Clearwater FL vs Henderson NV — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Clearwater, FL
Florida · Population: 117,075
- Median HH Income$64,440
- Median Home Price$341,503
- Unemployment4.7%
- Bachelor's+32.5%
Henderson, NV
Nevada · Population: 324,523
- Median HH Income$88,654
- Median Home Price$487,098
- Unemployment6.7%
- Bachelor's+36.8%
Detailed Comparison
Demographics
Population
Clearwater
117,075
Henderson
324,523
Henderson +
Pop. Density / sq mi
Lower = more space
Clearwater
N/A
Henderson
N/A
Median Age
Clearwater
46.4
Henderson
42.5
Henderson +
Foreign Born
Clearwater
17.0%
Clearwater +
Henderson
14.1%
White
Clearwater
70.3%
Clearwater +
Henderson
64.7%
Black
Clearwater
10.2%
Clearwater +
Henderson
6.2%
Asian
Clearwater
3.6%
Henderson
9.5%
Henderson +
Hispanic
Clearwater
17.1%
Henderson
18.3%
Henderson +
Spanish at Home
Clearwater
N/A
Henderson
N/A
| Metric | Clearwater, FL | Henderson, NV | Better |
|---|---|---|---|
| Population | 117,075 | 324,523 | Henderson + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 46.4 | 42.5 | Henderson + |
| Foreign Born | 17.0% | 14.1% | Clearwater + |
| White | 70.3% | 64.7% | Clearwater + |
| Black | 10.2% | 6.2% | Clearwater + |
| Asian | 3.6% | 9.5% | Henderson + |
| Hispanic | 17.1% | 18.3% | Henderson + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Clearwater
$64,440
Henderson
$88,654
Henderson +
Per Capita Income
Clearwater
$42,934
Henderson
$49,141
Henderson +
Per Capita Personal Income (MSA)
BEA MSA-level
Clearwater
$65,328
Clearwater +
Henderson
$62,696
Unemployment Rate
Clearwater
4.7%
Clearwater +
Henderson
6.7%
Poverty Rate
Clearwater
15.4%
Henderson
8.4%
Henderson +
Bachelor's Degree+
Clearwater
32.5%
Henderson
36.8%
Henderson +
| Metric | Clearwater, FL | Henderson, NV | Better |
|---|---|---|---|
| Median HH Income | $64,440 | $88,654 | Henderson + |
| Per Capita Income | $42,934 | $49,141 | Henderson + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $62,696 | Clearwater + |
| Unemployment Rate | 4.7% | 6.7% | Clearwater + |
| Poverty Rate | 15.4% | 8.4% | Henderson + |
| Bachelor's Degree+ | 32.5% | 36.8% | Henderson + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Clearwater
$341,503
Clearwater +
Henderson
$487,098
Homeownership Rate
Clearwater
59.1%
Henderson
65.6%
Henderson +
| Metric | Clearwater, FL | Henderson, NV | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $341,503 | $487,098 | Clearwater + |
| Homeownership Rate | 59.1% | 65.6% | Henderson + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Clearwater
324
Clearwater +
Henderson
460
Property Crime / 100K
FBI CDE (state-level est.)
Clearwater
1453
Clearwater +
Henderson
2417
| Metric | Clearwater, FL | Henderson, NV | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 460 | Clearwater + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 2417 | Clearwater + |
Health
Obesity Rate
CDC PLACES
Clearwater
33.3%
Henderson
28.9%
Henderson +
Diabetes Rate
CDC PLACES
Clearwater
13.5%
Henderson
10.9%
Henderson +
Poor Mental Health
CDC PLACES — 14+ days/month
Clearwater
16.8%
Clearwater +
Henderson
17.5%
No Health Insurance
CDC PLACES
Clearwater
14.7%
Henderson
10.3%
Henderson +
Binge Drinking
CDC PLACES
Clearwater
15.6%
Henderson
15.6%
Tie
Current Smokers
CDC PLACES
Clearwater
14.0%
Henderson
12.8%
Henderson +
| Metric | Clearwater, FL | Henderson, NV | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.3% | 28.9% | Henderson + |
| Diabetes RateCDC PLACES | 13.5% | 10.9% | Henderson + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.8% | 17.5% | Clearwater + |
| No Health InsuranceCDC PLACES | 14.7% | 10.3% | Henderson + |
| Binge DrinkingCDC PLACES | 15.6% | 15.6% | Tie |
| Current SmokersCDC PLACES | 14.0% | 12.8% | Henderson + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Clearwater
73.8°F
Henderson
N/A
Annual Precipitation
NOAA 1991–2020 normal
Clearwater
54.7 in
Henderson
N/A
| Metric | Clearwater, FL | Henderson, NV | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 73.8°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 54.7 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Clearwater
7.2 µg/m³
Henderson
5.2 µg/m³
Henderson +
Good Air Days
AQI ≤ 50
Clearwater
75.0%
Henderson
75.0%
Tie
| Metric | Clearwater, FL | Henderson, NV | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 5.2 µg/m³ | Henderson + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Clearwater
25.3 min
Clearwater +
Henderson
26.0 min
| Metric | Clearwater, FL | Henderson, NV | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.3 min | 26.0 min | Clearwater + |
Which City is Right for You?
Henderson leads in median household income at $88,654, while clearwater offers more affordable housing with a median home price of $341,503. On public safety, Clearwater is safer with a violent crime rate of 324 per 100,000 residents, compared to 460 in Henderson. Clearwater has a lower unemployment rate at 4.7%, and Henderson has cleaner air (PM2.5 avg 5.2 µg/m³). For overall health outcomes, Henderson scores better with a lower obesity rate of 28.9%.
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