Cincinnati OH vs Utica NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cincinnati, OH
Ohio · Population: 309,595
- Median HH Income$51,707
- Median Home Price$252,784
- Unemployment6.8%
- Bachelor's+41.3%
Utica, NY
New York · Population: 51,054
- Median HH Income$57,688
- Median Home Price$205,924
- Unemployment9.4%
- Bachelor's+36.8%
Detailed Comparison
Demographics
Population
Cincinnati
309,595
Cincinnati +
Utica
51,054
Pop. Density / sq mi
Lower = more space
Cincinnati
N/A
Utica
N/A
Median Age
Cincinnati
33.0
Utica
33.0
Tie
Foreign Born
Cincinnati
7.1%
Utica
9.7%
Utica +
White
Cincinnati
49.4%
Utica
64.8%
Utica +
Black
Cincinnati
38.7%
Cincinnati +
Utica
16.9%
Asian
Cincinnati
2.8%
Utica
4.3%
Utica +
Hispanic
Cincinnati
5.4%
Utica
9.8%
Utica +
Spanish at Home
Cincinnati
N/A
Utica
N/A
| Metric | Cincinnati, OH | Utica, NY | Better |
|---|---|---|---|
| Population | 309,595 | 51,054 | Cincinnati + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.0 | 33.0 | Tie |
| Foreign Born | 7.1% | 9.7% | Utica + |
| White | 49.4% | 64.8% | Utica + |
| Black | 38.7% | 16.9% | Cincinnati + |
| Asian | 2.8% | 4.3% | Utica + |
| Hispanic | 5.4% | 9.8% | Utica + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cincinnati
$51,707
Utica
$57,688
Utica +
Per Capita Income
Cincinnati
$38,878
Cincinnati +
Utica
$35,780
Per Capita Personal Income (MSA)
BEA MSA-level
Cincinnati
$58,300
Utica
$77,425
Utica +
Unemployment Rate
Cincinnati
6.8%
Cincinnati +
Utica
9.4%
Poverty Rate
Cincinnati
24.5%
Utica
23.8%
Utica +
Bachelor's Degree+
Cincinnati
41.3%
Cincinnati +
Utica
36.8%
| Metric | Cincinnati, OH | Utica, NY | Better |
|---|---|---|---|
| Median HH Income | $51,707 | $57,688 | Utica + |
| Per Capita Income | $38,878 | $35,780 | Cincinnati + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,300 | $77,425 | Utica + |
| Unemployment Rate | 6.8% | 9.4% | Cincinnati + |
| Poverty Rate | 24.5% | 23.8% | Utica + |
| Bachelor's Degree+ | 41.3% | 36.8% | Cincinnati + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cincinnati
$252,784
Utica
$205,924
Utica +
Homeownership Rate
Cincinnati
38.9%
Cincinnati +
Utica
36.8%
| Metric | Cincinnati, OH | Utica, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $252,784 | $205,924 | Utica + |
| Homeownership Rate | 38.9% | 36.8% | Cincinnati + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cincinnati
319
Cincinnati +
Utica
434
Property Crime / 100K
FBI CDE (state-level est.)
Cincinnati
1866
Utica
1736
Utica +
| Metric | Cincinnati, OH | Utica, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 319 | 434 | Cincinnati + |
| Property Crime / 100KFBI CDE (state-level est.) | 1866 | 1736 | Utica + |
Health
Obesity Rate
CDC PLACES
Cincinnati
38.3%
Cincinnati +
Utica
39.6%
Diabetes Rate
CDC PLACES
Cincinnati
14.1%
Utica
14.1%
Tie
Poor Mental Health
CDC PLACES — 14+ days/month
Cincinnati
19.8%
Utica
19.4%
Utica +
No Health Insurance
CDC PLACES
Cincinnati
9.6%
Cincinnati +
Utica
11.1%
Binge Drinking
CDC PLACES
Cincinnati
17.0%
Utica
15.2%
Utica +
Current Smokers
CDC PLACES
Cincinnati
16.1%
Cincinnati +
Utica
18.7%
| Metric | Cincinnati, OH | Utica, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 38.3% | 39.6% | Cincinnati + |
| Diabetes RateCDC PLACES | 14.1% | 14.1% | Tie |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.8% | 19.4% | Utica + |
| No Health InsuranceCDC PLACES | 9.6% | 11.1% | Cincinnati + |
| Binge DrinkingCDC PLACES | 17.0% | 15.2% | Utica + |
| Current SmokersCDC PLACES | 16.1% | 18.7% | Cincinnati + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cincinnati
54.2°F
Utica
N/A
Annual Precipitation
NOAA 1991–2020 normal
Cincinnati
47.7 in
Utica
N/A
| Metric | Cincinnati, OH | Utica, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 54.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 47.7 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cincinnati
10.3 µg/m³
Utica
8.1 µg/m³
Utica +
Good Air Days
AQI ≤ 50
Cincinnati
55.0%
Utica
75.0%
Utica +
| Metric | Cincinnati, OH | Utica, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.3 µg/m³ | 8.1 µg/m³ | Utica + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Utica + |
Commute
Mean Commute Time
Census ACS
Cincinnati
24.8 min
Utica
22.7 min
Utica +
| Metric | Cincinnati, OH | Utica, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.8 min | 22.7 min | Utica + |
Which City is Right for You?
Utica leads in median household income at $57,688, while utica offers more affordable housing with a median home price of $205,924. On public safety, Cincinnati is safer with a violent crime rate of 319 per 100,000 residents, compared to 434 in Utica. Cincinnati has a lower unemployment rate at 6.8%, and Utica has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Cincinnati scores better with a lower obesity rate of 38.3%.
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