Chesapeake VA vs Elgin IL — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Chesapeake, VA

Virginia · Population: 251,153

  • Median HH Income$94,189
  • Median Home Price$422,528
  • Unemployment4.9%
  • Bachelor's+36.4%

Elgin, IL

Illinois · Population: 114,106

  • Median HH Income$88,316
  • Median Home Price$333,920
  • Unemployment6.3%
  • Bachelor's+26.0%

Detailed Comparison

Demographics

Population
Chesapeake
251,153
Chesapeake +
Elgin
114,106
Pop. Density / sq mi
Lower = more space
Chesapeake
N/A
Elgin
N/A
Median Age
Chesapeake
37.7
Elgin
36.3
Elgin +
Foreign Born
Chesapeake
6.1%
Elgin
26.5%
Elgin +
White
Chesapeake
56.2%
Chesapeake +
Elgin
45.4%
Black
Chesapeake
29.0%
Chesapeake +
Elgin
5.2%
Asian
Chesapeake
3.7%
Elgin
6.0%
Elgin +
Hispanic
Chesapeake
7.4%
Elgin
48.4%
Elgin +
Spanish at Home
Chesapeake
N/A
Elgin
N/A

Economy

Median HH Income
Chesapeake
$94,189
Chesapeake +
Elgin
$88,316
Per Capita Income
Chesapeake
$43,819
Chesapeake +
Elgin
$36,037
Per Capita Personal Income (MSA)
BEA MSA-level
Chesapeake
$69,581
Chesapeake +
Elgin
$68,110
Unemployment Rate
Chesapeake
4.9%
Chesapeake +
Elgin
6.3%
Poverty Rate
Chesapeake
8.7%
Chesapeake +
Elgin
10.4%
Bachelor's Degree+
Chesapeake
36.4%
Chesapeake +
Elgin
26.0%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Chesapeake
$422,528
Elgin
$333,920
Elgin +
Homeownership Rate
Chesapeake
73.8%
Chesapeake +
Elgin
71.5%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Chesapeake
240
Chesapeake +
Elgin
344
Property Crime / 100K
FBI CDE (state-level est.)
Chesapeake
1726
Chesapeake +
Elgin
1842

Health

Obesity Rate
CDC PLACES
Chesapeake
40.1%
Elgin
35.8%
Elgin +
Diabetes Rate
CDC PLACES
Chesapeake
12.9%
Elgin
12.1%
Elgin +
Poor Mental Health
CDC PLACES — 14+ days/month
Chesapeake
16.8%
Elgin
16.0%
Elgin +
No Health Insurance
CDC PLACES
Chesapeake
8.2%
Chesapeake +
Elgin
16.8%
Binge Drinking
CDC PLACES
Chesapeake
15.1%
Chesapeake +
Elgin
18.1%
Current Smokers
CDC PLACES
Chesapeake
12.9%
Elgin
12.2%
Elgin +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Chesapeake
N/A
Elgin
48.7°F
Annual Precipitation
NOAA 1991–2020 normal
Chesapeake
N/A
Elgin
37.8 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Chesapeake
8.2 µg/m³
Chesapeake +
Elgin
9.4 µg/m³
Good Air Days
AQI ≤ 50
Chesapeake
75.0%
Chesapeake +
Elgin
55.0%

Commute

Mean Commute Time
Census ACS
Chesapeake
27.3 min
Chesapeake +
Elgin
30.4 min

Which City is Right for You?

Chesapeake leads in median household income at $94,189, while elgin offers more affordable housing with a median home price of $333,920. On public safety, Chesapeake is safer with a violent crime rate of 240 per 100,000 residents, compared to 344 in Elgin. Chesapeake has a lower unemployment rate at 4.9%, and Chesapeake has cleaner air (PM2.5 avg 8.2 µg/m³). For overall health outcomes, Elgin scores better with a lower obesity rate of 35.8%.

Compare More Cities

About Chesapeake & Elgin