Cincinnati OH vs Plano TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cincinnati, OH
Ohio · Population: 309,595
- Median HH Income$51,707
- Median Home Price$252,784
- Unemployment6.8%
- Bachelor's+41.3%
Plano, TX
Texas · Population: 287,339
- Median HH Income$108,649
- Median Home Price$507,575
- Unemployment4.1%
- Bachelor's+59.2%
Detailed Comparison
Demographics
Population
Cincinnati
309,595
Cincinnati +
Plano
287,339
Pop. Density / sq mi
Lower = more space
Cincinnati
N/A
Plano
N/A
Median Age
Cincinnati
33.0
Cincinnati +
Plano
39.3
Foreign Born
Cincinnati
7.1%
Plano
28.7%
Plano +
White
Cincinnati
49.4%
Plano
53.2%
Plano +
Black
Cincinnati
38.7%
Cincinnati +
Plano
9.0%
Asian
Cincinnati
2.8%
Plano
22.6%
Plano +
Hispanic
Cincinnati
5.4%
Plano
16.2%
Plano +
Spanish at Home
Cincinnati
N/A
Plano
N/A
| Metric | Cincinnati, OH | Plano, TX | Better |
|---|---|---|---|
| Population | 309,595 | 287,339 | Cincinnati + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.0 | 39.3 | Cincinnati + |
| Foreign Born | 7.1% | 28.7% | Plano + |
| White | 49.4% | 53.2% | Plano + |
| Black | 38.7% | 9.0% | Cincinnati + |
| Asian | 2.8% | 22.6% | Plano + |
| Hispanic | 5.4% | 16.2% | Plano + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cincinnati
$51,707
Plano
$108,649
Plano +
Per Capita Income
Cincinnati
$38,878
Plano
$57,753
Plano +
Per Capita Personal Income (MSA)
BEA MSA-level
Cincinnati
$58,300
Plano
$63,758
Plano +
Unemployment Rate
Cincinnati
6.8%
Plano
4.1%
Plano +
Poverty Rate
Cincinnati
24.5%
Plano
7.1%
Plano +
Bachelor's Degree+
Cincinnati
41.3%
Plano
59.2%
Plano +
| Metric | Cincinnati, OH | Plano, TX | Better |
|---|---|---|---|
| Median HH Income | $51,707 | $108,649 | Plano + |
| Per Capita Income | $38,878 | $57,753 | Plano + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,300 | $63,758 | Plano + |
| Unemployment Rate | 6.8% | 4.1% | Plano + |
| Poverty Rate | 24.5% | 7.1% | Plano + |
| Bachelor's Degree+ | 41.3% | 59.2% | Plano + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cincinnati
$252,784
Cincinnati +
Plano
$507,575
Homeownership Rate
Cincinnati
38.9%
Plano
56.6%
Plano +
| Metric | Cincinnati, OH | Plano, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $252,784 | $507,575 | Cincinnati + |
| Homeownership Rate | 38.9% | 56.6% | Plano + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cincinnati
319
Cincinnati +
Plano
442
Property Crime / 100K
FBI CDE (state-level est.)
Cincinnati
1866
Cincinnati +
Plano
2339
| Metric | Cincinnati, OH | Plano, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 319 | 442 | Cincinnati + |
| Property Crime / 100KFBI CDE (state-level est.) | 1866 | 2339 | Cincinnati + |
Health
Obesity Rate
CDC PLACES
Cincinnati
38.3%
Plano
31.2%
Plano +
Diabetes Rate
CDC PLACES
Cincinnati
14.1%
Plano
9.9%
Plano +
Poor Mental Health
CDC PLACES — 14+ days/month
Cincinnati
19.8%
Plano
14.0%
Plano +
No Health Insurance
CDC PLACES
Cincinnati
9.6%
Cincinnati +
Plano
10.3%
Binge Drinking
CDC PLACES
Cincinnati
17.0%
Plano
16.4%
Plano +
Current Smokers
CDC PLACES
Cincinnati
16.1%
Plano
8.8%
Plano +
| Metric | Cincinnati, OH | Plano, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 38.3% | 31.2% | Plano + |
| Diabetes RateCDC PLACES | 14.1% | 9.9% | Plano + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.8% | 14.0% | Plano + |
| No Health InsuranceCDC PLACES | 9.6% | 10.3% | Cincinnati + |
| Binge DrinkingCDC PLACES | 17.0% | 16.4% | Plano + |
| Current SmokersCDC PLACES | 16.1% | 8.8% | Plano + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cincinnati
54.2°F
Plano
N/A
Annual Precipitation
NOAA 1991–2020 normal
Cincinnati
47.7 in
Plano
N/A
| Metric | Cincinnati, OH | Plano, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 54.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 47.7 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cincinnati
10.3 µg/m³
Plano
9.2 µg/m³
Plano +
Good Air Days
AQI ≤ 50
Cincinnati
55.0%
Plano
55.0%
Tie
| Metric | Cincinnati, OH | Plano, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.3 µg/m³ | 9.2 µg/m³ | Plano + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Cincinnati
24.8 min
Cincinnati +
Plano
27.6 min
| Metric | Cincinnati, OH | Plano, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.8 min | 27.6 min | Cincinnati + |
Which City is Right for You?
Plano leads in median household income at $108,649, while cincinnati offers more affordable housing with a median home price of $252,784. On public safety, Cincinnati is safer with a violent crime rate of 319 per 100,000 residents, compared to 442 in Plano. Plano has a lower unemployment rate at 4.1%, and Plano has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, Plano scores better with a lower obesity rate of 31.2%.
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