Clearwater FL vs Dayton OH — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Clearwater, FL

Florida · Population: 117,075

  • Median HH Income$64,440
  • Median Home Price$341,503
  • Unemployment4.7%
  • Bachelor's+32.5%

Dayton, OH

Ohio · Population: 136,741

  • Median HH Income$43,454
  • Median Home Price$138,867
  • Unemployment9.7%
  • Bachelor's+20.7%

Detailed Comparison

Demographics

Population
Clearwater
117,075
Dayton
136,741
Dayton +
Pop. Density / sq mi
Lower = more space
Clearwater
N/A
Dayton
N/A
Median Age
Clearwater
46.4
Dayton
34.2
Dayton +
Foreign Born
Clearwater
17.0%
Clearwater +
Dayton
5.0%
White
Clearwater
70.3%
Clearwater +
Dayton
51.3%
Black
Clearwater
10.2%
Dayton
38.0%
Dayton +
Asian
Clearwater
3.6%
Clearwater +
Dayton
1.2%
Hispanic
Clearwater
17.1%
Clearwater +
Dayton
5.5%
Spanish at Home
Clearwater
N/A
Dayton
N/A

Economy

Median HH Income
Clearwater
$64,440
Clearwater +
Dayton
$43,454
Per Capita Income
Clearwater
$42,934
Clearwater +
Dayton
$26,381
Per Capita Personal Income (MSA)
BEA MSA-level
Clearwater
$65,328
Clearwater +
Dayton
$58,300
Unemployment Rate
Clearwater
4.7%
Clearwater +
Dayton
9.7%
Poverty Rate
Clearwater
15.4%
Clearwater +
Dayton
27.1%
Bachelor's Degree+
Clearwater
32.5%
Clearwater +
Dayton
20.7%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Clearwater
$341,503
Dayton
$138,867
Dayton +
Homeownership Rate
Clearwater
59.1%
Clearwater +
Dayton
48.2%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Clearwater
324
Dayton
319
Dayton +
Property Crime / 100K
FBI CDE (state-level est.)
Clearwater
1453
Clearwater +
Dayton
1866

Health

Obesity Rate
CDC PLACES
Clearwater
33.3%
Clearwater +
Dayton
42.9%
Diabetes Rate
CDC PLACES
Clearwater
13.5%
Clearwater +
Dayton
17.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Clearwater
16.8%
Clearwater +
Dayton
21.6%
No Health Insurance
CDC PLACES
Clearwater
14.7%
Dayton
11.2%
Dayton +
Binge Drinking
CDC PLACES
Clearwater
15.6%
Dayton
14.6%
Dayton +
Current Smokers
CDC PLACES
Clearwater
14.0%
Clearwater +
Dayton
20.5%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Clearwater
73.8°F
Dayton
54.1°F
Dayton +
Annual Precipitation
NOAA 1991–2020 normal
Clearwater
54.7 in
Dayton
40.3 in
Dayton +

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Clearwater
7.2 µg/m³
Clearwater +
Dayton
10.3 µg/m³
Good Air Days
AQI ≤ 50
Clearwater
75.0%
Clearwater +
Dayton
55.0%

Commute

Mean Commute Time
Census ACS
Clearwater
25.3 min
Dayton
22.2 min
Dayton +

Which City is Right for You?

Clearwater leads in median household income at $64,440, while dayton offers more affordable housing with a median home price of $138,867. On public safety, Dayton is safer with a violent crime rate of 319 per 100,000 residents, compared to 324 in Clearwater. Clearwater has a lower unemployment rate at 4.7%, and Clearwater has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Clearwater scores better with a lower obesity rate of 33.3%.

Compare More Cities

About Clearwater & Dayton