Clearwater FL vs Manchester NH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Clearwater, FL
Florida · Population: 117,075
- Median HH Income$64,440
- Median Home Price$341,503
- Unemployment4.7%
- Bachelor's+32.5%
Manchester, NH
New Hampshire · Population: 115,415
- Median HH Income$77,415
- Median Home Price$441,257
- Unemployment3.8%
- Bachelor's+33.5%
Detailed Comparison
Demographics
Population
Clearwater
117,075
Clearwater +
Manchester
115,415
Pop. Density / sq mi
Lower = more space
Clearwater
N/A
Manchester
N/A
Median Age
Clearwater
46.4
Manchester
37.9
Manchester +
Foreign Born
Clearwater
17.0%
Clearwater +
Manchester
14.8%
White
Clearwater
70.3%
Manchester
76.7%
Manchester +
Black
Clearwater
10.2%
Clearwater +
Manchester
5.3%
Asian
Clearwater
3.6%
Manchester
4.6%
Manchester +
Hispanic
Clearwater
17.1%
Clearwater +
Manchester
13.5%
Spanish at Home
Clearwater
N/A
Manchester
N/A
| Metric | Clearwater, FL | Manchester, NH | Better |
|---|---|---|---|
| Population | 117,075 | 115,415 | Clearwater + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 46.4 | 37.9 | Manchester + |
| Foreign Born | 17.0% | 14.8% | Clearwater + |
| White | 70.3% | 76.7% | Manchester + |
| Black | 10.2% | 5.3% | Clearwater + |
| Asian | 3.6% | 4.6% | Manchester + |
| Hispanic | 17.1% | 13.5% | Clearwater + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Clearwater
$64,440
Manchester
$77,415
Manchester +
Per Capita Income
Clearwater
$42,934
Manchester
$44,220
Manchester +
Per Capita Personal Income (MSA)
BEA MSA-level
Clearwater
$65,328
Manchester
$75,331
Manchester +
Unemployment Rate
Clearwater
4.7%
Manchester
3.8%
Manchester +
Poverty Rate
Clearwater
15.4%
Manchester
10.7%
Manchester +
Bachelor's Degree+
Clearwater
32.5%
Manchester
33.5%
Manchester +
| Metric | Clearwater, FL | Manchester, NH | Better |
|---|---|---|---|
| Median HH Income | $64,440 | $77,415 | Manchester + |
| Per Capita Income | $42,934 | $44,220 | Manchester + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $75,331 | Manchester + |
| Unemployment Rate | 4.7% | 3.8% | Manchester + |
| Poverty Rate | 15.4% | 10.7% | Manchester + |
| Bachelor's Degree+ | 32.5% | 33.5% | Manchester + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Clearwater
$341,503
Clearwater +
Manchester
$441,257
Homeownership Rate
Clearwater
59.1%
Clearwater +
Manchester
49.3%
| Metric | Clearwater, FL | Manchester, NH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $341,503 | $441,257 | Clearwater + |
| Homeownership Rate | 59.1% | 49.3% | Clearwater + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Clearwater
324
Manchester
134
Manchester +
Property Crime / 100K
FBI CDE (state-level est.)
Clearwater
1453
Manchester
1048
Manchester +
| Metric | Clearwater, FL | Manchester, NH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 134 | Manchester + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1048 | Manchester + |
Health
Obesity Rate
CDC PLACES
Clearwater
33.3%
Clearwater +
Manchester
35.0%
Diabetes Rate
CDC PLACES
Clearwater
13.5%
Manchester
9.4%
Manchester +
Poor Mental Health
CDC PLACES — 14+ days/month
Clearwater
16.8%
Clearwater +
Manchester
17.4%
No Health Insurance
CDC PLACES
Clearwater
14.7%
Manchester
9.9%
Manchester +
Binge Drinking
CDC PLACES
Clearwater
15.6%
Clearwater +
Manchester
16.4%
Current Smokers
CDC PLACES
Clearwater
14.0%
Manchester
12.9%
Manchester +
| Metric | Clearwater, FL | Manchester, NH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.3% | 35.0% | Clearwater + |
| Diabetes RateCDC PLACES | 13.5% | 9.4% | Manchester + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.8% | 17.4% | Clearwater + |
| No Health InsuranceCDC PLACES | 14.7% | 9.9% | Manchester + |
| Binge DrinkingCDC PLACES | 15.6% | 16.4% | Clearwater + |
| Current SmokersCDC PLACES | 14.0% | 12.9% | Manchester + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Clearwater
73.8°F
Manchester
49.2°F
Manchester +
Annual Precipitation
NOAA 1991–2020 normal
Clearwater
54.7 in
Manchester
44.6 in
Manchester +
| Metric | Clearwater, FL | Manchester, NH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 73.8°F | 49.2°F | Manchester + |
| Annual PrecipitationNOAA 1991–2020 normal | 54.7 in | 44.6 in | Manchester + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Clearwater
7.2 µg/m³
Manchester
5.9 µg/m³
Manchester +
Good Air Days
AQI ≤ 50
Clearwater
75.0%
Manchester
75.0%
Tie
| Metric | Clearwater, FL | Manchester, NH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 5.9 µg/m³ | Manchester + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Clearwater
25.3 min
Clearwater +
Manchester
25.7 min
| Metric | Clearwater, FL | Manchester, NH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.3 min | 25.7 min | Clearwater + |
Which City is Right for You?
Manchester leads in median household income at $77,415, while clearwater offers more affordable housing with a median home price of $341,503. On public safety, Manchester is safer with a violent crime rate of 134 per 100,000 residents, compared to 324 in Clearwater. Manchester has a lower unemployment rate at 3.8%, and Manchester has cleaner air (PM2.5 avg 5.9 µg/m³). For overall health outcomes, Clearwater scores better with a lower obesity rate of 33.3%.
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