Chesapeake VA vs South Bend IN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chesapeake, VA
Virginia · Population: 251,153
- Median HH Income$94,189
- Median Home Price$422,528
- Unemployment4.9%
- Bachelor's+36.4%
South Bend, IN
Indiana · Population: 102,866
- Median HH Income$52,512
- Median Home Price$194,972
- Unemployment6.0%
- Bachelor's+29.4%
Detailed Comparison
Demographics
Population
Chesapeake
251,153
Chesapeake +
South Bend
102,866
Pop. Density / sq mi
Lower = more space
Chesapeake
N/A
South Bend
N/A
Median Age
Chesapeake
37.7
South Bend
33.9
South Bend +
Foreign Born
Chesapeake
6.1%
South Bend
8.9%
South Bend +
White
Chesapeake
56.2%
Chesapeake +
South Bend
54.1%
Black
Chesapeake
29.0%
Chesapeake +
South Bend
24.4%
Asian
Chesapeake
3.7%
Chesapeake +
South Bend
1.7%
Hispanic
Chesapeake
7.4%
South Bend
17.3%
South Bend +
Spanish at Home
Chesapeake
N/A
South Bend
N/A
| Metric | Chesapeake, VA | South Bend, IN | Better |
|---|---|---|---|
| Population | 251,153 | 102,866 | Chesapeake + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.7 | 33.9 | South Bend + |
| Foreign Born | 6.1% | 8.9% | South Bend + |
| White | 56.2% | 54.1% | Chesapeake + |
| Black | 29.0% | 24.4% | Chesapeake + |
| Asian | 3.7% | 1.7% | Chesapeake + |
| Hispanic | 7.4% | 17.3% | South Bend + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chesapeake
$94,189
Chesapeake +
South Bend
$52,512
Per Capita Income
Chesapeake
$43,819
Chesapeake +
South Bend
$29,511
Per Capita Personal Income (MSA)
BEA MSA-level
Chesapeake
$69,581
Chesapeake +
South Bend
$58,697
Unemployment Rate
Chesapeake
4.9%
Chesapeake +
South Bend
6.0%
Poverty Rate
Chesapeake
8.7%
Chesapeake +
South Bend
22.6%
Bachelor's Degree+
Chesapeake
36.4%
Chesapeake +
South Bend
29.4%
| Metric | Chesapeake, VA | South Bend, IN | Better |
|---|---|---|---|
| Median HH Income | $94,189 | $52,512 | Chesapeake + |
| Per Capita Income | $43,819 | $29,511 | Chesapeake + |
| Per Capita Personal Income (MSA)BEA MSA-level | $69,581 | $58,697 | Chesapeake + |
| Unemployment Rate | 4.9% | 6.0% | Chesapeake + |
| Poverty Rate | 8.7% | 22.6% | Chesapeake + |
| Bachelor's Degree+ | 36.4% | 29.4% | Chesapeake + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chesapeake
$422,528
South Bend
$194,972
South Bend +
Homeownership Rate
Chesapeake
73.8%
Chesapeake +
South Bend
58.8%
| Metric | Chesapeake, VA | South Bend, IN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $422,528 | $194,972 | South Bend + |
| Homeownership Rate | 73.8% | 58.8% | Chesapeake + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chesapeake
240
Chesapeake +
South Bend
370
Property Crime / 100K
FBI CDE (state-level est.)
Chesapeake
1726
South Bend
1719
South Bend +
| Metric | Chesapeake, VA | South Bend, IN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 240 | 370 | Chesapeake + |
| Property Crime / 100KFBI CDE (state-level est.) | 1726 | 1719 | South Bend + |
Health
Obesity Rate
CDC PLACES
Chesapeake
40.1%
South Bend
39.7%
South Bend +
Diabetes Rate
CDC PLACES
Chesapeake
12.9%
Chesapeake +
South Bend
15.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Chesapeake
16.8%
Chesapeake +
South Bend
20.3%
No Health Insurance
CDC PLACES
Chesapeake
8.2%
Chesapeake +
South Bend
12.6%
Binge Drinking
CDC PLACES
Chesapeake
15.1%
Chesapeake +
South Bend
15.3%
Current Smokers
CDC PLACES
Chesapeake
12.9%
Chesapeake +
South Bend
18.2%
| Metric | Chesapeake, VA | South Bend, IN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 40.1% | 39.7% | South Bend + |
| Diabetes RateCDC PLACES | 12.9% | 15.2% | Chesapeake + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.8% | 20.3% | Chesapeake + |
| No Health InsuranceCDC PLACES | 8.2% | 12.6% | Chesapeake + |
| Binge DrinkingCDC PLACES | 15.1% | 15.3% | Chesapeake + |
| Current SmokersCDC PLACES | 12.9% | 18.2% | Chesapeake + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chesapeake
N/A
South Bend
49.8°F
Annual Precipitation
NOAA 1991–2020 normal
Chesapeake
N/A
South Bend
38.0 in
| Metric | Chesapeake, VA | South Bend, IN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 49.8°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 38.0 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chesapeake
8.2 µg/m³
Chesapeake +
South Bend
10.1 µg/m³
Good Air Days
AQI ≤ 50
Chesapeake
75.0%
Chesapeake +
South Bend
55.0%
| Metric | Chesapeake, VA | South Bend, IN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.2 µg/m³ | 10.1 µg/m³ | Chesapeake + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Chesapeake + |
Commute
Mean Commute Time
Census ACS
Chesapeake
27.3 min
South Bend
21.6 min
South Bend +
| Metric | Chesapeake, VA | South Bend, IN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 27.3 min | 21.6 min | South Bend + |
Which City is Right for You?
Chesapeake leads in median household income at $94,189, while south Bend offers more affordable housing with a median home price of $194,972. On public safety, Chesapeake is safer with a violent crime rate of 240 per 100,000 residents, compared to 370 in South Bend. Chesapeake has a lower unemployment rate at 4.9%, and Chesapeake has cleaner air (PM2.5 avg 8.2 µg/m³). For overall health outcomes, South Bend scores better with a lower obesity rate of 39.7%.
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