Clearwater FL vs Oklahoma City OK — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Clearwater, FL
Florida · Population: 117,075
- Median HH Income$64,440
- Median Home Price$341,503
- Unemployment4.7%
- Bachelor's+32.5%
Oklahoma City, OK
Oklahoma · Population: 688,693
- Median HH Income$66,702
- Median Home Price$207,961
- Unemployment4.7%
- Bachelor's+34.0%
Detailed Comparison
Demographics
Population
Clearwater
117,075
Oklahoma City
688,693
Oklahoma City +
Pop. Density / sq mi
Lower = more space
Clearwater
N/A
Oklahoma City
N/A
Median Age
Clearwater
46.4
Oklahoma City
35.0
Oklahoma City +
Foreign Born
Clearwater
17.0%
Clearwater +
Oklahoma City
12.0%
White
Clearwater
70.3%
Clearwater +
Oklahoma City
58.4%
Black
Clearwater
10.2%
Oklahoma City
13.4%
Oklahoma City +
Asian
Clearwater
3.6%
Oklahoma City
4.5%
Oklahoma City +
Hispanic
Clearwater
17.1%
Oklahoma City
21.7%
Oklahoma City +
Spanish at Home
Clearwater
N/A
Oklahoma City
N/A
| Metric | Clearwater, FL | Oklahoma City, OK | Better |
|---|---|---|---|
| Population | 117,075 | 688,693 | Oklahoma City + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 46.4 | 35.0 | Oklahoma City + |
| Foreign Born | 17.0% | 12.0% | Clearwater + |
| White | 70.3% | 58.4% | Clearwater + |
| Black | 10.2% | 13.4% | Oklahoma City + |
| Asian | 3.6% | 4.5% | Oklahoma City + |
| Hispanic | 17.1% | 21.7% | Oklahoma City + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Clearwater
$64,440
Oklahoma City
$66,702
Oklahoma City +
Per Capita Income
Clearwater
$42,934
Clearwater +
Oklahoma City
$37,109
Per Capita Personal Income (MSA)
BEA MSA-level
Clearwater
$65,328
Clearwater +
Oklahoma City
$57,929
Unemployment Rate
Clearwater
4.7%
Oklahoma City
4.7%
Oklahoma City +
Poverty Rate
Clearwater
15.4%
Oklahoma City
15.2%
Oklahoma City +
Bachelor's Degree+
Clearwater
32.5%
Oklahoma City
34.0%
Oklahoma City +
| Metric | Clearwater, FL | Oklahoma City, OK | Better |
|---|---|---|---|
| Median HH Income | $64,440 | $66,702 | Oklahoma City + |
| Per Capita Income | $42,934 | $37,109 | Clearwater + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $57,929 | Clearwater + |
| Unemployment Rate | 4.7% | 4.7% | Oklahoma City + |
| Poverty Rate | 15.4% | 15.2% | Oklahoma City + |
| Bachelor's Degree+ | 32.5% | 34.0% | Oklahoma City + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Clearwater
$341,503
Oklahoma City
$207,961
Oklahoma City +
Homeownership Rate
Clearwater
59.1%
Oklahoma City
59.1%
Oklahoma City +
| Metric | Clearwater, FL | Oklahoma City, OK | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $341,503 | $207,961 | Oklahoma City + |
| Homeownership Rate | 59.1% | 59.1% | Oklahoma City + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Clearwater
324
Clearwater +
Oklahoma City
429
Property Crime / 100K
FBI CDE (state-level est.)
Clearwater
1453
Clearwater +
Oklahoma City
2375
| Metric | Clearwater, FL | Oklahoma City, OK | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 429 | Clearwater + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 2375 | Clearwater + |
Health
Obesity Rate
CDC PLACES
Clearwater
33.3%
Clearwater +
Oklahoma City
38.3%
Diabetes Rate
CDC PLACES
Clearwater
13.5%
Oklahoma City
12.6%
Oklahoma City +
Poor Mental Health
CDC PLACES — 14+ days/month
Clearwater
16.8%
Clearwater +
Oklahoma City
17.8%
No Health Insurance
CDC PLACES
Clearwater
14.7%
Oklahoma City
14.0%
Oklahoma City +
Binge Drinking
CDC PLACES
Clearwater
15.6%
Oklahoma City
14.6%
Oklahoma City +
Current Smokers
CDC PLACES
Clearwater
14.0%
Clearwater +
Oklahoma City
14.9%
| Metric | Clearwater, FL | Oklahoma City, OK | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.3% | 38.3% | Clearwater + |
| Diabetes RateCDC PLACES | 13.5% | 12.6% | Oklahoma City + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.8% | 17.8% | Clearwater + |
| No Health InsuranceCDC PLACES | 14.7% | 14.0% | Oklahoma City + |
| Binge DrinkingCDC PLACES | 15.6% | 14.6% | Oklahoma City + |
| Current SmokersCDC PLACES | 14.0% | 14.9% | Clearwater + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Clearwater
73.8°F
Oklahoma City
N/A
Annual Precipitation
NOAA 1991–2020 normal
Clearwater
54.7 in
Oklahoma City
37.6 in
Oklahoma City +
| Metric | Clearwater, FL | Oklahoma City, OK | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 73.8°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 54.7 in | 37.6 in | Oklahoma City + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Clearwater
7.2 µg/m³
Clearwater +
Oklahoma City
8.8 µg/m³
Good Air Days
AQI ≤ 50
Clearwater
75.0%
Oklahoma City
75.0%
Tie
| Metric | Clearwater, FL | Oklahoma City, OK | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.8 µg/m³ | Clearwater + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Clearwater
25.3 min
Oklahoma City
23.6 min
Oklahoma City +
| Metric | Clearwater, FL | Oklahoma City, OK | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.3 min | 23.6 min | Oklahoma City + |
Which City is Right for You?
Oklahoma City leads in median household income at $66,702, while oklahoma City offers more affordable housing with a median home price of $207,961. On public safety, Clearwater is safer with a violent crime rate of 324 per 100,000 residents, compared to 429 in Oklahoma City. Oklahoma City has a lower unemployment rate at 4.7%, and Clearwater has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Clearwater scores better with a lower obesity rate of 33.3%.
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