
Charleston
40.2%
Louisville
N/A
Diabetes Rate
CDC PLACES
Charleston
15.6%
Louisville
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Charleston
20.2%
Louisville
N/A
No Health Insurance
CDC PLACES
Charleston
7.4%
Louisville
N/A
Binge Drinking
CDC PLACES
Charleston
14.3%
Louisville
N/A
Current Smokers
CDC PLACES
Charleston
17.7%
Louisville
N/A
| Metric | Charleston, WV | Louisville, KY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 40.2% | N/A | - |
| Diabetes RateCDC PLACES | 15.6% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.2% | N/A | - |
| No Health InsuranceCDC PLACES | 7.4% | N/A | - |
| Binge DrinkingCDC PLACES | 14.3% | N/A | - |
| Current SmokersCDC PLACES | 17.7% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Charleston
53.9°F
Louisville
N/A
Annual Precipitation
NOAA 1991–2020 normal
Charleston
46.2 in
Louisville
43.3 in
Louisville +
| Metric | Charleston, WV | Louisville, KY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 53.9°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 46.2 in | 43.3 in | Louisville + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Charleston
9.3 µg/m³
Louisville
8.6 µg/m³
Louisville +
Good Air Days
AQI ≤ 50
Charleston
55.0%
Louisville
75.0%
Louisville +
| Metric | Charleston, WV | Louisville, KY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.3 µg/m³ | 8.6 µg/m³ | Louisville + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Louisville + |
Commute
Mean Commute Time
Census ACS
Charleston
19.2 min
Charleston +
Louisville
24.2 min
| Metric | Charleston, WV | Louisville, KY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 19.2 min | 24.2 min | Charleston + |
Which City is Right for You?
Louisville leads in median household income at $64,731, while charleston offers more affordable housing with a median home price of $164,532. On public safety, Louisville is safer with a violent crime rate of 223 per 100,000 residents, compared to 398 in Charleston. Louisville has a lower unemployment rate at 5.0%, and Louisville has cleaner air (PM2.5 avg 8.6 µg/m³).
Compare More Cities
Charleston, WV vs New York, NYCharleston, WV vs Los Angeles, CACharleston, WV vs Chicago, ILCharleston, WV vs Houston, TXCharleston, WV vs Phoenix, AZCharleston, WV vs Philadelphia, PA