Chesapeake VA vs Toledo OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chesapeake, VA
Virginia · Population: 251,153
- Median HH Income$94,189
- Median Home Price$422,528
- Unemployment4.9%
- Bachelor's+36.4%
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Detailed Comparison
Demographics
Population
Chesapeake
251,153
Toledo
268,461
Toledo +
Pop. Density / sq mi
Lower = more space
Chesapeake
N/A
Toledo
N/A
Median Age
Chesapeake
37.7
Toledo
35.7
Toledo +
Foreign Born
Chesapeake
6.1%
Chesapeake +
Toledo
3.4%
White
Chesapeake
56.2%
Toledo
58.7%
Toledo +
Black
Chesapeake
29.0%
Chesapeake +
Toledo
28.7%
Asian
Chesapeake
3.7%
Chesapeake +
Toledo
1.4%
Hispanic
Chesapeake
7.4%
Toledo
8.9%
Toledo +
Spanish at Home
Chesapeake
N/A
Toledo
N/A
| Metric | Chesapeake, VA | Toledo, OH | Better |
|---|---|---|---|
| Population | 251,153 | 268,461 | Toledo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.7 | 35.7 | Toledo + |
| Foreign Born | 6.1% | 3.4% | Chesapeake + |
| White | 56.2% | 58.7% | Toledo + |
| Black | 29.0% | 28.7% | Chesapeake + |
| Asian | 3.7% | 1.4% | Chesapeake + |
| Hispanic | 7.4% | 8.9% | Toledo + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chesapeake
$94,189
Chesapeake +
Toledo
$47,532
Per Capita Income
Chesapeake
$43,819
Chesapeake +
Toledo
$27,407
Per Capita Personal Income (MSA)
BEA MSA-level
Chesapeake
$69,581
Chesapeake +
Toledo
$58,300
Unemployment Rate
Chesapeake
4.9%
Chesapeake +
Toledo
8.5%
Poverty Rate
Chesapeake
8.7%
Chesapeake +
Toledo
24.5%
Bachelor's Degree+
Chesapeake
36.4%
Chesapeake +
Toledo
21.0%
| Metric | Chesapeake, VA | Toledo, OH | Better |
|---|---|---|---|
| Median HH Income | $94,189 | $47,532 | Chesapeake + |
| Per Capita Income | $43,819 | $27,407 | Chesapeake + |
| Per Capita Personal Income (MSA)BEA MSA-level | $69,581 | $58,300 | Chesapeake + |
| Unemployment Rate | 4.9% | 8.5% | Chesapeake + |
| Poverty Rate | 8.7% | 24.5% | Chesapeake + |
| Bachelor's Degree+ | 36.4% | 21.0% | Chesapeake + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chesapeake
$422,528
Toledo
$130,101
Toledo +
Homeownership Rate
Chesapeake
73.8%
Chesapeake +
Toledo
52.7%
| Metric | Chesapeake, VA | Toledo, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $422,528 | $130,101 | Toledo + |
| Homeownership Rate | 73.8% | 52.7% | Chesapeake + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chesapeake
240
Chesapeake +
Toledo
319
Property Crime / 100K
FBI CDE (state-level est.)
Chesapeake
1726
Chesapeake +
Toledo
1866
| Metric | Chesapeake, VA | Toledo, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 240 | 319 | Chesapeake + |
| Property Crime / 100KFBI CDE (state-level est.) | 1726 | 1866 | Chesapeake + |
Health
Obesity Rate
CDC PLACES
Chesapeake
40.1%
Toledo
39.3%
Toledo +
Diabetes Rate
CDC PLACES
Chesapeake
12.9%
Chesapeake +
Toledo
15.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Chesapeake
16.8%
Chesapeake +
Toledo
20.6%
No Health Insurance
CDC PLACES
Chesapeake
8.2%
Chesapeake +
Toledo
11.3%
Binge Drinking
CDC PLACES
Chesapeake
15.1%
Toledo
14.9%
Toledo +
Current Smokers
CDC PLACES
Chesapeake
12.9%
Chesapeake +
Toledo
19.9%
| Metric | Chesapeake, VA | Toledo, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 40.1% | 39.3% | Toledo + |
| Diabetes RateCDC PLACES | 12.9% | 15.7% | Chesapeake + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.8% | 20.6% | Chesapeake + |
| No Health InsuranceCDC PLACES | 8.2% | 11.3% | Chesapeake + |
| Binge DrinkingCDC PLACES | 15.1% | 14.9% | Toledo + |
| Current SmokersCDC PLACES | 12.9% | 19.9% | Chesapeake + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chesapeake
N/A
Toledo
50.6°F
Annual Precipitation
NOAA 1991–2020 normal
Chesapeake
N/A
Toledo
33.4 in
| Metric | Chesapeake, VA | Toledo, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 50.6°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 33.4 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chesapeake
8.2 µg/m³
Chesapeake +
Toledo
10.3 µg/m³
Good Air Days
AQI ≤ 50
Chesapeake
75.0%
Chesapeake +
Toledo
55.0%
| Metric | Chesapeake, VA | Toledo, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.2 µg/m³ | 10.3 µg/m³ | Chesapeake + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Chesapeake + |
Commute
Mean Commute Time
Census ACS
Chesapeake
27.3 min
Toledo
21.3 min
Toledo +
| Metric | Chesapeake, VA | Toledo, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 27.3 min | 21.3 min | Toledo + |
Which City is Right for You?
Chesapeake leads in median household income at $94,189, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Chesapeake is safer with a violent crime rate of 240 per 100,000 residents, compared to 319 in Toledo. Chesapeake has a lower unemployment rate at 4.9%, and Chesapeake has cleaner air (PM2.5 avg 8.2 µg/m³). For overall health outcomes, Toledo scores better with a lower obesity rate of 39.3%.
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