Cincinnati OH vs Oceanside CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cincinnati, OH
Ohio · Population: 309,595
- Median HH Income$51,707
- Median Home Price$252,784
- Unemployment6.8%
- Bachelor's+41.3%
Oceanside, CA
California · Population: 172,542
- Median HH Income$93,724
- Median Home Price$877,452
- Unemployment5.4%
- Bachelor's+34.3%
Detailed Comparison
Demographics
Population
Cincinnati
309,595
Cincinnati +
Oceanside
172,542
Pop. Density / sq mi
Lower = more space
Cincinnati
N/A
Oceanside
N/A
Median Age
Cincinnati
33.0
Cincinnati +
Oceanside
38.1
Foreign Born
Cincinnati
7.1%
Oceanside
20.9%
Oceanside +
White
Cincinnati
49.4%
Oceanside
52.9%
Oceanside +
Black
Cincinnati
38.7%
Cincinnati +
Oceanside
4.2%
Asian
Cincinnati
2.8%
Oceanside
7.4%
Oceanside +
Hispanic
Cincinnati
5.4%
Oceanside
38.5%
Oceanside +
Spanish at Home
Cincinnati
N/A
Oceanside
N/A
| Metric | Cincinnati, OH | Oceanside, CA | Better |
|---|---|---|---|
| Population | 309,595 | 172,542 | Cincinnati + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.0 | 38.1 | Cincinnati + |
| Foreign Born | 7.1% | 20.9% | Oceanside + |
| White | 49.4% | 52.9% | Oceanside + |
| Black | 38.7% | 4.2% | Cincinnati + |
| Asian | 2.8% | 7.4% | Oceanside + |
| Hispanic | 5.4% | 38.5% | Oceanside + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cincinnati
$51,707
Oceanside
$93,724
Oceanside +
Per Capita Income
Cincinnati
$38,878
Oceanside
$43,094
Oceanside +
Per Capita Personal Income (MSA)
BEA MSA-level
Cincinnati
$58,300
Oceanside
$77,230
Oceanside +
Unemployment Rate
Cincinnati
6.8%
Oceanside
5.4%
Oceanside +
Poverty Rate
Cincinnati
24.5%
Oceanside
8.1%
Oceanside +
Bachelor's Degree+
Cincinnati
41.3%
Cincinnati +
Oceanside
34.3%
| Metric | Cincinnati, OH | Oceanside, CA | Better |
|---|---|---|---|
| Median HH Income | $51,707 | $93,724 | Oceanside + |
| Per Capita Income | $38,878 | $43,094 | Oceanside + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,300 | $77,230 | Oceanside + |
| Unemployment Rate | 6.8% | 5.4% | Oceanside + |
| Poverty Rate | 24.5% | 8.1% | Oceanside + |
| Bachelor's Degree+ | 41.3% | 34.3% | Cincinnati + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cincinnati
$252,784
Cincinnati +
Oceanside
$877,452
Homeownership Rate
Cincinnati
38.9%
Oceanside
58.5%
Oceanside +
| Metric | Cincinnati, OH | Oceanside, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $252,784 | $877,452 | Cincinnati + |
| Homeownership Rate | 38.9% | 58.5% | Oceanside + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cincinnati
319
Cincinnati +
Oceanside
503
Property Crime / 100K
FBI CDE (state-level est.)
Cincinnati
1866
Cincinnati +
Oceanside
2388
| Metric | Cincinnati, OH | Oceanside, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 319 | 503 | Cincinnati + |
| Property Crime / 100KFBI CDE (state-level est.) | 1866 | 2388 | Cincinnati + |
Health
Obesity Rate
CDC PLACES
Cincinnati
38.3%
Oceanside
26.1%
Oceanside +
Diabetes Rate
CDC PLACES
Cincinnati
14.1%
Oceanside
10.4%
Oceanside +
Poor Mental Health
CDC PLACES — 14+ days/month
Cincinnati
19.8%
Oceanside
16.9%
Oceanside +
No Health Insurance
CDC PLACES
Cincinnati
9.6%
Cincinnati +
Oceanside
9.7%
Binge Drinking
CDC PLACES
Cincinnati
17.0%
Oceanside
16.5%
Oceanside +
Current Smokers
CDC PLACES
Cincinnati
16.1%
Oceanside
10.6%
Oceanside +
| Metric | Cincinnati, OH | Oceanside, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 38.3% | 26.1% | Oceanside + |
| Diabetes RateCDC PLACES | 14.1% | 10.4% | Oceanside + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.8% | 16.9% | Oceanside + |
| No Health InsuranceCDC PLACES | 9.6% | 9.7% | Cincinnati + |
| Binge DrinkingCDC PLACES | 17.0% | 16.5% | Oceanside + |
| Current SmokersCDC PLACES | 16.1% | 10.6% | Oceanside + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cincinnati
54.2°F
Cincinnati +
Oceanside
55.3°F
Annual Precipitation
NOAA 1991–2020 normal
Cincinnati
47.7 in
Oceanside
20.7 in
Oceanside +
| Metric | Cincinnati, OH | Oceanside, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 54.2°F | 55.3°F | Cincinnati + |
| Annual PrecipitationNOAA 1991–2020 normal | 47.7 in | 20.7 in | Oceanside + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cincinnati
10.3 µg/m³
Oceanside
7.9 µg/m³
Oceanside +
Good Air Days
AQI ≤ 50
Cincinnati
55.0%
Oceanside
75.0%
Oceanside +
| Metric | Cincinnati, OH | Oceanside, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.3 µg/m³ | 7.9 µg/m³ | Oceanside + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Oceanside + |
Commute
Mean Commute Time
Census ACS
Cincinnati
24.8 min
Cincinnati +
Oceanside
31.8 min
| Metric | Cincinnati, OH | Oceanside, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.8 min | 31.8 min | Cincinnati + |
Which City is Right for You?
Oceanside leads in median household income at $93,724, while cincinnati offers more affordable housing with a median home price of $252,784. On public safety, Cincinnati is safer with a violent crime rate of 319 per 100,000 residents, compared to 503 in Oceanside. Oceanside has a lower unemployment rate at 5.4%, and Oceanside has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oceanside scores better with a lower obesity rate of 26.1%.
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