Clearwater FL vs Washington DC — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Clearwater, FL
Florida · Population: 117,075
- Median HH Income$64,440
- Median Home Price$341,503
- Unemployment4.7%
- Bachelor's+32.5%
Washington, DC
District of Columbia · Population: 672,079
- Median HH Income$106,287
- Median Home Price$580,173
- Unemployment6.5%
- Bachelor's+63.6%
Detailed Comparison
Demographics
Population
Clearwater
117,075
Washington
672,079
Washington +
Pop. Density / sq mi
Lower = more space
Clearwater
N/A
Washington
N/A
Median Age
Clearwater
46.4
Washington
34.9
Washington +
Foreign Born
Clearwater
17.0%
Clearwater +
Washington
13.3%
White
Clearwater
70.3%
Clearwater +
Washington
39.1%
Black
Clearwater
10.2%
Washington
43.3%
Washington +
Asian
Clearwater
3.6%
Washington
4.1%
Washington +
Hispanic
Clearwater
17.1%
Clearwater +
Washington
11.6%
Spanish at Home
Clearwater
N/A
Washington
N/A
| Metric | Clearwater, FL | Washington, DC | Better |
|---|---|---|---|
| Population | 117,075 | 672,079 | Washington + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 46.4 | 34.9 | Washington + |
| Foreign Born | 17.0% | 13.3% | Clearwater + |
| White | 70.3% | 39.1% | Clearwater + |
| Black | 10.2% | 43.3% | Washington + |
| Asian | 3.6% | 4.1% | Washington + |
| Hispanic | 17.1% | 11.6% | Clearwater + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Clearwater
$64,440
Washington
$106,287
Washington +
Per Capita Income
Clearwater
$42,934
Washington
$75,253
Washington +
Per Capita Personal Income (MSA)
BEA MSA-level
Clearwater
$65,328
Washington
$101,182
Washington +
Unemployment Rate
Clearwater
4.7%
Clearwater +
Washington
6.5%
Poverty Rate
Clearwater
15.4%
Washington
14.5%
Washington +
Bachelor's Degree+
Clearwater
32.5%
Washington
63.6%
Washington +
| Metric | Clearwater, FL | Washington, DC | Better |
|---|---|---|---|
| Median HH Income | $64,440 | $106,287 | Washington + |
| Per Capita Income | $42,934 | $75,253 | Washington + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $101,182 | Washington + |
| Unemployment Rate | 4.7% | 6.5% | Clearwater + |
| Poverty Rate | 15.4% | 14.5% | Washington + |
| Bachelor's Degree+ | 32.5% | 63.6% | Washington + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Clearwater
$341,503
Clearwater +
Washington
$580,173
Homeownership Rate
Clearwater
59.1%
Clearwater +
Washington
41.1%
| Metric | Clearwater, FL | Washington, DC | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $341,503 | $580,173 | Clearwater + |
| Homeownership Rate | 59.1% | 41.1% | Clearwater + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Clearwater
324
Clearwater +
Washington
398
Property Crime / 100K
FBI CDE (state-level est.)
Clearwater
1453
Clearwater +
Washington
1999
| Metric | Clearwater, FL | Washington, DC | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 398 | Clearwater + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1999 | Clearwater + |
Health
Obesity Rate
CDC PLACES
Clearwater
33.3%
Washington
24.6%
Washington +
Diabetes Rate
CDC PLACES
Clearwater
13.5%
Washington
7.8%
Washington +
Poor Mental Health
CDC PLACES — 14+ days/month
Clearwater
16.8%
Washington
14.6%
Washington +
No Health Insurance
CDC PLACES
Clearwater
14.7%
Washington
6.7%
Washington +
Binge Drinking
CDC PLACES
Clearwater
15.6%
Clearwater +
Washington
24.0%
Current Smokers
CDC PLACES
Clearwater
14.0%
Washington
9.7%
Washington +
| Metric | Clearwater, FL | Washington, DC | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.3% | 24.6% | Washington + |
| Diabetes RateCDC PLACES | 13.5% | 7.8% | Washington + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.8% | 14.6% | Washington + |
| No Health InsuranceCDC PLACES | 14.7% | 6.7% | Washington + |
| Binge DrinkingCDC PLACES | 15.6% | 24.0% | Clearwater + |
| Current SmokersCDC PLACES | 14.0% | 9.7% | Washington + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Clearwater
73.8°F
Washington
N/A
Annual Precipitation
NOAA 1991–2020 normal
Clearwater
54.7 in
Washington
N/A
| Metric | Clearwater, FL | Washington, DC | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 73.8°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 54.7 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Clearwater
7.2 µg/m³
Clearwater +
Washington
8.8 µg/m³
Good Air Days
AQI ≤ 50
Clearwater
75.0%
Washington
75.0%
Tie
| Metric | Clearwater, FL | Washington, DC | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.8 µg/m³ | Clearwater + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Clearwater
25.3 min
Clearwater +
Washington
32.8 min
| Metric | Clearwater, FL | Washington, DC | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.3 min | 32.8 min | Clearwater + |
Which City is Right for You?
Washington leads in median household income at $106,287, while clearwater offers more affordable housing with a median home price of $341,503. On public safety, Clearwater is safer with a violent crime rate of 324 per 100,000 residents, compared to 398 in Washington. Clearwater has a lower unemployment rate at 4.7%, and Clearwater has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Washington scores better with a lower obesity rate of 24.6%.
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