Clarksville TN vs Clearwater FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Clarksville, TN
Tennessee · Population: 171,897
- Median HH Income$66,786
- Median Home Price$320,241
- Unemployment6.0%
- Bachelor's+30.6%
Clearwater, FL
Florida · Population: 117,075
- Median HH Income$64,440
- Median Home Price$341,503
- Unemployment4.7%
- Bachelor's+32.5%
Detailed Comparison
Demographics
Population
Clarksville
171,897
Clarksville +
Clearwater
117,075
Pop. Density / sq mi
Lower = more space
Clarksville
N/A
Clearwater
N/A
Median Age
Clarksville
30.4
Clarksville +
Clearwater
46.4
Foreign Born
Clarksville
6.8%
Clearwater
17.0%
Clearwater +
White
Clarksville
59.4%
Clearwater
70.3%
Clearwater +
Black
Clarksville
23.0%
Clarksville +
Clearwater
10.2%
Asian
Clarksville
2.5%
Clearwater
3.6%
Clearwater +
Hispanic
Clarksville
12.5%
Clearwater
17.1%
Clearwater +
Spanish at Home
Clarksville
N/A
Clearwater
N/A
| Metric | Clarksville, TN | Clearwater, FL | Better |
|---|---|---|---|
| Population | 171,897 | 117,075 | Clarksville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 30.4 | 46.4 | Clarksville + |
| Foreign Born | 6.8% | 17.0% | Clearwater + |
| White | 59.4% | 70.3% | Clearwater + |
| Black | 23.0% | 10.2% | Clarksville + |
| Asian | 2.5% | 3.6% | Clearwater + |
| Hispanic | 12.5% | 17.1% | Clearwater + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Clarksville
$66,786
Clarksville +
Clearwater
$64,440
Per Capita Income
Clarksville
$31,266
Clearwater
$42,934
Clearwater +
Per Capita Personal Income (MSA)
BEA MSA-level
Clarksville
$59,097
Clearwater
$65,328
Clearwater +
Unemployment Rate
Clarksville
6.0%
Clearwater
4.7%
Clearwater +
Poverty Rate
Clarksville
12.8%
Clarksville +
Clearwater
15.4%
Bachelor's Degree+
Clarksville
30.6%
Clearwater
32.5%
Clearwater +
| Metric | Clarksville, TN | Clearwater, FL | Better |
|---|---|---|---|
| Median HH Income | $66,786 | $64,440 | Clarksville + |
| Per Capita Income | $31,266 | $42,934 | Clearwater + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,097 | $65,328 | Clearwater + |
| Unemployment Rate | 6.0% | 4.7% | Clearwater + |
| Poverty Rate | 12.8% | 15.4% | Clarksville + |
| Bachelor's Degree+ | 30.6% | 32.5% | Clearwater + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Clarksville
$320,241
Clarksville +
Clearwater
$341,503
Homeownership Rate
Clarksville
56.6%
Clearwater
59.1%
Clearwater +
| Metric | Clarksville, TN | Clearwater, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $320,241 | $341,503 | Clarksville + |
| Homeownership Rate | 56.6% | 59.1% | Clearwater + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Clarksville
639
Clearwater
324
Clearwater +
Property Crime / 100K
FBI CDE (state-level est.)
Clarksville
2350
Clearwater
1453
Clearwater +
| Metric | Clarksville, TN | Clearwater, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 639 | 324 | Clearwater + |
| Property Crime / 100KFBI CDE (state-level est.) | 2350 | 1453 | Clearwater + |
Health
Obesity Rate
CDC PLACES
Clarksville
39.3%
Clearwater
33.3%
Clearwater +
Diabetes Rate
CDC PLACES
Clarksville
11.0%
Clarksville +
Clearwater
13.5%
Poor Mental Health
CDC PLACES — 14+ days/month
Clarksville
21.4%
Clearwater
16.8%
Clearwater +
No Health Insurance
CDC PLACES
Clarksville
12.4%
Clarksville +
Clearwater
14.7%
Binge Drinking
CDC PLACES
Clarksville
16.5%
Clearwater
15.6%
Clearwater +
Current Smokers
CDC PLACES
Clarksville
16.2%
Clearwater
14.0%
Clearwater +
| Metric | Clarksville, TN | Clearwater, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 39.3% | 33.3% | Clearwater + |
| Diabetes RateCDC PLACES | 11.0% | 13.5% | Clarksville + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 21.4% | 16.8% | Clearwater + |
| No Health InsuranceCDC PLACES | 12.4% | 14.7% | Clarksville + |
| Binge DrinkingCDC PLACES | 16.5% | 15.6% | Clearwater + |
| Current SmokersCDC PLACES | 16.2% | 14.0% | Clearwater + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Clarksville
59.2°F
Clarksville +
Clearwater
73.8°F
Annual Precipitation
NOAA 1991–2020 normal
Clarksville
51.0 in
Clarksville +
Clearwater
54.7 in
| Metric | Clarksville, TN | Clearwater, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 59.2°F | 73.8°F | Clarksville + |
| Annual PrecipitationNOAA 1991–2020 normal | 51.0 in | 54.7 in | Clarksville + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Clarksville
8.9 µg/m³
Clearwater
7.2 µg/m³
Clearwater +
Good Air Days
AQI ≤ 50
Clarksville
75.0%
Clearwater
75.0%
Tie
| Metric | Clarksville, TN | Clearwater, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.9 µg/m³ | 7.2 µg/m³ | Clearwater + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Clarksville
28.2 min
Clearwater
25.3 min
Clearwater +
| Metric | Clarksville, TN | Clearwater, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 28.2 min | 25.3 min | Clearwater + |
Which City is Right for You?
Clarksville leads in median household income at $66,786, while clarksville offers more affordable housing with a median home price of $320,241. On public safety, Clearwater is safer with a violent crime rate of 324 per 100,000 residents, compared to 639 in Clarksville. Clearwater has a lower unemployment rate at 4.7%, and Clearwater has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Clearwater scores better with a lower obesity rate of 33.3%.
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