Clearwater FL vs Las Cruces NM — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Clearwater, FL

Florida · Population: 117,075

  • Median HH Income$64,440
  • Median Home Price$341,503
  • Unemployment4.7%
  • Bachelor's+32.5%

Las Cruces, NM

New Mexico · Population: 112,612

  • Median HH Income$55,176
  • Median Home Price$290,963
  • Unemployment7.4%
  • Bachelor's+37.3%

Detailed Comparison

Demographics

Population
Clearwater
117,075
Clearwater +
Las Cruces
112,612
Pop. Density / sq mi
Lower = more space
Clearwater
N/A
Las Cruces
N/A
Median Age
Clearwater
46.4
Las Cruces
32.7
Las Cruces +
Foreign Born
Clearwater
17.0%
Clearwater +
Las Cruces
10.1%
White
Clearwater
70.3%
Clearwater +
Las Cruces
54.1%
Black
Clearwater
10.2%
Clearwater +
Las Cruces
2.6%
Asian
Clearwater
3.6%
Clearwater +
Las Cruces
1.9%
Hispanic
Clearwater
17.1%
Las Cruces
59.4%
Las Cruces +
Spanish at Home
Clearwater
N/A
Las Cruces
N/A

Economy

Median HH Income
Clearwater
$64,440
Clearwater +
Las Cruces
$55,176
Per Capita Income
Clearwater
$42,934
Clearwater +
Las Cruces
$30,804
Per Capita Personal Income (MSA)
BEA MSA-level
Clearwater
$65,328
Clearwater +
Las Cruces
$53,141
Unemployment Rate
Clearwater
4.7%
Clearwater +
Las Cruces
7.4%
Poverty Rate
Clearwater
15.4%
Clearwater +
Las Cruces
22.0%
Bachelor's Degree+
Clearwater
32.5%
Las Cruces
37.3%
Las Cruces +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Clearwater
$341,503
Las Cruces
$290,963
Las Cruces +
Homeownership Rate
Clearwater
59.1%
Clearwater +
Las Cruces
55.6%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Clearwater
324
Clearwater +
Las Cruces
834
Property Crime / 100K
FBI CDE (state-level est.)
Clearwater
1453
Clearwater +
Las Cruces
3177

Health

Obesity Rate
CDC PLACES
Clearwater
33.3%
Clearwater +
Las Cruces
35.4%
Diabetes Rate
CDC PLACES
Clearwater
13.5%
Las Cruces
13.0%
Las Cruces +
Poor Mental Health
CDC PLACES — 14+ days/month
Clearwater
16.8%
Las Cruces
15.8%
Las Cruces +
No Health Insurance
CDC PLACES
Clearwater
14.7%
Clearwater +
Las Cruces
17.7%
Binge Drinking
CDC PLACES
Clearwater
15.6%
Las Cruces
14.9%
Las Cruces +
Current Smokers
CDC PLACES
Clearwater
14.0%
Las Cruces
12.1%
Las Cruces +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Clearwater
73.8°F
Las Cruces
58.8°F
Las Cruces +
Annual Precipitation
NOAA 1991–2020 normal
Clearwater
54.7 in
Las Cruces
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Clearwater
7.2 µg/m³
Las Cruces
6.1 µg/m³
Las Cruces +
Good Air Days
AQI ≤ 50
Clearwater
75.0%
Las Cruces
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Clearwater
25.3 min
Las Cruces
20.5 min
Las Cruces +

Which City is Right for You?

Clearwater leads in median household income at $64,440, while las Cruces offers more affordable housing with a median home price of $290,963. On public safety, Clearwater is safer with a violent crime rate of 324 per 100,000 residents, compared to 834 in Las Cruces. Clearwater has a lower unemployment rate at 4.7%, and Las Cruces has cleaner air (PM2.5 avg 6.1 µg/m³). For overall health outcomes, Clearwater scores better with a lower obesity rate of 33.3%.

Compare More Cities

About Clearwater & Las Cruces