Chicago IL vs Houston TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chicago, IL
Illinois · Population: 2,707,648
- Median HH Income$75,134
- Median Home Price$324,183
- Unemployment7.9%
- Bachelor's+43.3%
Houston, TX
Texas · Population: 2,300,419
- Median HH Income$62,894
- Median Home Price$265,062
- Unemployment6.7%
- Bachelor's+36.0%
Detailed Comparison
Demographics
Population
Chicago
2,707,648
Chicago +
Houston
2,300,419
Pop. Density / sq mi
Lower = more space
Chicago
N/A
Houston
N/A
Median Age
Chicago
35.7
Houston
34.3
Houston +
Foreign Born
Chicago
20.7%
Houston
28.8%
Houston +
White
Chicago
39.1%
Chicago +
Houston
35.5%
Black
Chicago
28.4%
Chicago +
Houston
22.9%
Asian
Chicago
7.1%
Chicago +
Houston
6.9%
Hispanic
Chicago
29.6%
Houston
44.1%
Houston +
Spanish at Home
Chicago
N/A
Houston
N/A
| Metric | Chicago, IL | Houston, TX | Better |
|---|---|---|---|
| Population | 2,707,648 | 2,300,419 | Chicago + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.7 | 34.3 | Houston + |
| Foreign Born | 20.7% | 28.8% | Houston + |
| White | 39.1% | 35.5% | Chicago + |
| Black | 28.4% | 22.9% | Chicago + |
| Asian | 7.1% | 6.9% | Chicago + |
| Hispanic | 29.6% | 44.1% | Houston + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chicago
$75,134
Chicago +
Houston
$62,894
Per Capita Income
Chicago
$48,148
Chicago +
Houston
$41,142
Per Capita Personal Income (MSA)
BEA MSA-level
Chicago
$68,110
Chicago +
Houston
$63,758
Unemployment Rate
Chicago
7.9%
Houston
6.7%
Houston +
Poverty Rate
Chicago
16.8%
Chicago +
Houston
19.7%
Bachelor's Degree+
Chicago
43.3%
Chicago +
Houston
36.0%
| Metric | Chicago, IL | Houston, TX | Better |
|---|---|---|---|
| Median HH Income | $75,134 | $62,894 | Chicago + |
| Per Capita Income | $48,148 | $41,142 | Chicago + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $63,758 | Chicago + |
| Unemployment Rate | 7.9% | 6.7% | Houston + |
| Poverty Rate | 16.8% | 19.7% | Chicago + |
| Bachelor's Degree+ | 43.3% | 36.0% | Chicago + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chicago
$324,183
Houston
$265,062
Houston +
Homeownership Rate
Chicago
45.5%
Chicago +
Houston
42.0%
| Metric | Chicago, IL | Houston, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,183 | $265,062 | Houston + |
| Homeownership Rate | 45.5% | 42.0% | Chicago + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chicago
344
Chicago +
Houston
442
Property Crime / 100K
FBI CDE (state-level est.)
Chicago
1842
Chicago +
Houston
2339
| Metric | Chicago, IL | Houston, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 442 | Chicago + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 2339 | Chicago + |
Health
Obesity Rate
CDC PLACES
Chicago
32.6%
Chicago +
Houston
38.0%
Diabetes Rate
CDC PLACES
Chicago
12.0%
Chicago +
Houston
13.9%
Poor Mental Health
CDC PLACES — 14+ days/month
Chicago
16.0%
Chicago +
Houston
17.1%
No Health Insurance
CDC PLACES
Chicago
13.6%
Chicago +
Houston
24.0%
Binge Drinking
CDC PLACES
Chicago
19.0%
Houston
16.7%
Houston +
Current Smokers
CDC PLACES
Chicago
11.9%
Chicago +
Houston
13.6%
| Metric | Chicago, IL | Houston, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.6% | 38.0% | Chicago + |
| Diabetes RateCDC PLACES | 12.0% | 13.9% | Chicago + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 17.1% | Chicago + |
| No Health InsuranceCDC PLACES | 13.6% | 24.0% | Chicago + |
| Binge DrinkingCDC PLACES | 19.0% | 16.7% | Houston + |
| Current SmokersCDC PLACES | 11.9% | 13.6% | Chicago + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chicago
49.2°F
Houston
N/A
Annual Precipitation
NOAA 1991–2020 normal
Chicago
37.8 in
Chicago +
Houston
48.7 in
| Metric | Chicago, IL | Houston, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 49.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 37.8 in | 48.7 in | Chicago + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chicago
9.4 µg/m³
Houston
9.2 µg/m³
Houston +
Good Air Days
AQI ≤ 50
Chicago
55.0%
Houston
55.0%
Tie
| Metric | Chicago, IL | Houston, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 9.2 µg/m³ | Houston + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Chicago
36.5 min
Houston
29.6 min
Houston +
| Metric | Chicago, IL | Houston, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 36.5 min | 29.6 min | Houston + |
Which City is Right for You?
Chicago leads in median household income at $75,134, while houston offers more affordable housing with a median home price of $265,062. On public safety, Chicago is safer with a violent crime rate of 344 per 100,000 residents, compared to 442 in Houston. Houston has a lower unemployment rate at 6.7%, and Houston has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, Chicago scores better with a lower obesity rate of 32.6%.
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