Charleston WV vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Charleston, WV

West Virginia · Population: 47,918

  • Median HH Income$64,512
  • Median Home Price$164,532
  • Unemployment6.3%
  • Bachelor's+44.1%

Schenectady, NY

New York · Population: 28,542

  • Median HH Income$100,485
  • Median Home Price$321,835
  • Unemployment2.3%
  • Bachelor's+58.8%

Detailed Comparison

Demographics

Population
Charleston
47,918
Charleston +
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Charleston
N/A
Schenectady
N/A
Median Age
Charleston
42.6
Schenectady
42.3
Schenectady +
Foreign Born
Charleston
3.9%
Schenectady
6.8%
Schenectady +
White
Charleston
76.6%
Schenectady
86.7%
Schenectady +
Black
Charleston
11.8%
Charleston +
Schenectady
3.1%
Asian
Charleston
2.7%
Schenectady
3.0%
Schenectady +
Hispanic
Charleston
1.9%
Schenectady
4.7%
Schenectady +
Spanish at Home
Charleston
N/A
Schenectady
N/A

Economy

Median HH Income
Charleston
$64,512
Schenectady
$100,485
Schenectady +
Per Capita Income
Charleston
$45,967
Schenectady
$62,931
Schenectady +
Per Capita Personal Income (MSA)
BEA MSA-level
Charleston
$50,163
Schenectady
$77,425
Schenectady +
Unemployment Rate
Charleston
6.3%
Schenectady
2.3%
Schenectady +
Poverty Rate
Charleston
16.5%
Schenectady
10.3%
Schenectady +
Bachelor's Degree+
Charleston
44.1%
Schenectady
58.8%
Schenectady +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Charleston
$164,532
Charleston +
Schenectady
$321,835
Homeownership Rate
Charleston
62.7%
Charleston +
Schenectady
57.5%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Charleston
398
Charleston +
Schenectady
434
Property Crime / 100K
FBI CDE (state-level est.)
Charleston
1999
Schenectady
1736
Schenectady +

Health

Obesity Rate
CDC PLACES
Charleston
40.2%
Schenectady
38.6%
Schenectady +
Diabetes Rate
CDC PLACES
Charleston
15.6%
Schenectady
12.3%
Schenectady +
Poor Mental Health
CDC PLACES — 14+ days/month
Charleston
20.2%
Schenectady
19.2%
Schenectady +
No Health Insurance
CDC PLACES
Charleston
7.4%
Charleston +
Schenectady
9.7%
Binge Drinking
CDC PLACES
Charleston
14.3%
Charleston +
Schenectady
15.2%
Current Smokers
CDC PLACES
Charleston
17.7%
Schenectady
16.9%
Schenectady +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Charleston
53.9°F
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Charleston
46.2 in
Schenectady
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Charleston
9.3 µg/m³
Schenectady
8.1 µg/m³
Schenectady +
Good Air Days
AQI ≤ 50
Charleston
55.0%
Schenectady
75.0%
Schenectady +

Commute

Mean Commute Time
Census ACS
Charleston
19.2 min
Charleston +
Schenectady
26.2 min

Which City is Right for You?

Schenectady leads in median household income at $100,485, while charleston offers more affordable housing with a median home price of $164,532. On public safety, Charleston is safer with a violent crime rate of 398 per 100,000 residents, compared to 434 in Schenectady. Schenectady has a lower unemployment rate at 2.3%, and Schenectady has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Schenectady scores better with a lower obesity rate of 38.6%.

Compare More Cities

About Charleston & Schenectady