Clearwater FL vs St. Petersburg FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Clearwater, FL
Florida · Population: 117,075
- Median HH Income$64,440
- Median Home Price$341,503
- Unemployment4.7%
- Bachelor's+32.5%
St. Petersburg, FL
Florida · Population: 260,646
- Median HH Income$73,118
- Median Home Price$331,500
- Unemployment4.9%
- Bachelor's+41.3%
Detailed Comparison
Demographics
Population
Clearwater
117,075
St. Petersburg
260,646
St. Petersburg +
Pop. Density / sq mi
Lower = more space
Clearwater
N/A
St. Petersburg
N/A
Median Age
Clearwater
46.4
St. Petersburg
43.1
St. Petersburg +
Foreign Born
Clearwater
17.0%
Clearwater +
St. Petersburg
10.1%
White
Clearwater
70.3%
Clearwater +
St. Petersburg
66.2%
Black
Clearwater
10.2%
St. Petersburg
19.4%
St. Petersburg +
Asian
Clearwater
3.6%
Clearwater +
St. Petersburg
3.1%
Hispanic
Clearwater
17.1%
Clearwater +
St. Petersburg
9.3%
Spanish at Home
Clearwater
N/A
St. Petersburg
N/A
| Metric | Clearwater, FL | St. Petersburg, FL | Better |
|---|---|---|---|
| Population | 117,075 | 260,646 | St. Petersburg + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 46.4 | 43.1 | St. Petersburg + |
| Foreign Born | 17.0% | 10.1% | Clearwater + |
| White | 70.3% | 66.2% | Clearwater + |
| Black | 10.2% | 19.4% | St. Petersburg + |
| Asian | 3.6% | 3.1% | Clearwater + |
| Hispanic | 17.1% | 9.3% | Clearwater + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Clearwater
$64,440
St. Petersburg
$73,118
St. Petersburg +
Per Capita Income
Clearwater
$42,934
St. Petersburg
$49,823
St. Petersburg +
Per Capita Personal Income (MSA)
BEA MSA-level
Clearwater
$65,328
St. Petersburg
$65,328
Tie
Unemployment Rate
Clearwater
4.7%
Clearwater +
St. Petersburg
4.9%
Poverty Rate
Clearwater
15.4%
St. Petersburg
11.7%
St. Petersburg +
Bachelor's Degree+
Clearwater
32.5%
St. Petersburg
41.3%
St. Petersburg +
| Metric | Clearwater, FL | St. Petersburg, FL | Better |
|---|---|---|---|
| Median HH Income | $64,440 | $73,118 | St. Petersburg + |
| Per Capita Income | $42,934 | $49,823 | St. Petersburg + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $65,328 | Tie |
| Unemployment Rate | 4.7% | 4.9% | Clearwater + |
| Poverty Rate | 15.4% | 11.7% | St. Petersburg + |
| Bachelor's Degree+ | 32.5% | 41.3% | St. Petersburg + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Clearwater
$341,503
St. Petersburg
$331,500
St. Petersburg +
Homeownership Rate
Clearwater
59.1%
St. Petersburg
63.0%
St. Petersburg +
| Metric | Clearwater, FL | St. Petersburg, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $341,503 | $331,500 | St. Petersburg + |
| Homeownership Rate | 59.1% | 63.0% | St. Petersburg + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Clearwater
324
St. Petersburg
324
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Clearwater
1453
St. Petersburg
1453
Tie
| Metric | Clearwater, FL | St. Petersburg, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 324 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1453 | Tie |
Health
Obesity Rate
CDC PLACES
Clearwater
33.3%
St. Petersburg
32.7%
St. Petersburg +
Diabetes Rate
CDC PLACES
Clearwater
13.5%
St. Petersburg
12.2%
St. Petersburg +
Poor Mental Health
CDC PLACES — 14+ days/month
Clearwater
16.8%
St. Petersburg
16.6%
St. Petersburg +
No Health Insurance
CDC PLACES
Clearwater
14.7%
St. Petersburg
11.1%
St. Petersburg +
Binge Drinking
CDC PLACES
Clearwater
15.6%
Clearwater +
St. Petersburg
16.6%
Current Smokers
CDC PLACES
Clearwater
14.0%
St. Petersburg
12.4%
St. Petersburg +
| Metric | Clearwater, FL | St. Petersburg, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.3% | 32.7% | St. Petersburg + |
| Diabetes RateCDC PLACES | 13.5% | 12.2% | St. Petersburg + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.8% | 16.6% | St. Petersburg + |
| No Health InsuranceCDC PLACES | 14.7% | 11.1% | St. Petersburg + |
| Binge DrinkingCDC PLACES | 15.6% | 16.6% | Clearwater + |
| Current SmokersCDC PLACES | 14.0% | 12.4% | St. Petersburg + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Clearwater
73.8°F
St. Petersburg
N/A
Annual Precipitation
NOAA 1991–2020 normal
Clearwater
54.7 in
St. Petersburg
N/A
| Metric | Clearwater, FL | St. Petersburg, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 73.8°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 54.7 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Clearwater
7.2 µg/m³
St. Petersburg
7.2 µg/m³
Tie
Good Air Days
AQI ≤ 50
Clearwater
75.0%
St. Petersburg
75.0%
Tie
| Metric | Clearwater, FL | St. Petersburg, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 7.2 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Clearwater
25.3 min
Clearwater +
St. Petersburg
26.8 min
| Metric | Clearwater, FL | St. Petersburg, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.3 min | 26.8 min | Clearwater + |
Which City is Right for You?
St. Petersburg leads in median household income at $73,118, while st. Petersburg offers more affordable housing with a median home price of $331,500. On public safety, St. Petersburg is safer with a violent crime rate of 324 per 100,000 residents, compared to 324 in Clearwater. Clearwater has a lower unemployment rate at 4.7%, and St. Petersburg has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, St. Petersburg scores better with a lower obesity rate of 32.7%.
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