Chula Vista CA vs Simi Valley CA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Chula Vista, CA

California · Population: 8,933

  • Median HH Income$104,238
  • Median Home Price$849,245
  • Unemployment2.2%
  • Bachelor's+26.9%

Simi Valley, CA

California · Population: 125,769

  • Median HH Income$117,703
  • Median Home Price$839,862
  • Unemployment4.5%
  • Bachelor's+37.5%

Detailed Comparison

Demographics

Population
Chula Vista
8,933
Simi Valley
125,769
Simi Valley +
Pop. Density / sq mi
Lower = more space
Chula Vista
N/A
Simi Valley
N/A
Median Age
Chula Vista
42.9
Simi Valley
41.8
Simi Valley +
Foreign Born
Chula Vista
20.0%
Chula Vista +
Simi Valley
18.2%
White
Chula Vista
65.7%
Chula Vista +
Simi Valley
63.3%
Black
Chula Vista
0.7%
Simi Valley
1.4%
Simi Valley +
Asian
Chula Vista
0.7%
Simi Valley
10.7%
Simi Valley +
Hispanic
Chula Vista
36.5%
Chula Vista +
Simi Valley
27.1%
Spanish at Home
Chula Vista
N/A
Simi Valley
N/A

Economy

Median HH Income
Chula Vista
$104,238
Simi Valley
$117,703
Simi Valley +
Per Capita Income
Chula Vista
$49,562
Simi Valley
$53,828
Simi Valley +
Per Capita Personal Income (MSA)
BEA MSA-level
Chula Vista
$77,230
Simi Valley
$77,230
Tie
Unemployment Rate
Chula Vista
2.2%
Chula Vista +
Simi Valley
4.5%
Poverty Rate
Chula Vista
4.5%
Chula Vista +
Simi Valley
6.7%
Bachelor's Degree+
Chula Vista
26.9%
Simi Valley
37.5%
Simi Valley +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Chula Vista
$849,245
Simi Valley
$839,862
Simi Valley +
Homeownership Rate
Chula Vista
71.4%
Simi Valley
73.0%
Simi Valley +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Chula Vista
503
Simi Valley
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Chula Vista
2388
Simi Valley
2388
Tie

Health

Obesity Rate
CDC PLACES
Chula Vista
26.6%
Simi Valley
24.4%
Simi Valley +
Diabetes Rate
CDC PLACES
Chula Vista
11.4%
Simi Valley
10.3%
Simi Valley +
Poor Mental Health
CDC PLACES — 14+ days/month
Chula Vista
16.0%
Chula Vista +
Simi Valley
16.3%
No Health Insurance
CDC PLACES
Chula Vista
12.4%
Simi Valley
7.4%
Simi Valley +
Binge Drinking
CDC PLACES
Chula Vista
15.7%
Chula Vista +
Simi Valley
16.3%
Current Smokers
CDC PLACES
Chula Vista
9.6%
Chula Vista +
Simi Valley
10.1%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Chula Vista
63.5°F
Simi Valley
N/A
Annual Precipitation
NOAA 1991–2020 normal
Chula Vista
9.8 in
Simi Valley
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Chula Vista
7.9 µg/m³
Simi Valley
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
Chula Vista
75.0%
Simi Valley
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Chula Vista
26.9 min
Chula Vista +
Simi Valley
31.0 min

Which City is Right for You?

Simi Valley leads in median household income at $117,703, while simi Valley offers more affordable housing with a median home price of $839,862. On public safety, Simi Valley is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in Chula Vista. Chula Vista has a lower unemployment rate at 2.2%, and Simi Valley has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Simi Valley scores better with a lower obesity rate of 24.4%.

Compare More Cities

About Chula Vista & Simi Valley