Chattanooga TN vs Rockford IL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chattanooga, TN
Tennessee · Population: 182,832
- Median HH Income$61,028
- Median Home Price$322,291
- Unemployment4.9%
- Bachelor's+35.5%
Rockford, IL
Illinois · Population: 147,649
- Median HH Income$53,328
- Median Home Price$180,220
- Unemployment8.6%
- Bachelor's+23.2%
Detailed Comparison
Demographics
Population
Chattanooga
182,832
Chattanooga +
Rockford
147,649
Pop. Density / sq mi
Lower = more space
Chattanooga
N/A
Rockford
N/A
Median Age
Chattanooga
36.6
Chattanooga +
Rockford
37.5
Foreign Born
Chattanooga
7.7%
Rockford
12.3%
Rockford +
White
Chattanooga
58.4%
Chattanooga +
Rockford
55.5%
Black
Chattanooga
28.6%
Chattanooga +
Rockford
21.8%
Asian
Chattanooga
2.4%
Rockford
3.7%
Rockford +
Hispanic
Chattanooga
9.3%
Rockford
20.6%
Rockford +
Spanish at Home
Chattanooga
N/A
Rockford
N/A
| Metric | Chattanooga, TN | Rockford, IL | Better |
|---|---|---|---|
| Population | 182,832 | 147,649 | Chattanooga + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.6 | 37.5 | Chattanooga + |
| Foreign Born | 7.7% | 12.3% | Rockford + |
| White | 58.4% | 55.5% | Chattanooga + |
| Black | 28.6% | 21.8% | Chattanooga + |
| Asian | 2.4% | 3.7% | Rockford + |
| Hispanic | 9.3% | 20.6% | Rockford + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chattanooga
$61,028
Chattanooga +
Rockford
$53,328
Per Capita Income
Chattanooga
$40,040
Chattanooga +
Rockford
$30,409
Per Capita Personal Income (MSA)
BEA MSA-level
Chattanooga
$59,097
Rockford
$68,110
Rockford +
Unemployment Rate
Chattanooga
4.9%
Chattanooga +
Rockford
8.6%
Poverty Rate
Chattanooga
17.6%
Chattanooga +
Rockford
21.9%
Bachelor's Degree+
Chattanooga
35.5%
Chattanooga +
Rockford
23.2%
| Metric | Chattanooga, TN | Rockford, IL | Better |
|---|---|---|---|
| Median HH Income | $61,028 | $53,328 | Chattanooga + |
| Per Capita Income | $40,040 | $30,409 | Chattanooga + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,097 | $68,110 | Rockford + |
| Unemployment Rate | 4.9% | 8.6% | Chattanooga + |
| Poverty Rate | 17.6% | 21.9% | Chattanooga + |
| Bachelor's Degree+ | 35.5% | 23.2% | Chattanooga + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chattanooga
$322,291
Rockford
$180,220
Rockford +
Homeownership Rate
Chattanooga
53.1%
Rockford
53.8%
Rockford +
| Metric | Chattanooga, TN | Rockford, IL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $322,291 | $180,220 | Rockford + |
| Homeownership Rate | 53.1% | 53.8% | Rockford + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chattanooga
639
Rockford
344
Rockford +
Property Crime / 100K
FBI CDE (state-level est.)
Chattanooga
2350
Rockford
1842
Rockford +
| Metric | Chattanooga, TN | Rockford, IL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 639 | 344 | Rockford + |
| Property Crime / 100KFBI CDE (state-level est.) | 2350 | 1842 | Rockford + |
Health
Obesity Rate
CDC PLACES
Chattanooga
36.3%
Chattanooga +
Rockford
44.7%
Diabetes Rate
CDC PLACES
Chattanooga
13.9%
Chattanooga +
Rockford
15.4%
Poor Mental Health
CDC PLACES — 14+ days/month
Chattanooga
19.2%
Rockford
19.0%
Rockford +
No Health Insurance
CDC PLACES
Chattanooga
12.7%
Chattanooga +
Rockford
14.0%
Binge Drinking
CDC PLACES
Chattanooga
14.2%
Chattanooga +
Rockford
15.5%
Current Smokers
CDC PLACES
Chattanooga
16.7%
Chattanooga +
Rockford
18.1%
| Metric | Chattanooga, TN | Rockford, IL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.3% | 44.7% | Chattanooga + |
| Diabetes RateCDC PLACES | 13.9% | 15.4% | Chattanooga + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.2% | 19.0% | Rockford + |
| No Health InsuranceCDC PLACES | 12.7% | 14.0% | Chattanooga + |
| Binge DrinkingCDC PLACES | 14.2% | 15.5% | Chattanooga + |
| Current SmokersCDC PLACES | 16.7% | 18.1% | Chattanooga + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chattanooga
60.9°F
Rockford
49.2°F
Rockford +
Annual Precipitation
NOAA 1991–2020 normal
Chattanooga
52.5 in
Rockford
36.2 in
Rockford +
| Metric | Chattanooga, TN | Rockford, IL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.9°F | 49.2°F | Rockford + |
| Annual PrecipitationNOAA 1991–2020 normal | 52.5 in | 36.2 in | Rockford + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chattanooga
8.9 µg/m³
Chattanooga +
Rockford
9.4 µg/m³
Good Air Days
AQI ≤ 50
Chattanooga
75.0%
Chattanooga +
Rockford
55.0%
| Metric | Chattanooga, TN | Rockford, IL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.9 µg/m³ | 9.4 µg/m³ | Chattanooga + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Chattanooga + |
Commute
Mean Commute Time
Census ACS
Chattanooga
20.3 min
Chattanooga +
Rockford
22.7 min
| Metric | Chattanooga, TN | Rockford, IL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 20.3 min | 22.7 min | Chattanooga + |
Which City is Right for You?
Chattanooga leads in median household income at $61,028, while rockford offers more affordable housing with a median home price of $180,220. On public safety, Rockford is safer with a violent crime rate of 344 per 100,000 residents, compared to 639 in Chattanooga. Chattanooga has a lower unemployment rate at 4.9%, and Chattanooga has cleaner air (PM2.5 avg 8.9 µg/m³). For overall health outcomes, Chattanooga scores better with a lower obesity rate of 36.3%.
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