Clearwater FL vs Reno NV — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Clearwater, FL
Florida · Population: 117,075
- Median HH Income$64,440
- Median Home Price$341,503
- Unemployment4.7%
- Bachelor's+32.5%
Reno, NV
Nevada · Population: 268,959
- Median HH Income$78,448
- Median Home Price$570,934
- Unemployment5.0%
- Bachelor's+35.7%
Detailed Comparison
Demographics
Population
Clearwater
117,075
Reno
268,959
Reno +
Pop. Density / sq mi
Lower = more space
Clearwater
N/A
Reno
N/A
Median Age
Clearwater
46.4
Reno
37.3
Reno +
Foreign Born
Clearwater
17.0%
Clearwater +
Reno
16.1%
White
Clearwater
70.3%
Clearwater +
Reno
63.5%
Black
Clearwater
10.2%
Clearwater +
Reno
3.2%
Asian
Clearwater
3.6%
Reno
7.0%
Reno +
Hispanic
Clearwater
17.1%
Reno
24.6%
Reno +
Spanish at Home
Clearwater
N/A
Reno
N/A
| Metric | Clearwater, FL | Reno, NV | Better |
|---|---|---|---|
| Population | 117,075 | 268,959 | Reno + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 46.4 | 37.3 | Reno + |
| Foreign Born | 17.0% | 16.1% | Clearwater + |
| White | 70.3% | 63.5% | Clearwater + |
| Black | 10.2% | 3.2% | Clearwater + |
| Asian | 3.6% | 7.0% | Reno + |
| Hispanic | 17.1% | 24.6% | Reno + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Clearwater
$64,440
Reno
$78,448
Reno +
Per Capita Income
Clearwater
$42,934
Reno
$45,180
Reno +
Per Capita Personal Income (MSA)
BEA MSA-level
Clearwater
$65,328
Clearwater +
Reno
$62,696
Unemployment Rate
Clearwater
4.7%
Clearwater +
Reno
5.0%
Poverty Rate
Clearwater
15.4%
Reno
12.5%
Reno +
Bachelor's Degree+
Clearwater
32.5%
Reno
35.7%
Reno +
| Metric | Clearwater, FL | Reno, NV | Better |
|---|---|---|---|
| Median HH Income | $64,440 | $78,448 | Reno + |
| Per Capita Income | $42,934 | $45,180 | Reno + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $62,696 | Clearwater + |
| Unemployment Rate | 4.7% | 5.0% | Clearwater + |
| Poverty Rate | 15.4% | 12.5% | Reno + |
| Bachelor's Degree+ | 32.5% | 35.7% | Reno + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Clearwater
$341,503
Clearwater +
Reno
$570,934
Homeownership Rate
Clearwater
59.1%
Clearwater +
Reno
49.4%
| Metric | Clearwater, FL | Reno, NV | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $341,503 | $570,934 | Clearwater + |
| Homeownership Rate | 59.1% | 49.4% | Clearwater + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Clearwater
324
Clearwater +
Reno
460
Property Crime / 100K
FBI CDE (state-level est.)
Clearwater
1453
Clearwater +
Reno
2417
| Metric | Clearwater, FL | Reno, NV | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 460 | Clearwater + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 2417 | Clearwater + |
Health
Obesity Rate
CDC PLACES
Clearwater
33.3%
Reno
28.4%
Reno +
Diabetes Rate
CDC PLACES
Clearwater
13.5%
Reno
9.5%
Reno +
Poor Mental Health
CDC PLACES — 14+ days/month
Clearwater
16.8%
Clearwater +
Reno
18.5%
No Health Insurance
CDC PLACES
Clearwater
14.7%
Reno
13.0%
Reno +
Binge Drinking
CDC PLACES
Clearwater
15.6%
Clearwater +
Reno
18.9%
Current Smokers
CDC PLACES
Clearwater
14.0%
Reno
12.8%
Reno +
| Metric | Clearwater, FL | Reno, NV | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.3% | 28.4% | Reno + |
| Diabetes RateCDC PLACES | 13.5% | 9.5% | Reno + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.8% | 18.5% | Clearwater + |
| No Health InsuranceCDC PLACES | 14.7% | 13.0% | Reno + |
| Binge DrinkingCDC PLACES | 15.6% | 18.9% | Clearwater + |
| Current SmokersCDC PLACES | 14.0% | 12.8% | Reno + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Clearwater
73.8°F
Reno
53.0°F
Reno +
Annual Precipitation
NOAA 1991–2020 normal
Clearwater
54.7 in
Reno
8.3 in
Reno +
| Metric | Clearwater, FL | Reno, NV | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 73.8°F | 53.0°F | Reno + |
| Annual PrecipitationNOAA 1991–2020 normal | 54.7 in | 8.3 in | Reno + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Clearwater
7.2 µg/m³
Reno
5.2 µg/m³
Reno +
Good Air Days
AQI ≤ 50
Clearwater
75.0%
Reno
75.0%
Tie
| Metric | Clearwater, FL | Reno, NV | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 5.2 µg/m³ | Reno + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Clearwater
25.3 min
Reno
22.3 min
Reno +
| Metric | Clearwater, FL | Reno, NV | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.3 min | 22.3 min | Reno + |
Which City is Right for You?
Reno leads in median household income at $78,448, while clearwater offers more affordable housing with a median home price of $341,503. On public safety, Clearwater is safer with a violent crime rate of 324 per 100,000 residents, compared to 460 in Reno. Clearwater has a lower unemployment rate at 4.7%, and Reno has cleaner air (PM2.5 avg 5.2 µg/m³). For overall health outcomes, Reno scores better with a lower obesity rate of 28.4%.
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