Chesapeake VA vs Montgomery AL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chesapeake, VA
Virginia · Population: 251,153
- Median HH Income$94,189
- Median Home Price$422,528
- Unemployment4.9%
- Bachelor's+36.4%
Montgomery, AL
Alabama · Population: 198,440
- Median HH Income$55,687
- Median Home Price$151,721
- Unemployment6.5%
- Bachelor's+33.5%
Detailed Comparison
Demographics
Population
Chesapeake
251,153
Chesapeake +
Montgomery
198,440
Pop. Density / sq mi
Lower = more space
Chesapeake
N/A
Montgomery
N/A
Median Age
Chesapeake
37.7
Montgomery
36.2
Montgomery +
Foreign Born
Chesapeake
6.1%
Chesapeake +
Montgomery
5.5%
White
Chesapeake
56.2%
Chesapeake +
Montgomery
27.7%
Black
Chesapeake
29.0%
Montgomery
63.0%
Montgomery +
Asian
Chesapeake
3.7%
Chesapeake +
Montgomery
3.3%
Hispanic
Chesapeake
7.4%
Chesapeake +
Montgomery
4.8%
Spanish at Home
Chesapeake
N/A
Montgomery
N/A
| Metric | Chesapeake, VA | Montgomery, AL | Better |
|---|---|---|---|
| Population | 251,153 | 198,440 | Chesapeake + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.7 | 36.2 | Montgomery + |
| Foreign Born | 6.1% | 5.5% | Chesapeake + |
| White | 56.2% | 27.7% | Chesapeake + |
| Black | 29.0% | 63.0% | Montgomery + |
| Asian | 3.7% | 3.3% | Chesapeake + |
| Hispanic | 7.4% | 4.8% | Chesapeake + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chesapeake
$94,189
Chesapeake +
Montgomery
$55,687
Per Capita Income
Chesapeake
$43,819
Chesapeake +
Montgomery
$32,068
Per Capita Personal Income (MSA)
BEA MSA-level
Chesapeake
$69,581
Chesapeake +
Montgomery
$51,690
Unemployment Rate
Chesapeake
4.9%
Chesapeake +
Montgomery
6.5%
Poverty Rate
Chesapeake
8.7%
Chesapeake +
Montgomery
20.9%
Bachelor's Degree+
Chesapeake
36.4%
Chesapeake +
Montgomery
33.5%
| Metric | Chesapeake, VA | Montgomery, AL | Better |
|---|---|---|---|
| Median HH Income | $94,189 | $55,687 | Chesapeake + |
| Per Capita Income | $43,819 | $32,068 | Chesapeake + |
| Per Capita Personal Income (MSA)BEA MSA-level | $69,581 | $51,690 | Chesapeake + |
| Unemployment Rate | 4.9% | 6.5% | Chesapeake + |
| Poverty Rate | 8.7% | 20.9% | Chesapeake + |
| Bachelor's Degree+ | 36.4% | 33.5% | Chesapeake + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chesapeake
$422,528
Montgomery
$151,721
Montgomery +
Homeownership Rate
Chesapeake
73.8%
Chesapeake +
Montgomery
54.3%
| Metric | Chesapeake, VA | Montgomery, AL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $422,528 | $151,721 | Montgomery + |
| Homeownership Rate | 73.8% | 54.3% | Chesapeake + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chesapeake
240
Chesapeake +
Montgomery
400
Property Crime / 100K
FBI CDE (state-level est.)
Chesapeake
1726
Chesapeake +
Montgomery
1734
| Metric | Chesapeake, VA | Montgomery, AL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 240 | 400 | Chesapeake + |
| Property Crime / 100KFBI CDE (state-level est.) | 1726 | 1734 | Chesapeake + |
Health
Obesity Rate
CDC PLACES
Chesapeake
40.1%
Chesapeake +
Montgomery
46.4%
Diabetes Rate
CDC PLACES
Chesapeake
12.9%
Chesapeake +
Montgomery
16.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Chesapeake
16.8%
Chesapeake +
Montgomery
17.6%
No Health Insurance
CDC PLACES
Chesapeake
8.2%
Chesapeake +
Montgomery
11.0%
Binge Drinking
CDC PLACES
Chesapeake
15.1%
Montgomery
12.4%
Montgomery +
Current Smokers
CDC PLACES
Chesapeake
12.9%
Chesapeake +
Montgomery
15.3%
| Metric | Chesapeake, VA | Montgomery, AL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 40.1% | 46.4% | Chesapeake + |
| Diabetes RateCDC PLACES | 12.9% | 16.7% | Chesapeake + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.8% | 17.6% | Chesapeake + |
| No Health InsuranceCDC PLACES | 8.2% | 11.0% | Chesapeake + |
| Binge DrinkingCDC PLACES | 15.1% | 12.4% | Montgomery + |
| Current SmokersCDC PLACES | 12.9% | 15.3% | Chesapeake + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chesapeake
N/A
Montgomery
64.5°F
Annual Precipitation
NOAA 1991–2020 normal
Chesapeake
N/A
Montgomery
52.8 in
| Metric | Chesapeake, VA | Montgomery, AL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 64.5°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 52.8 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chesapeake
8.2 µg/m³
Chesapeake +
Montgomery
8.8 µg/m³
Good Air Days
AQI ≤ 50
Chesapeake
75.0%
Montgomery
75.0%
Tie
| Metric | Chesapeake, VA | Montgomery, AL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.2 µg/m³ | 8.8 µg/m³ | Chesapeake + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Chesapeake
27.3 min
Montgomery
22.0 min
Montgomery +
| Metric | Chesapeake, VA | Montgomery, AL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 27.3 min | 22.0 min | Montgomery + |
Which City is Right for You?
Chesapeake leads in median household income at $94,189, while montgomery offers more affordable housing with a median home price of $151,721. On public safety, Chesapeake is safer with a violent crime rate of 240 per 100,000 residents, compared to 400 in Montgomery. Chesapeake has a lower unemployment rate at 4.9%, and Chesapeake has cleaner air (PM2.5 avg 8.2 µg/m³). For overall health outcomes, Chesapeake scores better with a lower obesity rate of 40.1%.
Compare More Cities
Chesapeake, VA vs New York, NYChesapeake, VA vs Los Angeles, CAChesapeake, VA vs Chicago, ILChesapeake, VA vs Houston, TXChesapeake, VA vs Phoenix, AZChesapeake, VA vs Philadelphia, PA