Chattanooga TN vs Wichita Falls TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chattanooga, TN
Tennessee · Population: 182,832
- Median HH Income$61,028
- Median Home Price$322,291
- Unemployment4.9%
- Bachelor's+35.5%
Wichita Falls, TX
Texas · Population: 102,558
- Median HH Income$58,568
- Median Home Price$174,763
- Unemployment3.5%
- Bachelor's+25.0%
Detailed Comparison
Demographics
Population
Chattanooga
182,832
Chattanooga +
Wichita Falls
102,558
Pop. Density / sq mi
Lower = more space
Chattanooga
N/A
Wichita Falls
N/A
Median Age
Chattanooga
36.6
Wichita Falls
33.0
Wichita Falls +
Foreign Born
Chattanooga
7.7%
Chattanooga +
Wichita Falls
7.2%
White
Chattanooga
58.4%
Wichita Falls
70.1%
Wichita Falls +
Black
Chattanooga
28.6%
Chattanooga +
Wichita Falls
12.9%
Asian
Chattanooga
2.4%
Wichita Falls
2.7%
Wichita Falls +
Hispanic
Chattanooga
9.3%
Wichita Falls
22.4%
Wichita Falls +
Spanish at Home
Chattanooga
N/A
Wichita Falls
N/A
| Metric | Chattanooga, TN | Wichita Falls, TX | Better |
|---|---|---|---|
| Population | 182,832 | 102,558 | Chattanooga + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.6 | 33.0 | Wichita Falls + |
| Foreign Born | 7.7% | 7.2% | Chattanooga + |
| White | 58.4% | 70.1% | Wichita Falls + |
| Black | 28.6% | 12.9% | Chattanooga + |
| Asian | 2.4% | 2.7% | Wichita Falls + |
| Hispanic | 9.3% | 22.4% | Wichita Falls + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chattanooga
$61,028
Chattanooga +
Wichita Falls
$58,568
Per Capita Income
Chattanooga
$40,040
Chattanooga +
Wichita Falls
$31,987
Per Capita Personal Income (MSA)
BEA MSA-level
Chattanooga
$59,097
Wichita Falls
$63,758
Wichita Falls +
Unemployment Rate
Chattanooga
4.9%
Wichita Falls
3.5%
Wichita Falls +
Poverty Rate
Chattanooga
17.6%
Wichita Falls
17.4%
Wichita Falls +
Bachelor's Degree+
Chattanooga
35.5%
Chattanooga +
Wichita Falls
25.0%
| Metric | Chattanooga, TN | Wichita Falls, TX | Better |
|---|---|---|---|
| Median HH Income | $61,028 | $58,568 | Chattanooga + |
| Per Capita Income | $40,040 | $31,987 | Chattanooga + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,097 | $63,758 | Wichita Falls + |
| Unemployment Rate | 4.9% | 3.5% | Wichita Falls + |
| Poverty Rate | 17.6% | 17.4% | Wichita Falls + |
| Bachelor's Degree+ | 35.5% | 25.0% | Chattanooga + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chattanooga
$322,291
Wichita Falls
$174,763
Wichita Falls +
Homeownership Rate
Chattanooga
53.1%
Wichita Falls
57.0%
Wichita Falls +
| Metric | Chattanooga, TN | Wichita Falls, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $322,291 | $174,763 | Wichita Falls + |
| Homeownership Rate | 53.1% | 57.0% | Wichita Falls + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chattanooga
639
Wichita Falls
442
Wichita Falls +
Property Crime / 100K
FBI CDE (state-level est.)
Chattanooga
2350
Wichita Falls
2339
Wichita Falls +
| Metric | Chattanooga, TN | Wichita Falls, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 639 | 442 | Wichita Falls + |
| Property Crime / 100KFBI CDE (state-level est.) | 2350 | 2339 | Wichita Falls + |
Health
Obesity Rate
CDC PLACES
Chattanooga
36.3%
Wichita Falls
35.4%
Wichita Falls +
Diabetes Rate
CDC PLACES
Chattanooga
13.9%
Wichita Falls
12.6%
Wichita Falls +
Poor Mental Health
CDC PLACES — 14+ days/month
Chattanooga
19.2%
Wichita Falls
18.8%
Wichita Falls +
No Health Insurance
CDC PLACES
Chattanooga
12.7%
Chattanooga +
Wichita Falls
16.9%
Binge Drinking
CDC PLACES
Chattanooga
14.2%
Chattanooga +
Wichita Falls
17.8%
Current Smokers
CDC PLACES
Chattanooga
16.7%
Wichita Falls
14.9%
Wichita Falls +
| Metric | Chattanooga, TN | Wichita Falls, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.3% | 35.4% | Wichita Falls + |
| Diabetes RateCDC PLACES | 13.9% | 12.6% | Wichita Falls + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.2% | 18.8% | Wichita Falls + |
| No Health InsuranceCDC PLACES | 12.7% | 16.9% | Chattanooga + |
| Binge DrinkingCDC PLACES | 14.2% | 17.8% | Chattanooga + |
| Current SmokersCDC PLACES | 16.7% | 14.9% | Wichita Falls + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chattanooga
60.9°F
Chattanooga +
Wichita Falls
63.4°F
Annual Precipitation
NOAA 1991–2020 normal
Chattanooga
52.5 in
Wichita Falls
28.9 in
Wichita Falls +
| Metric | Chattanooga, TN | Wichita Falls, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.9°F | 63.4°F | Chattanooga + |
| Annual PrecipitationNOAA 1991–2020 normal | 52.5 in | 28.9 in | Wichita Falls + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chattanooga
8.9 µg/m³
Chattanooga +
Wichita Falls
9.2 µg/m³
Good Air Days
AQI ≤ 50
Chattanooga
75.0%
Chattanooga +
Wichita Falls
55.0%
| Metric | Chattanooga, TN | Wichita Falls, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.9 µg/m³ | 9.2 µg/m³ | Chattanooga + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Chattanooga + |
Commute
Mean Commute Time
Census ACS
Chattanooga
20.3 min
Wichita Falls
15.8 min
Wichita Falls +
| Metric | Chattanooga, TN | Wichita Falls, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 20.3 min | 15.8 min | Wichita Falls + |
Which City is Right for You?
Chattanooga leads in median household income at $61,028, while wichita Falls offers more affordable housing with a median home price of $174,763. On public safety, Wichita Falls is safer with a violent crime rate of 442 per 100,000 residents, compared to 639 in Chattanooga. Wichita Falls has a lower unemployment rate at 3.5%, and Chattanooga has cleaner air (PM2.5 avg 8.9 µg/m³). For overall health outcomes, Wichita Falls scores better with a lower obesity rate of 35.4%.
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