Clearwater FL vs Miramar FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Clearwater, FL
Florida · Population: 117,075
- Median HH Income$64,440
- Median Home Price$341,503
- Unemployment4.7%
- Bachelor's+32.5%
Miramar, FL
Florida · Population: 81,319
- Median HH Income$67,014
- Median Home Price$518,584
- Unemployment3.9%
- Bachelor's+51.2%
Detailed Comparison
Demographics
Population
Clearwater
117,075
Clearwater +
Miramar
81,319
Pop. Density / sq mi
Lower = more space
Clearwater
N/A
Miramar
N/A
Median Age
Clearwater
46.4
Miramar
42.4
Miramar +
Foreign Born
Clearwater
17.0%
Miramar
55.7%
Miramar +
White
Clearwater
70.3%
Clearwater +
Miramar
56.1%
Black
Clearwater
10.2%
Clearwater +
Miramar
4.4%
Asian
Clearwater
3.6%
Clearwater +
Miramar
2.3%
Hispanic
Clearwater
17.1%
Miramar
55.8%
Miramar +
Spanish at Home
Clearwater
N/A
Miramar
N/A
| Metric | Clearwater, FL | Miramar, FL | Better |
|---|---|---|---|
| Population | 117,075 | 81,319 | Clearwater + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 46.4 | 42.4 | Miramar + |
| Foreign Born | 17.0% | 55.7% | Miramar + |
| White | 70.3% | 56.1% | Clearwater + |
| Black | 10.2% | 4.4% | Clearwater + |
| Asian | 3.6% | 2.3% | Clearwater + |
| Hispanic | 17.1% | 55.8% | Miramar + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Clearwater
$64,440
Miramar
$67,014
Miramar +
Per Capita Income
Clearwater
$42,934
Miramar
$72,301
Miramar +
Per Capita Personal Income (MSA)
BEA MSA-level
Clearwater
$65,328
Miramar
$65,328
Tie
Unemployment Rate
Clearwater
4.7%
Miramar
3.9%
Miramar +
Poverty Rate
Clearwater
15.4%
Miramar
14.4%
Miramar +
Bachelor's Degree+
Clearwater
32.5%
Miramar
51.2%
Miramar +
| Metric | Clearwater, FL | Miramar, FL | Better |
|---|---|---|---|
| Median HH Income | $64,440 | $67,014 | Miramar + |
| Per Capita Income | $42,934 | $72,301 | Miramar + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $65,328 | Tie |
| Unemployment Rate | 4.7% | 3.9% | Miramar + |
| Poverty Rate | 15.4% | 14.4% | Miramar + |
| Bachelor's Degree+ | 32.5% | 51.2% | Miramar + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Clearwater
$341,503
Clearwater +
Miramar
$518,584
Homeownership Rate
Clearwater
59.1%
Clearwater +
Miramar
38.7%
| Metric | Clearwater, FL | Miramar, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $341,503 | $518,584 | Clearwater + |
| Homeownership Rate | 59.1% | 38.7% | Clearwater + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Clearwater
324
Miramar
324
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Clearwater
1453
Miramar
1453
Tie
| Metric | Clearwater, FL | Miramar, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 324 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1453 | Tie |
Health
Obesity Rate
CDC PLACES
Clearwater
33.3%
Miramar
30.9%
Miramar +
Diabetes Rate
CDC PLACES
Clearwater
13.5%
Miramar
12.2%
Miramar +
Poor Mental Health
CDC PLACES — 14+ days/month
Clearwater
16.8%
Miramar
15.9%
Miramar +
No Health Insurance
CDC PLACES
Clearwater
14.7%
Clearwater +
Miramar
17.0%
Binge Drinking
CDC PLACES
Clearwater
15.6%
Miramar
14.4%
Miramar +
Current Smokers
CDC PLACES
Clearwater
14.0%
Miramar
10.6%
Miramar +
| Metric | Clearwater, FL | Miramar, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.3% | 30.9% | Miramar + |
| Diabetes RateCDC PLACES | 13.5% | 12.2% | Miramar + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.8% | 15.9% | Miramar + |
| No Health InsuranceCDC PLACES | 14.7% | 17.0% | Clearwater + |
| Binge DrinkingCDC PLACES | 15.6% | 14.4% | Miramar + |
| Current SmokersCDC PLACES | 14.0% | 10.6% | Miramar + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Clearwater
73.8°F
Miramar
N/A
Annual Precipitation
NOAA 1991–2020 normal
Clearwater
54.7 in
Miramar
N/A
| Metric | Clearwater, FL | Miramar, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 73.8°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 54.7 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Clearwater
7.2 µg/m³
Miramar
7.2 µg/m³
Tie
Good Air Days
AQI ≤ 50
Clearwater
75.0%
Miramar
75.0%
Tie
| Metric | Clearwater, FL | Miramar, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 7.2 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Clearwater
25.3 min
Clearwater +
Miramar
29.2 min
| Metric | Clearwater, FL | Miramar, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.3 min | 29.2 min | Clearwater + |
Which City is Right for You?
Miramar leads in median household income at $67,014, while clearwater offers more affordable housing with a median home price of $341,503. On public safety, Miramar is safer with a violent crime rate of 324 per 100,000 residents, compared to 324 in Clearwater. Miramar has a lower unemployment rate at 3.9%, and Miramar has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Miramar scores better with a lower obesity rate of 30.9%.
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