Chattanooga TN vs Kirkland WA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chattanooga, TN
Tennessee · Population: 182,832
- Median HH Income$61,028
- Median Home Price$322,291
- Unemployment4.9%
- Bachelor's+35.5%
Kirkland, WA
Washington · Population: 57,088
- Median HH Income$87,277
- Median Home Price$1,274,801
- Unemployment5.1%
- Bachelor's+32.2%
Detailed Comparison
Demographics
Population
Chattanooga
182,832
Chattanooga +
Kirkland
57,088
Pop. Density / sq mi
Lower = more space
Chattanooga
N/A
Kirkland
N/A
Median Age
Chattanooga
36.6
Chattanooga +
Kirkland
37.7
Foreign Born
Chattanooga
7.7%
Kirkland
12.4%
Kirkland +
White
Chattanooga
58.4%
Kirkland
66.8%
Kirkland +
Black
Chattanooga
28.6%
Chattanooga +
Kirkland
6.1%
Asian
Chattanooga
2.4%
Kirkland
10.0%
Kirkland +
Hispanic
Chattanooga
9.3%
Kirkland
12.7%
Kirkland +
Spanish at Home
Chattanooga
N/A
Kirkland
N/A
| Metric | Chattanooga, TN | Kirkland, WA | Better |
|---|---|---|---|
| Population | 182,832 | 57,088 | Chattanooga + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.6 | 37.7 | Chattanooga + |
| Foreign Born | 7.7% | 12.4% | Kirkland + |
| White | 58.4% | 66.8% | Kirkland + |
| Black | 28.6% | 6.1% | Chattanooga + |
| Asian | 2.4% | 10.0% | Kirkland + |
| Hispanic | 9.3% | 12.7% | Kirkland + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chattanooga
$61,028
Kirkland
$87,277
Kirkland +
Per Capita Income
Chattanooga
$40,040
Kirkland
$41,024
Kirkland +
Per Capita Personal Income (MSA)
BEA MSA-level
Chattanooga
$59,097
Kirkland
$76,120
Kirkland +
Unemployment Rate
Chattanooga
4.9%
Chattanooga +
Kirkland
5.1%
Poverty Rate
Chattanooga
17.6%
Kirkland
11.0%
Kirkland +
Bachelor's Degree+
Chattanooga
35.5%
Chattanooga +
Kirkland
32.2%
| Metric | Chattanooga, TN | Kirkland, WA | Better |
|---|---|---|---|
| Median HH Income | $61,028 | $87,277 | Kirkland + |
| Per Capita Income | $40,040 | $41,024 | Kirkland + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,097 | $76,120 | Kirkland + |
| Unemployment Rate | 4.9% | 5.1% | Chattanooga + |
| Poverty Rate | 17.6% | 11.0% | Kirkland + |
| Bachelor's Degree+ | 35.5% | 32.2% | Chattanooga + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chattanooga
$322,291
Chattanooga +
Kirkland
$1,274,801
Homeownership Rate
Chattanooga
53.1%
Kirkland
57.2%
Kirkland +
| Metric | Chattanooga, TN | Kirkland, WA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $322,291 | $1,274,801 | Chattanooga + |
| Homeownership Rate | 53.1% | 57.2% | Kirkland + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chattanooga
639
Kirkland
383
Kirkland +
Property Crime / 100K
FBI CDE (state-level est.)
Chattanooga
2350
Chattanooga +
Kirkland
3409
| Metric | Chattanooga, TN | Kirkland, WA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 639 | 383 | Kirkland + |
| Property Crime / 100KFBI CDE (state-level est.) | 2350 | 3409 | Chattanooga + |
Health
Obesity Rate
CDC PLACES
Chattanooga
36.3%
Kirkland
21.8%
Kirkland +
Diabetes Rate
CDC PLACES
Chattanooga
13.9%
Kirkland
6.4%
Kirkland +
Poor Mental Health
CDC PLACES — 14+ days/month
Chattanooga
19.2%
Kirkland
14.2%
Kirkland +
No Health Insurance
CDC PLACES
Chattanooga
12.7%
Kirkland
5.3%
Kirkland +
Binge Drinking
CDC PLACES
Chattanooga
14.2%
Chattanooga +
Kirkland
18.1%
Current Smokers
CDC PLACES
Chattanooga
16.7%
Kirkland
6.3%
Kirkland +
| Metric | Chattanooga, TN | Kirkland, WA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.3% | 21.8% | Kirkland + |
| Diabetes RateCDC PLACES | 13.9% | 6.4% | Kirkland + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.2% | 14.2% | Kirkland + |
| No Health InsuranceCDC PLACES | 12.7% | 5.3% | Kirkland + |
| Binge DrinkingCDC PLACES | 14.2% | 18.1% | Chattanooga + |
| Current SmokersCDC PLACES | 16.7% | 6.3% | Kirkland + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chattanooga
60.9°F
Kirkland
N/A
Annual Precipitation
NOAA 1991–2020 normal
Chattanooga
52.5 in
Kirkland
N/A
| Metric | Chattanooga, TN | Kirkland, WA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.9°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 52.5 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chattanooga
8.9 µg/m³
Kirkland
7.5 µg/m³
Kirkland +
Good Air Days
AQI ≤ 50
Chattanooga
75.0%
Kirkland
75.0%
Tie
| Metric | Chattanooga, TN | Kirkland, WA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.9 µg/m³ | 7.5 µg/m³ | Kirkland + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Chattanooga
20.3 min
Chattanooga +
Kirkland
28.2 min
| Metric | Chattanooga, TN | Kirkland, WA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 20.3 min | 28.2 min | Chattanooga + |
Which City is Right for You?
Kirkland leads in median household income at $87,277, while chattanooga offers more affordable housing with a median home price of $322,291. On public safety, Kirkland is safer with a violent crime rate of 383 per 100,000 residents, compared to 639 in Chattanooga. Chattanooga has a lower unemployment rate at 4.9%, and Kirkland has cleaner air (PM2.5 avg 7.5 µg/m³). For overall health outcomes, Kirkland scores better with a lower obesity rate of 21.8%.
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