Chula Vista CA vs Concord CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chula Vista, CA
California · Population: 8,933
- Median HH Income$104,238
- Median Home Price$849,245
- Unemployment2.2%
- Bachelor's+26.9%
Concord, CA
California · Population: 124,260
- Median HH Income$109,195
- Median Home Price$739,280
- Unemployment4.9%
- Bachelor's+37.8%
Detailed Comparison
Demographics
Population
Chula Vista
8,933
Concord
124,260
Concord +
Pop. Density / sq mi
Lower = more space
Chula Vista
N/A
Concord
N/A
Median Age
Chula Vista
42.9
Concord
38.6
Concord +
Foreign Born
Chula Vista
20.0%
Concord
25.6%
Concord +
White
Chula Vista
65.7%
Chula Vista +
Concord
48.1%
Black
Chula Vista
0.7%
Concord
3.9%
Concord +
Asian
Chula Vista
0.7%
Concord
13.5%
Concord +
Hispanic
Chula Vista
36.5%
Chula Vista +
Concord
32.3%
Spanish at Home
Chula Vista
N/A
Concord
N/A
| Metric | Chula Vista, CA | Concord, CA | Better |
|---|---|---|---|
| Population | 8,933 | 124,260 | Concord + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 42.9 | 38.6 | Concord + |
| Foreign Born | 20.0% | 25.6% | Concord + |
| White | 65.7% | 48.1% | Chula Vista + |
| Black | 0.7% | 3.9% | Concord + |
| Asian | 0.7% | 13.5% | Concord + |
| Hispanic | 36.5% | 32.3% | Chula Vista + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chula Vista
$104,238
Concord
$109,195
Concord +
Per Capita Income
Chula Vista
$49,562
Chula Vista +
Concord
$49,514
Per Capita Personal Income (MSA)
BEA MSA-level
Chula Vista
$77,230
Concord
$77,230
Tie
Unemployment Rate
Chula Vista
2.2%
Chula Vista +
Concord
4.9%
Poverty Rate
Chula Vista
4.5%
Chula Vista +
Concord
8.9%
Bachelor's Degree+
Chula Vista
26.9%
Concord
37.8%
Concord +
| Metric | Chula Vista, CA | Concord, CA | Better |
|---|---|---|---|
| Median HH Income | $104,238 | $109,195 | Concord + |
| Per Capita Income | $49,562 | $49,514 | Chula Vista + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,230 | Tie |
| Unemployment Rate | 2.2% | 4.9% | Chula Vista + |
| Poverty Rate | 4.5% | 8.9% | Chula Vista + |
| Bachelor's Degree+ | 26.9% | 37.8% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chula Vista
$849,245
Concord
$739,280
Concord +
Homeownership Rate
Chula Vista
71.4%
Chula Vista +
Concord
61.4%
| Metric | Chula Vista, CA | Concord, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $849,245 | $739,280 | Concord + |
| Homeownership Rate | 71.4% | 61.4% | Chula Vista + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chula Vista
503
Concord
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Chula Vista
2388
Concord
2388
Tie
| Metric | Chula Vista, CA | Concord, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 503 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2388 | Tie |
Health
Obesity Rate
CDC PLACES
Chula Vista
26.6%
Chula Vista +
Concord
29.1%
Diabetes Rate
CDC PLACES
Chula Vista
11.4%
Concord
10.8%
Concord +
Poor Mental Health
CDC PLACES — 14+ days/month
Chula Vista
16.0%
Chula Vista +
Concord
16.6%
No Health Insurance
CDC PLACES
Chula Vista
12.4%
Concord
9.3%
Concord +
Binge Drinking
CDC PLACES
Chula Vista
15.7%
Chula Vista +
Concord
16.2%
Current Smokers
CDC PLACES
Chula Vista
9.6%
Chula Vista +
Concord
10.4%
| Metric | Chula Vista, CA | Concord, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.6% | 29.1% | Chula Vista + |
| Diabetes RateCDC PLACES | 11.4% | 10.8% | Concord + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 16.6% | Chula Vista + |
| No Health InsuranceCDC PLACES | 12.4% | 9.3% | Concord + |
| Binge DrinkingCDC PLACES | 15.7% | 16.2% | Chula Vista + |
| Current SmokersCDC PLACES | 9.6% | 10.4% | Chula Vista + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chula Vista
63.5°F
Concord
61.7°F
Concord +
Annual Precipitation
NOAA 1991–2020 normal
Chula Vista
9.8 in
Chula Vista +
Concord
18.1 in
| Metric | Chula Vista, CA | Concord, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 63.5°F | 61.7°F | Concord + |
| Annual PrecipitationNOAA 1991–2020 normal | 9.8 in | 18.1 in | Chula Vista + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chula Vista
7.9 µg/m³
Concord
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
Chula Vista
75.0%
Concord
75.0%
Tie
| Metric | Chula Vista, CA | Concord, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 7.9 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Chula Vista
26.9 min
Chula Vista +
Concord
34.9 min
| Metric | Chula Vista, CA | Concord, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.9 min | 34.9 min | Chula Vista + |
Which City is Right for You?
Concord leads in median household income at $109,195, while concord offers more affordable housing with a median home price of $739,280. On public safety, Concord is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in Chula Vista. Chula Vista has a lower unemployment rate at 2.2%, and Concord has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Chula Vista scores better with a lower obesity rate of 26.6%.
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