Clearwater FL vs Minneapolis MN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Clearwater, FL
Florida · Population: 117,075
- Median HH Income$64,440
- Median Home Price$341,503
- Unemployment4.7%
- Bachelor's+32.5%
Minneapolis, MN
Minnesota · Population: 426,845
- Median HH Income$80,269
- Median Home Price$334,719
- Unemployment5.7%
- Bachelor's+54.4%
Detailed Comparison
Demographics
Population
Clearwater
117,075
Minneapolis
426,845
Minneapolis +
Pop. Density / sq mi
Lower = more space
Clearwater
N/A
Minneapolis
N/A
Median Age
Clearwater
46.4
Minneapolis
33.0
Minneapolis +
Foreign Born
Clearwater
17.0%
Clearwater +
Minneapolis
14.1%
White
Clearwater
70.3%
Clearwater +
Minneapolis
61.6%
Black
Clearwater
10.2%
Minneapolis
18.3%
Minneapolis +
Asian
Clearwater
3.6%
Minneapolis
5.2%
Minneapolis +
Hispanic
Clearwater
17.1%
Clearwater +
Minneapolis
10.5%
Spanish at Home
Clearwater
N/A
Minneapolis
N/A
| Metric | Clearwater, FL | Minneapolis, MN | Better |
|---|---|---|---|
| Population | 117,075 | 426,845 | Minneapolis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 46.4 | 33.0 | Minneapolis + |
| Foreign Born | 17.0% | 14.1% | Clearwater + |
| White | 70.3% | 61.6% | Clearwater + |
| Black | 10.2% | 18.3% | Minneapolis + |
| Asian | 3.6% | 5.2% | Minneapolis + |
| Hispanic | 17.1% | 10.5% | Clearwater + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Clearwater
$64,440
Minneapolis
$80,269
Minneapolis +
Per Capita Income
Clearwater
$42,934
Minneapolis
$50,605
Minneapolis +
Per Capita Personal Income (MSA)
BEA MSA-level
Clearwater
$65,328
Minneapolis
$69,467
Minneapolis +
Unemployment Rate
Clearwater
4.7%
Clearwater +
Minneapolis
5.7%
Poverty Rate
Clearwater
15.4%
Clearwater +
Minneapolis
16.4%
Bachelor's Degree+
Clearwater
32.5%
Minneapolis
54.4%
Minneapolis +
| Metric | Clearwater, FL | Minneapolis, MN | Better |
|---|---|---|---|
| Median HH Income | $64,440 | $80,269 | Minneapolis + |
| Per Capita Income | $42,934 | $50,605 | Minneapolis + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $69,467 | Minneapolis + |
| Unemployment Rate | 4.7% | 5.7% | Clearwater + |
| Poverty Rate | 15.4% | 16.4% | Clearwater + |
| Bachelor's Degree+ | 32.5% | 54.4% | Minneapolis + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Clearwater
$341,503
Minneapolis
$334,719
Minneapolis +
Homeownership Rate
Clearwater
59.1%
Clearwater +
Minneapolis
48.0%
| Metric | Clearwater, FL | Minneapolis, MN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $341,503 | $334,719 | Minneapolis + |
| Homeownership Rate | 59.1% | 48.0% | Clearwater + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Clearwater
324
Minneapolis
284
Minneapolis +
Property Crime / 100K
FBI CDE (state-level est.)
Clearwater
1453
Clearwater +
Minneapolis
1992
| Metric | Clearwater, FL | Minneapolis, MN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 284 | Minneapolis + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1992 | Clearwater + |
Health
Obesity Rate
CDC PLACES
Clearwater
33.3%
Minneapolis
28.6%
Minneapolis +
Diabetes Rate
CDC PLACES
Clearwater
13.5%
Minneapolis
7.4%
Minneapolis +
Poor Mental Health
CDC PLACES — 14+ days/month
Clearwater
16.8%
Clearwater +
Minneapolis
17.1%
No Health Insurance
CDC PLACES
Clearwater
14.7%
Minneapolis
9.9%
Minneapolis +
Binge Drinking
CDC PLACES
Clearwater
15.6%
Clearwater +
Minneapolis
19.8%
Current Smokers
CDC PLACES
Clearwater
14.0%
Minneapolis
12.7%
Minneapolis +
| Metric | Clearwater, FL | Minneapolis, MN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.3% | 28.6% | Minneapolis + |
| Diabetes RateCDC PLACES | 13.5% | 7.4% | Minneapolis + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.8% | 17.1% | Clearwater + |
| No Health InsuranceCDC PLACES | 14.7% | 9.9% | Minneapolis + |
| Binge DrinkingCDC PLACES | 15.6% | 19.8% | Clearwater + |
| Current SmokersCDC PLACES | 14.0% | 12.7% | Minneapolis + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Clearwater
73.8°F
Minneapolis
46.3°F
Minneapolis +
Annual Precipitation
NOAA 1991–2020 normal
Clearwater
54.7 in
Minneapolis
30.6 in
Minneapolis +
| Metric | Clearwater, FL | Minneapolis, MN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 73.8°F | 46.3°F | Minneapolis + |
| Annual PrecipitationNOAA 1991–2020 normal | 54.7 in | 30.6 in | Minneapolis + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Clearwater
7.2 µg/m³
Clearwater +
Minneapolis
8.1 µg/m³
Good Air Days
AQI ≤ 50
Clearwater
75.0%
Minneapolis
75.0%
Tie
| Metric | Clearwater, FL | Minneapolis, MN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.1 µg/m³ | Clearwater + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Clearwater
25.3 min
Minneapolis
24.2 min
Minneapolis +
| Metric | Clearwater, FL | Minneapolis, MN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.3 min | 24.2 min | Minneapolis + |
Which City is Right for You?
Minneapolis leads in median household income at $80,269, while minneapolis offers more affordable housing with a median home price of $334,719. On public safety, Minneapolis is safer with a violent crime rate of 284 per 100,000 residents, compared to 324 in Clearwater. Clearwater has a lower unemployment rate at 4.7%, and Clearwater has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Minneapolis scores better with a lower obesity rate of 28.6%.
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