Chesapeake VA vs Louisville KY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chesapeake, VA
Virginia · Population: 251,153
- Median HH Income$94,189
- Median Home Price$422,528
- Unemployment4.9%
- Bachelor's+36.4%
Louisville, KY
Kentucky · Population: 627,210
- Median HH Income$64,731
- Median Home Price$264,957
- Unemployment5.0%
- Bachelor's+33.4%
Detailed Comparison
Demographics
Population
Chesapeake
251,153
Louisville
627,210
Louisville +
Pop. Density / sq mi
Lower = more space
Chesapeake
N/A
Louisville
N/A
Median Age
Chesapeake
37.7
Louisville
37.7
Tie
Foreign Born
Chesapeake
6.1%
Louisville
9.8%
Louisville +
White
Chesapeake
56.2%
Louisville
63.1%
Louisville +
Black
Chesapeake
29.0%
Chesapeake +
Louisville
23.7%
Asian
Chesapeake
3.7%
Chesapeake +
Louisville
2.6%
Hispanic
Chesapeake
7.4%
Louisville
8.6%
Louisville +
Spanish at Home
Chesapeake
N/A
Louisville
N/A
| Metric | Chesapeake, VA | Louisville, KY | Better |
|---|---|---|---|
| Population | 251,153 | 627,210 | Louisville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.7 | 37.7 | Tie |
| Foreign Born | 6.1% | 9.8% | Louisville + |
| White | 56.2% | 63.1% | Louisville + |
| Black | 29.0% | 23.7% | Chesapeake + |
| Asian | 3.7% | 2.6% | Chesapeake + |
| Hispanic | 7.4% | 8.6% | Louisville + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chesapeake
$94,189
Chesapeake +
Louisville
$64,731
Per Capita Income
Chesapeake
$43,819
Chesapeake +
Louisville
$38,890
Per Capita Personal Income (MSA)
BEA MSA-level
Chesapeake
$69,581
Chesapeake +
Louisville
$52,606
Unemployment Rate
Chesapeake
4.9%
Chesapeake +
Louisville
5.0%
Poverty Rate
Chesapeake
8.7%
Chesapeake +
Louisville
16.1%
Bachelor's Degree+
Chesapeake
36.4%
Chesapeake +
Louisville
33.4%
| Metric | Chesapeake, VA | Louisville, KY | Better |
|---|---|---|---|
| Median HH Income | $94,189 | $64,731 | Chesapeake + |
| Per Capita Income | $43,819 | $38,890 | Chesapeake + |
| Per Capita Personal Income (MSA)BEA MSA-level | $69,581 | $52,606 | Chesapeake + |
| Unemployment Rate | 4.9% | 5.0% | Chesapeake + |
| Poverty Rate | 8.7% | 16.1% | Chesapeake + |
| Bachelor's Degree+ | 36.4% | 33.4% | Chesapeake + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chesapeake
$422,528
Louisville
$264,957
Louisville +
Homeownership Rate
Chesapeake
73.8%
Chesapeake +
Louisville
60.6%
| Metric | Chesapeake, VA | Louisville, KY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $422,528 | $264,957 | Louisville + |
| Homeownership Rate | 73.8% | 60.6% | Chesapeake + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chesapeake
240
Louisville
223
Louisville +
Property Crime / 100K
FBI CDE (state-level est.)
Chesapeake
1726
Louisville
1505
Louisville +
| Metric | Chesapeake, VA | Louisville, KY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 240 | 223 | Louisville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1726 | 1505 | Louisville + |
Health
Obesity Rate
CDC PLACES
Chesapeake
40.1%
Louisville
N/A
Diabetes Rate
CDC PLACES
Chesapeake
12.9%
Louisville
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Chesapeake
16.8%
Louisville
N/A
No Health Insurance
CDC PLACES
Chesapeake
8.2%
Louisville
N/A
Binge Drinking
CDC PLACES
Chesapeake
15.1%
Louisville
N/A
Current Smokers
CDC PLACES
Chesapeake
12.9%
Louisville
N/A
| Metric | Chesapeake, VA | Louisville, KY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 40.1% | N/A | - |
| Diabetes RateCDC PLACES | 12.9% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.8% | N/A | - |
| No Health InsuranceCDC PLACES | 8.2% | N/A | - |
| Binge DrinkingCDC PLACES | 15.1% | N/A | - |
| Current SmokersCDC PLACES | 12.9% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chesapeake
N/A
Louisville
N/A
Annual Precipitation
NOAA 1991–2020 normal
Chesapeake
N/A
Louisville
43.3 in
| Metric | Chesapeake, VA | Louisville, KY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 43.3 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chesapeake
8.2 µg/m³
Chesapeake +
Louisville
8.6 µg/m³
Good Air Days
AQI ≤ 50
Chesapeake
75.0%
Louisville
75.0%
Tie
| Metric | Chesapeake, VA | Louisville, KY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.2 µg/m³ | 8.6 µg/m³ | Chesapeake + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Chesapeake
27.3 min
Louisville
24.2 min
Louisville +
| Metric | Chesapeake, VA | Louisville, KY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 27.3 min | 24.2 min | Louisville + |
Which City is Right for You?
Chesapeake leads in median household income at $94,189, while louisville offers more affordable housing with a median home price of $264,957. On public safety, Louisville is safer with a violent crime rate of 223 per 100,000 residents, compared to 240 in Chesapeake. Chesapeake has a lower unemployment rate at 4.9%, and Chesapeake has cleaner air (PM2.5 avg 8.2 µg/m³).
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