Chattanooga TN vs Irvine CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chattanooga, TN
Tennessee · Population: 182,832
- Median HH Income$61,028
- Median Home Price$322,291
- Unemployment4.9%
- Bachelor's+35.5%
Irvine, CA
California · Population: 308,160
- Median HH Income$129,647
- Median Home Price$1,566,872
- Unemployment5.5%
- Bachelor's+70.6%
Detailed Comparison
Demographics
Population
Chattanooga
182,832
Irvine
308,160
Irvine +
Pop. Density / sq mi
Lower = more space
Chattanooga
N/A
Irvine
N/A
Median Age
Chattanooga
36.6
Irvine
33.9
Irvine +
Foreign Born
Chattanooga
7.7%
Irvine
39.3%
Irvine +
White
Chattanooga
58.4%
Chattanooga +
Irvine
38.7%
Black
Chattanooga
28.6%
Chattanooga +
Irvine
2.0%
Asian
Chattanooga
2.4%
Irvine
44.1%
Irvine +
Hispanic
Chattanooga
9.3%
Irvine
11.3%
Irvine +
Spanish at Home
Chattanooga
N/A
Irvine
N/A
| Metric | Chattanooga, TN | Irvine, CA | Better |
|---|---|---|---|
| Population | 182,832 | 308,160 | Irvine + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.6 | 33.9 | Irvine + |
| Foreign Born | 7.7% | 39.3% | Irvine + |
| White | 58.4% | 38.7% | Chattanooga + |
| Black | 28.6% | 2.0% | Chattanooga + |
| Asian | 2.4% | 44.1% | Irvine + |
| Hispanic | 9.3% | 11.3% | Irvine + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chattanooga
$61,028
Irvine
$129,647
Irvine +
Per Capita Income
Chattanooga
$40,040
Irvine
$62,149
Irvine +
Per Capita Personal Income (MSA)
BEA MSA-level
Chattanooga
$59,097
Irvine
$77,230
Irvine +
Unemployment Rate
Chattanooga
4.9%
Chattanooga +
Irvine
5.5%
Poverty Rate
Chattanooga
17.6%
Irvine
11.7%
Irvine +
Bachelor's Degree+
Chattanooga
35.5%
Irvine
70.6%
Irvine +
| Metric | Chattanooga, TN | Irvine, CA | Better |
|---|---|---|---|
| Median HH Income | $61,028 | $129,647 | Irvine + |
| Per Capita Income | $40,040 | $62,149 | Irvine + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,097 | $77,230 | Irvine + |
| Unemployment Rate | 4.9% | 5.5% | Chattanooga + |
| Poverty Rate | 17.6% | 11.7% | Irvine + |
| Bachelor's Degree+ | 35.5% | 70.6% | Irvine + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chattanooga
$322,291
Chattanooga +
Irvine
$1,566,872
Homeownership Rate
Chattanooga
53.1%
Chattanooga +
Irvine
43.8%
| Metric | Chattanooga, TN | Irvine, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $322,291 | $1,566,872 | Chattanooga + |
| Homeownership Rate | 53.1% | 43.8% | Chattanooga + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chattanooga
639
Irvine
503
Irvine +
Property Crime / 100K
FBI CDE (state-level est.)
Chattanooga
2350
Chattanooga +
Irvine
2388
| Metric | Chattanooga, TN | Irvine, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 639 | 503 | Irvine + |
| Property Crime / 100KFBI CDE (state-level est.) | 2350 | 2388 | Chattanooga + |
Health
Obesity Rate
CDC PLACES
Chattanooga
36.3%
Irvine
19.2%
Irvine +
Diabetes Rate
CDC PLACES
Chattanooga
13.9%
Irvine
8.3%
Irvine +
Poor Mental Health
CDC PLACES — 14+ days/month
Chattanooga
19.2%
Irvine
15.4%
Irvine +
No Health Insurance
CDC PLACES
Chattanooga
12.7%
Irvine
5.0%
Irvine +
Binge Drinking
CDC PLACES
Chattanooga
14.2%
Chattanooga +
Irvine
15.2%
Current Smokers
CDC PLACES
Chattanooga
16.7%
Irvine
6.9%
Irvine +
| Metric | Chattanooga, TN | Irvine, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.3% | 19.2% | Irvine + |
| Diabetes RateCDC PLACES | 13.9% | 8.3% | Irvine + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.2% | 15.4% | Irvine + |
| No Health InsuranceCDC PLACES | 12.7% | 5.0% | Irvine + |
| Binge DrinkingCDC PLACES | 14.2% | 15.2% | Chattanooga + |
| Current SmokersCDC PLACES | 16.7% | 6.9% | Irvine + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chattanooga
60.9°F
Chattanooga +
Irvine
65.3°F
Annual Precipitation
NOAA 1991–2020 normal
Chattanooga
52.5 in
Irvine
14.3 in
Irvine +
| Metric | Chattanooga, TN | Irvine, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.9°F | 65.3°F | Chattanooga + |
| Annual PrecipitationNOAA 1991–2020 normal | 52.5 in | 14.3 in | Irvine + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chattanooga
8.9 µg/m³
Irvine
7.9 µg/m³
Irvine +
Good Air Days
AQI ≤ 50
Chattanooga
75.0%
Irvine
75.0%
Tie
| Metric | Chattanooga, TN | Irvine, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.9 µg/m³ | 7.9 µg/m³ | Irvine + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Chattanooga
20.3 min
Chattanooga +
Irvine
26.0 min
| Metric | Chattanooga, TN | Irvine, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 20.3 min | 26.0 min | Chattanooga + |
Which City is Right for You?
Irvine leads in median household income at $129,647, while chattanooga offers more affordable housing with a median home price of $322,291. On public safety, Irvine is safer with a violent crime rate of 503 per 100,000 residents, compared to 639 in Chattanooga. Chattanooga has a lower unemployment rate at 4.9%, and Irvine has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Irvine scores better with a lower obesity rate of 19.2%.
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