Columbia MO vs Philadelphia PA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Columbia, MO
Missouri · Population: 127,200
- Median HH Income$64,488
- Median Home Price$323,876
- Unemployment3.9%
- Bachelor's+56.5%
Philadelphia, PA
Pennsylvania · Population: 1,582,432
- Median HH Income$60,698
- Median Home Price$233,814
- Unemployment8.4%
- Bachelor's+34.6%
Detailed Comparison
Demographics
Population
Columbia
127,200
Philadelphia
1,582,432
Philadelphia +
Pop. Density / sq mi
Lower = more space
Columbia
N/A
Philadelphia
N/A
Median Age
Columbia
29.2
Columbia +
Philadelphia
35.1
Foreign Born
Columbia
8.1%
Philadelphia
14.6%
Philadelphia +
White
Columbia
74.3%
Columbia +
Philadelphia
36.1%
Black
Columbia
12.1%
Philadelphia
39.9%
Philadelphia +
Asian
Columbia
6.1%
Philadelphia
7.8%
Philadelphia +
Hispanic
Columbia
4.3%
Philadelphia
15.2%
Philadelphia +
Spanish at Home
Columbia
N/A
Philadelphia
N/A
| Metric | Columbia, MO | Philadelphia, PA | Better |
|---|---|---|---|
| Population | 127,200 | 1,582,432 | Philadelphia + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 29.2 | 35.1 | Columbia + |
| Foreign Born | 8.1% | 14.6% | Philadelphia + |
| White | 74.3% | 36.1% | Columbia + |
| Black | 12.1% | 39.9% | Philadelphia + |
| Asian | 6.1% | 7.8% | Philadelphia + |
| Hispanic | 4.3% | 15.2% | Philadelphia + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Columbia
$64,488
Columbia +
Philadelphia
$60,698
Per Capita Income
Columbia
$37,359
Philadelphia
$37,669
Philadelphia +
Per Capita Personal Income (MSA)
BEA MSA-level
Columbia
$58,527
Philadelphia
$65,080
Philadelphia +
Unemployment Rate
Columbia
3.9%
Columbia +
Philadelphia
8.4%
Poverty Rate
Columbia
20.0%
Columbia +
Philadelphia
22.0%
Bachelor's Degree+
Columbia
56.5%
Columbia +
Philadelphia
34.6%
| Metric | Columbia, MO | Philadelphia, PA | Better |
|---|---|---|---|
| Median HH Income | $64,488 | $60,698 | Columbia + |
| Per Capita Income | $37,359 | $37,669 | Philadelphia + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,527 | $65,080 | Philadelphia + |
| Unemployment Rate | 3.9% | 8.4% | Columbia + |
| Poverty Rate | 20.0% | 22.0% | Columbia + |
| Bachelor's Degree+ | 56.5% | 34.6% | Columbia + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Columbia
$323,876
Philadelphia
$233,814
Philadelphia +
Homeownership Rate
Columbia
49.4%
Philadelphia
52.3%
Philadelphia +
| Metric | Columbia, MO | Philadelphia, PA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $323,876 | $233,814 | Philadelphia + |
| Homeownership Rate | 49.4% | 52.3% | Philadelphia + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Columbia
501
Philadelphia
319
Philadelphia +
Property Crime / 100K
FBI CDE (state-level est.)
Columbia
2418
Philadelphia
1613
Philadelphia +
| Metric | Columbia, MO | Philadelphia, PA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 501 | 319 | Philadelphia + |
| Property Crime / 100KFBI CDE (state-level est.) | 2418 | 1613 | Philadelphia + |
Health
Obesity Rate
CDC PLACES
Columbia
30.1%
Philadelphia
N/A
Diabetes Rate
CDC PLACES
Columbia
8.5%
Philadelphia
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Columbia
19.1%
Philadelphia
N/A
No Health Insurance
CDC PLACES
Columbia
8.4%
Philadelphia
N/A
Binge Drinking
CDC PLACES
Columbia
18.5%
Philadelphia
N/A
Current Smokers
CDC PLACES
Columbia
12.4%
Philadelphia
N/A
| Metric | Columbia, MO | Philadelphia, PA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.1% | N/A | - |
| Diabetes RateCDC PLACES | 8.5% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.1% | N/A | - |
| No Health InsuranceCDC PLACES | 8.4% | N/A | - |
| Binge DrinkingCDC PLACES | 18.5% | N/A | - |
| Current SmokersCDC PLACES | 12.4% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Columbia
56.0°F
Columbia +
Philadelphia
57.1°F
Annual Precipitation
NOAA 1991–2020 normal
Columbia
46.3 in
Columbia +
Philadelphia
48.5 in
| Metric | Columbia, MO | Philadelphia, PA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 56.0°F | 57.1°F | Columbia + |
| Annual PrecipitationNOAA 1991–2020 normal | 46.3 in | 48.5 in | Columbia + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Columbia
9.3 µg/m³
Columbia +
Philadelphia
9.8 µg/m³
Good Air Days
AQI ≤ 50
Columbia
55.0%
Philadelphia
55.0%
Tie
| Metric | Columbia, MO | Philadelphia, PA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.3 µg/m³ | 9.8 µg/m³ | Columbia + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Columbia
18.2 min
Columbia +
Philadelphia
34.5 min
| Metric | Columbia, MO | Philadelphia, PA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.2 min | 34.5 min | Columbia + |
Which City is Right for You?
Columbia leads in median household income at $64,488, while philadelphia offers more affordable housing with a median home price of $233,814. On public safety, Philadelphia is safer with a violent crime rate of 319 per 100,000 residents, compared to 501 in Columbia. Columbia has a lower unemployment rate at 3.9%, and Columbia has cleaner air (PM2.5 avg 9.3 µg/m³).
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