Cincinnati OH vs McKinney TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cincinnati, OH
Ohio · Population: 309,595
- Median HH Income$51,707
- Median Home Price$252,784
- Unemployment6.8%
- Bachelor's+41.3%
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Detailed Comparison
Demographics
Population
Cincinnati
309,595
Cincinnati +
McKinney
148,848
Pop. Density / sq mi
Lower = more space
Cincinnati
N/A
McKinney
N/A
Median Age
Cincinnati
33.0
Cincinnati +
McKinney
33.4
Foreign Born
Cincinnati
7.1%
McKinney
21.0%
McKinney +
White
Cincinnati
49.4%
Cincinnati +
McKinney
37.8%
Black
Cincinnati
38.7%
Cincinnati +
McKinney
24.7%
Asian
Cincinnati
2.8%
McKinney
3.0%
McKinney +
Hispanic
Cincinnati
5.4%
McKinney
44.7%
McKinney +
Spanish at Home
Cincinnati
N/A
McKinney
N/A
| Metric | Cincinnati, OH | McKinney, TX | Better |
|---|---|---|---|
| Population | 309,595 | 148,848 | Cincinnati + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.0 | 33.4 | Cincinnati + |
| Foreign Born | 7.1% | 21.0% | McKinney + |
| White | 49.4% | 37.8% | Cincinnati + |
| Black | 38.7% | 24.7% | Cincinnati + |
| Asian | 2.8% | 3.0% | McKinney + |
| Hispanic | 5.4% | 44.7% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cincinnati
$51,707
McKinney
$71,843
McKinney +
Per Capita Income
Cincinnati
$38,878
Cincinnati +
McKinney
$29,291
Per Capita Personal Income (MSA)
BEA MSA-level
Cincinnati
$58,300
McKinney
$63,758
McKinney +
Unemployment Rate
Cincinnati
6.8%
McKinney
4.8%
McKinney +
Poverty Rate
Cincinnati
24.5%
McKinney
12.4%
McKinney +
Bachelor's Degree+
Cincinnati
41.3%
Cincinnati +
McKinney
18.5%
| Metric | Cincinnati, OH | McKinney, TX | Better |
|---|---|---|---|
| Median HH Income | $51,707 | $71,843 | McKinney + |
| Per Capita Income | $38,878 | $29,291 | Cincinnati + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,300 | $63,758 | McKinney + |
| Unemployment Rate | 6.8% | 4.8% | McKinney + |
| Poverty Rate | 24.5% | 12.4% | McKinney + |
| Bachelor's Degree+ | 41.3% | 18.5% | Cincinnati + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cincinnati
$252,784
Cincinnati +
McKinney
$487,346
Homeownership Rate
Cincinnati
38.9%
McKinney
63.2%
McKinney +
| Metric | Cincinnati, OH | McKinney, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $252,784 | $487,346 | Cincinnati + |
| Homeownership Rate | 38.9% | 63.2% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cincinnati
319
Cincinnati +
McKinney
442
Property Crime / 100K
FBI CDE (state-level est.)
Cincinnati
1866
Cincinnati +
McKinney
2339
| Metric | Cincinnati, OH | McKinney, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 319 | 442 | Cincinnati + |
| Property Crime / 100KFBI CDE (state-level est.) | 1866 | 2339 | Cincinnati + |
Health
Obesity Rate
CDC PLACES
Cincinnati
38.3%
McKinney
33.9%
McKinney +
Diabetes Rate
CDC PLACES
Cincinnati
14.1%
McKinney
9.1%
McKinney +
Poor Mental Health
CDC PLACES — 14+ days/month
Cincinnati
19.8%
McKinney
15.7%
McKinney +
No Health Insurance
CDC PLACES
Cincinnati
9.6%
Cincinnati +
McKinney
10.9%
Binge Drinking
CDC PLACES
Cincinnati
17.0%
Cincinnati +
McKinney
18.3%
Current Smokers
CDC PLACES
Cincinnati
16.1%
McKinney
9.9%
McKinney +
| Metric | Cincinnati, OH | McKinney, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 38.3% | 33.9% | McKinney + |
| Diabetes RateCDC PLACES | 14.1% | 9.1% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.8% | 15.7% | McKinney + |
| No Health InsuranceCDC PLACES | 9.6% | 10.9% | Cincinnati + |
| Binge DrinkingCDC PLACES | 17.0% | 18.3% | Cincinnati + |
| Current SmokersCDC PLACES | 16.1% | 9.9% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cincinnati
54.2°F
Cincinnati +
McKinney
64.2°F
Annual Precipitation
NOAA 1991–2020 normal
Cincinnati
47.7 in
McKinney
40.0 in
McKinney +
| Metric | Cincinnati, OH | McKinney, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 54.2°F | 64.2°F | Cincinnati + |
| Annual PrecipitationNOAA 1991–2020 normal | 47.7 in | 40.0 in | McKinney + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cincinnati
10.3 µg/m³
McKinney
9.2 µg/m³
McKinney +
Good Air Days
AQI ≤ 50
Cincinnati
55.0%
McKinney
55.0%
Tie
| Metric | Cincinnati, OH | McKinney, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.3 µg/m³ | 9.2 µg/m³ | McKinney + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Cincinnati
24.8 min
Cincinnati +
McKinney
35.6 min
| Metric | Cincinnati, OH | McKinney, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.8 min | 35.6 min | Cincinnati + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while cincinnati offers more affordable housing with a median home price of $252,784. On public safety, Cincinnati is safer with a violent crime rate of 319 per 100,000 residents, compared to 442 in McKinney. McKinney has a lower unemployment rate at 4.8%, and McKinney has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
Compare More Cities
Cincinnati, OH vs New York, NYCincinnati, OH vs Los Angeles, CAChicago, IL vs Cincinnati, OHCincinnati, OH vs Houston, TXCincinnati, OH vs Phoenix, AZCincinnati, OH vs Philadelphia, PA