Chattanooga TN vs Dayton OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chattanooga, TN
Tennessee · Population: 182,832
- Median HH Income$61,028
- Median Home Price$322,291
- Unemployment4.9%
- Bachelor's+35.5%
Dayton, OH
Ohio · Population: 136,741
- Median HH Income$43,454
- Median Home Price$138,867
- Unemployment9.7%
- Bachelor's+20.7%
Detailed Comparison
Demographics
Population
Chattanooga
182,832
Chattanooga +
Dayton
136,741
Pop. Density / sq mi
Lower = more space
Chattanooga
N/A
Dayton
N/A
Median Age
Chattanooga
36.6
Dayton
34.2
Dayton +
Foreign Born
Chattanooga
7.7%
Chattanooga +
Dayton
5.0%
White
Chattanooga
58.4%
Chattanooga +
Dayton
51.3%
Black
Chattanooga
28.6%
Dayton
38.0%
Dayton +
Asian
Chattanooga
2.4%
Chattanooga +
Dayton
1.2%
Hispanic
Chattanooga
9.3%
Chattanooga +
Dayton
5.5%
Spanish at Home
Chattanooga
N/A
Dayton
N/A
| Metric | Chattanooga, TN | Dayton, OH | Better |
|---|---|---|---|
| Population | 182,832 | 136,741 | Chattanooga + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.6 | 34.2 | Dayton + |
| Foreign Born | 7.7% | 5.0% | Chattanooga + |
| White | 58.4% | 51.3% | Chattanooga + |
| Black | 28.6% | 38.0% | Dayton + |
| Asian | 2.4% | 1.2% | Chattanooga + |
| Hispanic | 9.3% | 5.5% | Chattanooga + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chattanooga
$61,028
Chattanooga +
Dayton
$43,454
Per Capita Income
Chattanooga
$40,040
Chattanooga +
Dayton
$26,381
Per Capita Personal Income (MSA)
BEA MSA-level
Chattanooga
$59,097
Chattanooga +
Dayton
$58,300
Unemployment Rate
Chattanooga
4.9%
Chattanooga +
Dayton
9.7%
Poverty Rate
Chattanooga
17.6%
Chattanooga +
Dayton
27.1%
Bachelor's Degree+
Chattanooga
35.5%
Chattanooga +
Dayton
20.7%
| Metric | Chattanooga, TN | Dayton, OH | Better |
|---|---|---|---|
| Median HH Income | $61,028 | $43,454 | Chattanooga + |
| Per Capita Income | $40,040 | $26,381 | Chattanooga + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,097 | $58,300 | Chattanooga + |
| Unemployment Rate | 4.9% | 9.7% | Chattanooga + |
| Poverty Rate | 17.6% | 27.1% | Chattanooga + |
| Bachelor's Degree+ | 35.5% | 20.7% | Chattanooga + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chattanooga
$322,291
Dayton
$138,867
Dayton +
Homeownership Rate
Chattanooga
53.1%
Chattanooga +
Dayton
48.2%
| Metric | Chattanooga, TN | Dayton, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $322,291 | $138,867 | Dayton + |
| Homeownership Rate | 53.1% | 48.2% | Chattanooga + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chattanooga
639
Dayton
319
Dayton +
Property Crime / 100K
FBI CDE (state-level est.)
Chattanooga
2350
Dayton
1866
Dayton +
| Metric | Chattanooga, TN | Dayton, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 639 | 319 | Dayton + |
| Property Crime / 100KFBI CDE (state-level est.) | 2350 | 1866 | Dayton + |
Health
Obesity Rate
CDC PLACES
Chattanooga
36.3%
Chattanooga +
Dayton
42.9%
Diabetes Rate
CDC PLACES
Chattanooga
13.9%
Chattanooga +
Dayton
17.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Chattanooga
19.2%
Chattanooga +
Dayton
21.6%
No Health Insurance
CDC PLACES
Chattanooga
12.7%
Dayton
11.2%
Dayton +
Binge Drinking
CDC PLACES
Chattanooga
14.2%
Chattanooga +
Dayton
14.6%
Current Smokers
CDC PLACES
Chattanooga
16.7%
Chattanooga +
Dayton
20.5%
| Metric | Chattanooga, TN | Dayton, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.3% | 42.9% | Chattanooga + |
| Diabetes RateCDC PLACES | 13.9% | 17.6% | Chattanooga + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.2% | 21.6% | Chattanooga + |
| No Health InsuranceCDC PLACES | 12.7% | 11.2% | Dayton + |
| Binge DrinkingCDC PLACES | 14.2% | 14.6% | Chattanooga + |
| Current SmokersCDC PLACES | 16.7% | 20.5% | Chattanooga + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chattanooga
60.9°F
Dayton
54.1°F
Dayton +
Annual Precipitation
NOAA 1991–2020 normal
Chattanooga
52.5 in
Dayton
40.3 in
Dayton +
| Metric | Chattanooga, TN | Dayton, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.9°F | 54.1°F | Dayton + |
| Annual PrecipitationNOAA 1991–2020 normal | 52.5 in | 40.3 in | Dayton + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chattanooga
8.9 µg/m³
Chattanooga +
Dayton
10.3 µg/m³
Good Air Days
AQI ≤ 50
Chattanooga
75.0%
Chattanooga +
Dayton
55.0%
| Metric | Chattanooga, TN | Dayton, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.9 µg/m³ | 10.3 µg/m³ | Chattanooga + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Chattanooga + |
Commute
Mean Commute Time
Census ACS
Chattanooga
20.3 min
Chattanooga +
Dayton
22.2 min
| Metric | Chattanooga, TN | Dayton, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 20.3 min | 22.2 min | Chattanooga + |
Which City is Right for You?
Chattanooga leads in median household income at $61,028, while dayton offers more affordable housing with a median home price of $138,867. On public safety, Dayton is safer with a violent crime rate of 319 per 100,000 residents, compared to 639 in Chattanooga. Chattanooga has a lower unemployment rate at 4.9%, and Chattanooga has cleaner air (PM2.5 avg 8.9 µg/m³). For overall health outcomes, Chattanooga scores better with a lower obesity rate of 36.3%.
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