Charleston WV vs South Bend IN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Charleston, WV
West Virginia · Population: 47,918
- Median HH Income$64,512
- Median Home Price$164,532
- Unemployment6.3%
- Bachelor's+44.1%
South Bend, IN
Indiana · Population: 102,866
- Median HH Income$52,512
- Median Home Price$194,972
- Unemployment6.0%
- Bachelor's+29.4%
Detailed Comparison
Demographics
Population
Charleston
47,918
South Bend
102,866
South Bend +
Pop. Density / sq mi
Lower = more space
Charleston
N/A
South Bend
N/A
Median Age
Charleston
42.6
South Bend
33.9
South Bend +
Foreign Born
Charleston
3.9%
South Bend
8.9%
South Bend +
White
Charleston
76.6%
Charleston +
South Bend
54.1%
Black
Charleston
11.8%
South Bend
24.4%
South Bend +
Asian
Charleston
2.7%
Charleston +
South Bend
1.7%
Hispanic
Charleston
1.9%
South Bend
17.3%
South Bend +
Spanish at Home
Charleston
N/A
South Bend
N/A
| Metric | Charleston, WV | South Bend, IN | Better |
|---|---|---|---|
| Population | 47,918 | 102,866 | South Bend + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 42.6 | 33.9 | South Bend + |
| Foreign Born | 3.9% | 8.9% | South Bend + |
| White | 76.6% | 54.1% | Charleston + |
| Black | 11.8% | 24.4% | South Bend + |
| Asian | 2.7% | 1.7% | Charleston + |
| Hispanic | 1.9% | 17.3% | South Bend + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Charleston
$64,512
Charleston +
South Bend
$52,512
Per Capita Income
Charleston
$45,967
Charleston +
South Bend
$29,511
Per Capita Personal Income (MSA)
BEA MSA-level
Charleston
$50,163
South Bend
$58,697
South Bend +
Unemployment Rate
Charleston
6.3%
South Bend
6.0%
South Bend +
Poverty Rate
Charleston
16.5%
Charleston +
South Bend
22.6%
Bachelor's Degree+
Charleston
44.1%
Charleston +
South Bend
29.4%
| Metric | Charleston, WV | South Bend, IN | Better |
|---|---|---|---|
| Median HH Income | $64,512 | $52,512 | Charleston + |
| Per Capita Income | $45,967 | $29,511 | Charleston + |
| Per Capita Personal Income (MSA)BEA MSA-level | $50,163 | $58,697 | South Bend + |
| Unemployment Rate | 6.3% | 6.0% | South Bend + |
| Poverty Rate | 16.5% | 22.6% | Charleston + |
| Bachelor's Degree+ | 44.1% | 29.4% | Charleston + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Charleston
$164,532
Charleston +
South Bend
$194,972
Homeownership Rate
Charleston
62.7%
Charleston +
South Bend
58.8%
| Metric | Charleston, WV | South Bend, IN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $164,532 | $194,972 | Charleston + |
| Homeownership Rate | 62.7% | 58.8% | Charleston + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Charleston
398
South Bend
370
South Bend +
Property Crime / 100K
FBI CDE (state-level est.)
Charleston
1999
South Bend
1719
South Bend +
| Metric | Charleston, WV | South Bend, IN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 370 | South Bend + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 1719 | South Bend + |
Health
Obesity Rate
CDC PLACES
Charleston
40.2%
South Bend
39.7%
South Bend +
Diabetes Rate
CDC PLACES
Charleston
15.6%
South Bend
15.2%
South Bend +
Poor Mental Health
CDC PLACES — 14+ days/month
Charleston
20.2%
Charleston +
South Bend
20.3%
No Health Insurance
CDC PLACES
Charleston
7.4%
Charleston +
South Bend
12.6%
Binge Drinking
CDC PLACES
Charleston
14.3%
Charleston +
South Bend
15.3%
Current Smokers
CDC PLACES
Charleston
17.7%
Charleston +
South Bend
18.2%
| Metric | Charleston, WV | South Bend, IN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 40.2% | 39.7% | South Bend + |
| Diabetes RateCDC PLACES | 15.6% | 15.2% | South Bend + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.2% | 20.3% | Charleston + |
| No Health InsuranceCDC PLACES | 7.4% | 12.6% | Charleston + |
| Binge DrinkingCDC PLACES | 14.3% | 15.3% | Charleston + |
| Current SmokersCDC PLACES | 17.7% | 18.2% | Charleston + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Charleston
53.9°F
South Bend
49.8°F
South Bend +
Annual Precipitation
NOAA 1991–2020 normal
Charleston
46.2 in
South Bend
38.0 in
South Bend +
| Metric | Charleston, WV | South Bend, IN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 53.9°F | 49.8°F | South Bend + |
| Annual PrecipitationNOAA 1991–2020 normal | 46.2 in | 38.0 in | South Bend + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Charleston
9.3 µg/m³
Charleston +
South Bend
10.1 µg/m³
Good Air Days
AQI ≤ 50
Charleston
55.0%
South Bend
55.0%
Tie
| Metric | Charleston, WV | South Bend, IN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.3 µg/m³ | 10.1 µg/m³ | Charleston + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Charleston
19.2 min
Charleston +
South Bend
21.6 min
| Metric | Charleston, WV | South Bend, IN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 19.2 min | 21.6 min | Charleston + |
Which City is Right for You?
Charleston leads in median household income at $64,512, while charleston offers more affordable housing with a median home price of $164,532. On public safety, South Bend is safer with a violent crime rate of 370 per 100,000 residents, compared to 398 in Charleston. South Bend has a lower unemployment rate at 6.0%, and Charleston has cleaner air (PM2.5 avg 9.3 µg/m³). For overall health outcomes, South Bend scores better with a lower obesity rate of 39.7%.
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