Clearwater FL vs Rancho Cucamonga CA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Clearwater, FL

Florida · Population: 117,075

  • Median HH Income$64,440
  • Median Home Price$341,503
  • Unemployment4.7%
  • Bachelor's+32.5%

Rancho Cucamonga, CA

California · Population: 174,693

  • Median HH Income$109,511
  • Median Home Price$791,317
  • Unemployment5.8%
  • Bachelor's+37.3%

Detailed Comparison

Demographics

Population
Clearwater
117,075
Rancho Cucamonga
174,693
Rancho Cucamonga +
Pop. Density / sq mi
Lower = more space
Clearwater
N/A
Rancho Cucamonga
N/A
Median Age
Clearwater
46.4
Rancho Cucamonga
37.9
Rancho Cucamonga +
Foreign Born
Clearwater
17.0%
Rancho Cucamonga
21.1%
Rancho Cucamonga +
White
Clearwater
70.3%
Clearwater +
Rancho Cucamonga
44.0%
Black
Clearwater
10.2%
Clearwater +
Rancho Cucamonga
8.3%
Asian
Clearwater
3.6%
Rancho Cucamonga
15.4%
Rancho Cucamonga +
Hispanic
Clearwater
17.1%
Rancho Cucamonga
38.5%
Rancho Cucamonga +
Spanish at Home
Clearwater
N/A
Rancho Cucamonga
N/A

Economy

Median HH Income
Clearwater
$64,440
Rancho Cucamonga
$109,511
Rancho Cucamonga +
Per Capita Income
Clearwater
$42,934
Rancho Cucamonga
$45,626
Rancho Cucamonga +
Per Capita Personal Income (MSA)
BEA MSA-level
Clearwater
$65,328
Rancho Cucamonga
$77,230
Rancho Cucamonga +
Unemployment Rate
Clearwater
4.7%
Clearwater +
Rancho Cucamonga
5.8%
Poverty Rate
Clearwater
15.4%
Rancho Cucamonga
8.0%
Rancho Cucamonga +
Bachelor's Degree+
Clearwater
32.5%
Rancho Cucamonga
37.3%
Rancho Cucamonga +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Clearwater
$341,503
Clearwater +
Rancho Cucamonga
$791,317
Homeownership Rate
Clearwater
59.1%
Rancho Cucamonga
63.3%
Rancho Cucamonga +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Clearwater
324
Clearwater +
Rancho Cucamonga
503
Property Crime / 100K
FBI CDE (state-level est.)
Clearwater
1453
Clearwater +
Rancho Cucamonga
2388

Health

Obesity Rate
CDC PLACES
Clearwater
33.3%
Rancho Cucamonga
30.0%
Rancho Cucamonga +
Diabetes Rate
CDC PLACES
Clearwater
13.5%
Rancho Cucamonga
10.5%
Rancho Cucamonga +
Poor Mental Health
CDC PLACES — 14+ days/month
Clearwater
16.8%
Rancho Cucamonga
16.1%
Rancho Cucamonga +
No Health Insurance
CDC PLACES
Clearwater
14.7%
Rancho Cucamonga
8.8%
Rancho Cucamonga +
Binge Drinking
CDC PLACES
Clearwater
15.6%
Clearwater +
Rancho Cucamonga
15.8%
Current Smokers
CDC PLACES
Clearwater
14.0%
Rancho Cucamonga
10.1%
Rancho Cucamonga +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Clearwater
73.8°F
Rancho Cucamonga
N/A
Annual Precipitation
NOAA 1991–2020 normal
Clearwater
54.7 in
Rancho Cucamonga
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Clearwater
7.2 µg/m³
Clearwater +
Rancho Cucamonga
7.9 µg/m³
Good Air Days
AQI ≤ 50
Clearwater
75.0%
Rancho Cucamonga
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Clearwater
25.3 min
Clearwater +
Rancho Cucamonga
34.6 min

Which City is Right for You?

Rancho Cucamonga leads in median household income at $109,511, while clearwater offers more affordable housing with a median home price of $341,503. On public safety, Clearwater is safer with a violent crime rate of 324 per 100,000 residents, compared to 503 in Rancho Cucamonga. Clearwater has a lower unemployment rate at 4.7%, and Clearwater has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Rancho Cucamonga scores better with a lower obesity rate of 30.0%.

Compare More Cities

About Clearwater & Rancho Cucamonga