Clearwater FL vs Quincy MA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Clearwater, FL

Florida · Population: 117,075

Median HH Income$64,440
Median Home Price$341,503
Unemployment4.7%
Bachelor's+32.5%

Quincy, MA

Massachusetts · Population: 101,361

Median HH Income$95,711
Median Home Price$679,883
Unemployment7.1%
Bachelor's+48.6%

Detailed Comparison

Demographics

Population

Clearwater

117,075

Clearwater +

Quincy

101,361

Pop. Density / sq mi

Lower = more space

Clearwater

N/A

Quincy

N/A

Median Age

Clearwater

46.4

Quincy

39.0

Quincy +

Foreign Born

Clearwater

17.0%

Quincy

32.7%

Quincy +

White

Clearwater

70.3%

Clearwater +

Quincy

55.6%

Black

Clearwater

10.2%

Clearwater +

Quincy

6.5%

Asian

Clearwater

3.6%

Quincy

29.2%

Quincy +

Hispanic

Clearwater

17.1%

Clearwater +

Quincy

5.8%

Spanish at Home

Clearwater

N/A

Quincy

N/A

Metric	Clearwater, FL	Quincy, MA	Better
Population	117,075	101,361	Clearwater +
Pop. Density / sq miLower = more space	N/A	N/A	-
Median Age	46.4	39.0	Quincy +
Foreign Born	17.0%	32.7%	Quincy +
White	70.3%	55.6%	Clearwater +
Black	10.2%	6.5%	Clearwater +
Asian	3.6%	29.2%	Quincy +
Hispanic	17.1%	5.8%	Clearwater +
Spanish at Home	N/A	N/A	-

Economy

Median HH Income

Clearwater

$64,440

Quincy

$95,711

Quincy +

Per Capita Income

Clearwater

$42,934

Quincy

$53,273

Quincy +

Per Capita Personal Income (MSA)

BEA MSA-level

Clearwater

$65,328

Quincy

$85,405

Quincy +

Unemployment Rate

Clearwater

4.7%

Clearwater +

Quincy

7.1%

Poverty Rate

Clearwater

15.4%

Quincy

11.4%

Quincy +

Bachelor's Degree+

Clearwater

32.5%

Quincy

48.6%

Quincy +

Metric	Clearwater, FL	Quincy, MA	Better
Median HH Income	$64,440	$95,711	Quincy +
Per Capita Income	$42,934	$53,273	Quincy +
Per Capita Personal Income (MSA)BEA MSA-level	$65,328	$85,405	Quincy +
Unemployment Rate	4.7%	7.1%	Clearwater +
Poverty Rate	15.4%	11.4%	Quincy +
Bachelor's Degree+	32.5%	48.6%	Quincy +

Housing

Median Home Value

Zillow ZHVI / Census ACS

Clearwater

$341,503

Clearwater +

Quincy

$679,883

Homeownership Rate

Clearwater

59.1%

Clearwater +

Quincy

45.0%

Metric	Clearwater, FL	Quincy, MA	Better
Median Home ValueZillow ZHVI / Census ACS	$341,503	$679,883	Clearwater +
Homeownership Rate	59.1%	45.0%	Clearwater +

Safety

Violent Crime / 100K

FBI CDE (state-level est.)

Clearwater

324

Clearwater +

Quincy

326

Property Crime / 100K

FBI CDE (state-level est.)

Clearwater

1453

Quincy

1086

Quincy +

Metric	Clearwater, FL	Quincy, MA	Better
Violent Crime / 100KFBI CDE (state-level est.)	324	326	Clearwater +
Property Crime / 100KFBI CDE (state-level est.)	1453	1086	Quincy +

Health

Obesity Rate

CDC PLACES

Clearwater

33.3%

Quincy

22.9%

Quincy +

Diabetes Rate

CDC PLACES

Clearwater

13.5%

Quincy

10.1%

Quincy +

Poor Mental Health

CDC PLACES — 14+ days/month

Clearwater

16.8%

Quincy

15.5%

Quincy +

No Health Insurance

CDC PLACES

Clearwater

14.7%

Quincy

4.9%

Quincy +

Binge Drinking

CDC PLACES

Clearwater

15.6%

Quincy

15.6%

Tie

Current Smokers

CDC PLACES

Clearwater

14.0%

Quincy

11.0%

Quincy +

Metric	Clearwater, FL	Quincy, MA	Better
Obesity RateCDC PLACES	33.3%	22.9%	Quincy +
Diabetes RateCDC PLACES	13.5%	10.1%	Quincy +
Poor Mental HealthCDC PLACES — 14+ days/month	16.8%	15.5%	Quincy +
No Health InsuranceCDC PLACES	14.7%	4.9%	Quincy +
Binge DrinkingCDC PLACES	15.6%	15.6%	Tie
Current SmokersCDC PLACES	14.0%	11.0%	Quincy +

Climate

Avg Annual Temp

NOAA 1991–2020 normal

Clearwater

73.8°F

Quincy

N/A

Annual Precipitation

NOAA 1991–2020 normal

Clearwater

54.7 in

Quincy

N/A

Metric	Clearwater, FL	Quincy, MA	Better
Avg Annual TempNOAA 1991–2020 normal	73.8°F	N/A	-
Annual PrecipitationNOAA 1991–2020 normal	54.7 in	N/A	-

Air Quality

PM2.5 Annual Avg

EPA AQS (state-level est.)

Clearwater

7.2 µg/m³

Quincy

7.2 µg/m³

Tie

Good Air Days

AQI ≤ 50

Clearwater

75.0%

Quincy

75.0%

Tie

Metric	Clearwater, FL	Quincy, MA	Better
PM2.5 Annual AvgEPA AQS (state-level est.)	7.2 µg/m³	7.2 µg/m³	Tie
Good Air DaysAQI ≤ 50	75.0%	75.0%	Tie

Commute

Mean Commute Time

Census ACS

Clearwater

25.3 min

Clearwater +

Quincy

37.6 min

Metric	Clearwater, FL	Quincy, MA	Better
Mean Commute TimeCensus ACS	25.3 min	37.6 min	Clearwater +

Which City is Right for You?

Quincy leads in median household income at $95,711, while clearwater offers more affordable housing with a median home price of $341,503. On public safety, Clearwater is safer with a violent crime rate of 324 per 100,000 residents, compared to 326 in Quincy. Clearwater has a lower unemployment rate at 4.7%, and Quincy has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Quincy scores better with a lower obesity rate of 22.9%.

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